<?xml version="1.0" encoding="utf-8"?>
<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="https://www.w3.org/TR/REC-xml/#syntax" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><title>Smart Money - May PERAan</title><link>https://www.sbs.com.au/language/filipino/fil/podcast/smart-money</link><description>Your questions about money, savings, debt, insurance, tax, side hustle, and business matters, answered by experts. - May tanong ka ba tungkol sa pera? Mapa-utang man, ipon, insurance, tax, raket o diskarte sa negosyo, sasagutin yan ng mga eksperto.</description><language>fil</language><generator>StreamGuys Recast</generator><copyright>Copyright 2025, Special Broadcasting Services</copyright><itunes:author>SBS</itunes:author><itunes:subtitle>Your questions about money, savings, debt, insurance, tax, side hustle, and business matters, answered by experts. - May tanong ka ba tungkol sa pera? Mapa-utang man, ipon, insurance, tax, raket o diskarte sa negosyo, sasagutin yan ng mga eksperto.</itunes:subtitle><itunes:summary>Your questions about money, savings, debt, insurance, tax, side hustle, and business matters, answered by experts. - May tanong ka ba tungkol sa pera? Mapa-utang man, ipon, insurance, tax, raket o diskarte sa negosyo, sasagutin yan ng mga eksperto.</itunes:summary><itunes:explicit>unset</itunes:explicit><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>SBS Audio</itunes:name><itunes:email>audio@sbs.com.au</itunes:email></itunes:owner><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20251119163629-90.jpg"/><image><url>https://sbs-rss.streamguys1.com/smart-money/20251119163629-90.jpg</url><title>Smart Money - May PERAan</title><link>https://www.sbs.com.au/language/filipino/fil/podcast/smart-money</link></image><itunes:keywords>SBS, Filipino Migrants</itunes:keywords><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:category text="News"/><item><title>'Take photos before and after the job': How to safeguard business against wrong claims - 'Kumuha ng litrato bago at pagkatapos ng trabaho': Paraan para iwas-daya sa maling damage claims</title><description>Canberra- based aircraft engineer Paulo Paniel acquired a thirty- year-old towbar business in 2018, which challenged him to implement systems - such as photo documentation and job checklists- designed to mitigate risks and protect the company against false cosmetic damages claims on customer vehicles. - Binili ng aircraft engineer Paulo Paniel na taga-Canberra, ang tatlong dekada nang negosyo ng towbar noong 2018, bagay na humimok sa kanya na magkaroon ng dokumentasyon at checklist ng trabaho para makasiguro na hindi siya madadaya ng ibang kliyente.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;📢 Where to Catch SBS Filipino&lt;/b&gt;&lt;br&gt;&lt;br&gt;🔊 &lt;b&gt;On Air&amp;nbsp;&lt;/b&gt;– Tune in to SBS Filipino on &lt;a href="https://www.sbs.com.au/language/filipino/en/article/how-to-tune-in-to-sbs-filipino-on-radio/puwgdeoa8"&gt;radio stations across Australia&amp;nbsp;&lt;/a&gt;and &lt;a href="https://www.sbs.com.au/language/filipino/en/listen"&gt;website live stream,&amp;nbsp;&lt;/a&gt;and TV Channel 302 from 10 AM to 11 AM AEST daily.&lt;br&gt;&lt;br&gt;📲 &lt;b&gt;Catch up episodes and stories&amp;nbsp;&lt;/b&gt;– Visit &lt;a href="https://www.sbs.com.au/language/filipino/en"&gt;sbs.com.au/filipino&lt;/a&gt; or stream on &lt;a href="https://open.spotify.com/show/3rR5lMOznzMxL9yaH8bi9c"&gt;Spotify&lt;/a&gt;, &lt;a href="https://podcasts.apple.com/au/podcast/sbs-filipino-sbs-sa-wikang-filipino/id161304192"&gt;Apple Podcasts&lt;/a&gt;, &lt;a href="https://www.youtube.com/playlist?list=PLA65Ww7iGS2q3kt37kawUETsYPWHtUJGo"&gt;Youtube Podcasts&lt;/a&gt;, and &lt;a href="https://www.sbs.com.au/audio/sbs-audio-app"&gt;SBS Audio app.&lt;/a&gt;&lt;br&gt;&lt;br&gt;📣 &lt;b&gt;Follow Us on Social Media&amp;nbsp;&lt;/b&gt;– Stay updated by following us on &lt;a href="https://www.facebook.com/SBSFilipino/"&gt;Facebook&amp;nbsp;&lt;/a&gt;and &lt;a href="https://www.instagram.com/sbsfilipino/"&gt;Instagram&lt;/a&gt;.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260526130258-filipino-21724f0c-7836-4513-8620-42dbd9234149.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019e-6232-d615-a19e-e6f6b5590000&amp;dur_cat=3" type="audio/mpeg" length="8986289"/><guid isPermaLink="false">0000019e-6232-d615-a19e-e6f6b5590000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/kumuha-ng-litrato-bago-at-pagkatapos-ng-trabaho-paraan-para-iwas-daya-sa-maling-damage-claims/2465ebe1l</link><itunes:subtitle>Canberra- based aircraft engineer Paulo Paniel acquired a thirty- year-old towbar business in 2018, which challenged him to implement systems - such as photo documentation and job checklists- designed to mitigate risks and protect the company against false cosmetic damages claims on customer vehicles. - Binili ng aircraft engineer Paulo Paniel na taga-Canberra, ang tatlong dekada nang negosyo ng towbar noong 2018, bagay na humimok sa kanya na magkaroon ng dokumentasyon at checklist ng trabaho para makasiguro na hindi siya madadaya ng ibang kliyente.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;📢 Where to Catch SBS Filipino&lt;/b&gt;&lt;br&gt;&lt;br&gt;🔊 &lt;b&gt;On Air&amp;nbsp;&lt;/b&gt;– Tune in to SBS Filipino on &lt;a href="https://www.sbs.com.au/language/filipino/en/article/how-to-tune-in-to-sbs-filipino-on-radio/puwgdeoa8"&gt;radio stations across Australia&amp;nbsp;&lt;/a&gt;and &lt;a href="https://www.sbs.com.au/language/filipino/en/listen"&gt;website live stream,&amp;nbsp;&lt;/a&gt;and TV Channel 302 from 10 AM to 11 AM AEST daily.&lt;br&gt;&lt;br&gt;📲 &lt;b&gt;Catch up episodes and stories&amp;nbsp;&lt;/b&gt;– Visit &lt;a href="https://www.sbs.com.au/language/filipino/en"&gt;sbs.com.au/filipino&lt;/a&gt; or stream on &lt;a href="https://open.spotify.com/show/3rR5lMOznzMxL9yaH8bi9c"&gt;Spotify&lt;/a&gt;, &lt;a href="https://podcasts.apple.com/au/podcast/sbs-filipino-sbs-sa-wikang-filipino/id161304192"&gt;Apple Podcasts&lt;/a&gt;, &lt;a href="https://www.youtube.com/playlist?list=PLA65Ww7iGS2q3kt37kawUETsYPWHtUJGo"&gt;Youtube Podcasts&lt;/a&gt;, and &lt;a href="https://www.sbs.com.au/audio/sbs-audio-app"&gt;SBS Audio app.&lt;/a&gt;&lt;br&gt;&lt;br&gt;📣 &lt;b&gt;Follow Us on Social Media&amp;nbsp;&lt;/b&gt;– Stay updated by following us on &lt;a href="https://www.facebook.com/SBSFilipino/"&gt;Facebook&amp;nbsp;&lt;/a&gt;and &lt;a href="https://www.instagram.com/sbsfilipino/"&gt;Instagram&lt;/a&gt;.</itunes:subtitle><itunes:summary>Canberra- based aircraft engineer Paulo Paniel acquired a thirty- year-old towbar business in 2018, which challenged him to implement systems - such as photo documentation and job checklists- designed to mitigate risks and protect the company against false cosmetic damages claims on customer vehicles. - Binili ng aircraft engineer Paulo Paniel na taga-Canberra, ang tatlong dekada nang negosyo ng towbar noong 2018, bagay na humimok sa kanya na magkaroon ng dokumentasyon at checklist ng trabaho para makasiguro na hindi siya madadaya ng ibang kliyente.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;📢 Where to Catch SBS Filipino&lt;/b&gt;&lt;br&gt;&lt;br&gt;🔊 &lt;b&gt;On Air&amp;nbsp;&lt;/b&gt;– Tune in to SBS Filipino on &lt;a href="https://www.sbs.com.au/language/filipino/en/article/how-to-tune-in-to-sbs-filipino-on-radio/puwgdeoa8"&gt;radio stations across Australia&amp;nbsp;&lt;/a&gt;and &lt;a href="https://www.sbs.com.au/language/filipino/en/listen"&gt;website live stream,&amp;nbsp;&lt;/a&gt;and TV Channel 302 from 10 AM to 11 AM AEST daily.&lt;br&gt;&lt;br&gt;📲 &lt;b&gt;Catch up episodes and stories&amp;nbsp;&lt;/b&gt;– Visit &lt;a href="https://www.sbs.com.au/language/filipino/en"&gt;sbs.com.au/filipino&lt;/a&gt; or stream on &lt;a href="https://open.spotify.com/show/3rR5lMOznzMxL9yaH8bi9c"&gt;Spotify&lt;/a&gt;, &lt;a href="https://podcasts.apple.com/au/podcast/sbs-filipino-sbs-sa-wikang-filipino/id161304192"&gt;Apple Podcasts&lt;/a&gt;, &lt;a href="https://www.youtube.com/playlist?list=PLA65Ww7iGS2q3kt37kawUETsYPWHtUJGo"&gt;Youtube Podcasts&lt;/a&gt;, and &lt;a href="https://www.sbs.com.au/audio/sbs-audio-app"&gt;SBS Audio app.&lt;/a&gt;&lt;br&gt;&lt;br&gt;📣 &lt;b&gt;Follow Us on Social Media&amp;nbsp;&lt;/b&gt;– Stay updated by following us on &lt;a href="https://www.facebook.com/SBSFilipino/"&gt;Facebook&amp;nbsp;&lt;/a&gt;and &lt;a href="https://www.instagram.com/sbsfilipino/"&gt;Instagram&lt;/a&gt;.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260526130839_116880-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:09:22</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260526130839_116880-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Tue, 26 May 2026 13:02:00 +1000</pubDate></item><item><title>An ode to Grandma's cooking: How two siblings infused it into the menu of two food businesses - Pagbibigay pugay kay Lola: Recipes na ginamit ng magkapatid sa dalawang negosyo</title><description>Melburnian siblings-turned- business partners Jennalyn Versoza and Ronnel Pineda started two food establishments - a catering venture and a cafe - both featuring flavors inspired by the home cooking of their mother and grandmother. - Nagtayo ang magkapatid at business partners na taga- Melbourne na sina Jennalyn Verzosa and Ronnel Pineda ng dalawang negosyo- isang catering at cafe kung saan batid ang mga lasa ng mga lutuin ng kanilang lola at nanay.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260519144432-filipino-6bd2800c-c81c-4678-9ae9-e449bd08863b.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019e-3e64-d2cb-ab9e-3e7fe8c30000&amp;dur_cat=3" type="audio/mpeg" length="9467057"/><guid isPermaLink="false">0000019e-3e64-d2cb-ab9e-3e7fe8c30000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/pagbibigay-pugay-kay-lola-recipes-na-ginamit-ng-magkapatid-sa-dalawang-negosyo/r05opgftk</link><itunes:subtitle>Melburnian siblings-turned- business partners Jennalyn Versoza and Ronnel Pineda started two food establishments - a catering venture and a cafe - both featuring flavors inspired by the home cooking of their mother and grandmother. - Nagtayo ang magkapatid at business partners na taga- Melbourne na sina Jennalyn Verzosa and Ronnel Pineda ng dalawang negosyo- isang catering at cafe kung saan batid ang mga lasa ng mga lutuin ng kanilang lola at nanay.</itunes:subtitle><itunes:summary>Melburnian siblings-turned- business partners Jennalyn Versoza and Ronnel Pineda started two food establishments - a catering venture and a cafe - both featuring flavors inspired by the home cooking of their mother and grandmother. - Nagtayo ang magkapatid at business partners na taga- Melbourne na sina Jennalyn Verzosa and Ronnel Pineda ng dalawang negosyo- isang catering at cafe kung saan batid ang mga lasa ng mga lutuin ng kanilang lola at nanay.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260521094451_688253-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:09:52</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260521094451_688253-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Tue, 19 May 2026 14:44:00 +1000</pubDate></item><item><title>'It's an excuse for us to de-stress.': Nurse mom and friends on side hustle - Side hustle ng Pinay nurse at dalawang kaibigan sa Perth, patok sa backyard weddings at intimate events</title><description>Registered Nurse Kristine Beaman partnered with her friends, Bea Murran and Jay Anne Abracia, to launch a secondary venture in September 2025 involving curated picnic settings in Perth - a project they describe as therapeutic. - Bumuo ng raket ang Registered Nurse na si Kristine Beaman kasama ang mga kaibigan na sina Bea Murran and Jay Anne Abracia na may kinalaman sa pagbuo ng picnic setting - bagay na sinimulan nila noong September 2025 sa Perth.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260512143838-filipino-20debad8-aea2-4fa8-a442-85f7bb4baff8.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019e-1a68-db57-adbe-1f697f7d0000&amp;dur_cat=3" type="audio/mpeg" length="11302193"/><guid isPermaLink="false">0000019e-1a68-db57-adbe-1f697f7d0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/side-hustle-ng-pinay-nurse-at-dalawang-kaibigan-sa-perth-patok-sa-backyard-weddings-at-intimate-events/ozdxbwsdn</link><itunes:subtitle>Registered Nurse Kristine Beaman partnered with her friends, Bea Murran and Jay Anne Abracia, to launch a secondary venture in September 2025 involving curated picnic settings in Perth - a project they describe as therapeutic. - Bumuo ng raket ang Registered Nurse na si Kristine Beaman kasama ang mga kaibigan na sina Bea Murran and Jay Anne Abracia na may kinalaman sa pagbuo ng picnic setting - bagay na sinimulan nila noong September 2025 sa Perth.</itunes:subtitle><itunes:summary>Registered Nurse Kristine Beaman partnered with her friends, Bea Murran and Jay Anne Abracia, to launch a secondary venture in September 2025 involving curated picnic settings in Perth - a project they describe as therapeutic. - Bumuo ng raket ang Registered Nurse na si Kristine Beaman kasama ang mga kaibigan na sina Bea Murran and Jay Anne Abracia na may kinalaman sa pagbuo ng picnic setting - bagay na sinimulan nila noong September 2025 sa Perth.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260512145232_793368-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:11:46</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260512145232_793368-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Tue, 12 May 2026 14:37:00 +1000</pubDate></item><item><title>'Kailangan hindi sila ma-disappoint: Chef patungkol sa pagiging matagumpay matapos maging viral online</title><description>Sa May Peraan, alamin ang kwento ng viral vlog na nakatulong sa isang Pinoy entrepreneur na si Chef Manuel Malicdem sa Sydney.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260507151355-filipino-d8b1799a-a67f-4e22-8494-bc32b42576b2.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019e-009c-d022-adff-f4de13ba0000&amp;dur_cat=3" type="audio/mpeg" length="10702001"/><guid isPermaLink="false">0000019e-009c-d022-adff-f4de13ba0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/kailangan-hindi-sila-ma-disappoint-chef-patungkol-sa-pagiging-matagumpay-matapos-maging-viral-online/ofdvoxoti</link><itunes:subtitle>Sa May Peraan, alamin ang kwento ng viral vlog na nakatulong sa isang Pinoy entrepreneur na si Chef Manuel Malicdem sa Sydney.</itunes:subtitle><itunes:summary>Sa May Peraan, alamin ang kwento ng viral vlog na nakatulong sa isang Pinoy entrepreneur na si Chef Manuel Malicdem sa Sydney.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260507151817_760492-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:11:09</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260507151817_760492-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Thu, 07 May 2026 15:13:00 +1000</pubDate></item><item><title>'Work culture should be impeccable': Entrepreneurs focus on wellbeing while rebuilding photography business - 'Dapat maayos ang kultura sa trabaho': Mga may-ari ng negosyo pinahahalagahan ang mental health ng empleyado</title><description>Perth-based couple Michael and Bea Murran acquired a 15-year photography business in December 2025, while ensuring the work environment supports the wellbeing of their staff. - Binili ng mag-asawang Michael at Bea Murran ang isang negosyong photography na labinlimang taon nang tumatakbo sa Perth, bagay kung saan binibigyan nila ng importansya ang maayos na mental wellbeing ng mga empleyado lalo na sa habang nasa trabaho.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260428150203-filipino-06de2ef6-f26e-4321-945a-8771f8dfc084.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019d-d250-dc55-a3df-dbdfae470000&amp;dur_cat=3" type="audio/mpeg" length="10468145"/><guid isPermaLink="false">0000019d-d250-dc55-a3df-dbdfae470000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/dapat-maayos-ang-kultura-sa-trabaho-mga-may-ari-ng-negosyo-pinahahalagahan-ang-mental-health-ng-empleyado/airvep761</link><itunes:subtitle>Perth-based couple Michael and Bea Murran acquired a 15-year photography business in December 2025, while ensuring the work environment supports the wellbeing of their staff. - Binili ng mag-asawang Michael at Bea Murran ang isang negosyong photography na labinlimang taon nang tumatakbo sa Perth, bagay kung saan binibigyan nila ng importansya ang maayos na mental wellbeing ng mga empleyado lalo na sa habang nasa trabaho.</itunes:subtitle><itunes:summary>Perth-based couple Michael and Bea Murran acquired a 15-year photography business in December 2025, while ensuring the work environment supports the wellbeing of their staff. - Binili ng mag-asawang Michael at Bea Murran ang isang negosyong photography na labinlimang taon nang tumatakbo sa Perth, bagay kung saan binibigyan nila ng importansya ang maayos na mental wellbeing ng mga empleyado lalo na sa habang nasa trabaho.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260428172411_625992-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:10:54</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260428172411_625992-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Tue, 28 Apr 2026 15:01:00 +1000</pubDate></item><item><title>'Meeting the demand': How one skewers business scaled to success - 'Salubungin ang demand': Paraan para lumago ang negosyong barbecue</title><description>Launched in 2013 by Melburnian Regine Alcantara Meehan and her husband, Chef James, this barbeque business has evolved into a logistical powerhouse that tours major events throughout Australia and New Zealand. - Tinayo ng mag-asawang taga-Melbourne na sina Regina Meehan at ang kanyang asawang si Chef James ang kanilang barbecue business noong 2013, na ngayon ay lumago at dinarayo na ang iba’t ibang events sa buong Australia at New Zealand.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260421143932-filipino-900b1dbf-69cd-4f32-95e3-5421d8945e50.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019d-ae47-d13e-abdd-ff6700ab0000&amp;dur_cat=3" type="audio/mpeg" length="8684465"/><guid isPermaLink="false">0000019d-ae47-d13e-abdd-ff6700ab0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/salubungin-ang-demand-paraan-para-lumago-ang-negosyong-barbecue/sqhmn3yax</link><itunes:subtitle>Launched in 2013 by Melburnian Regine Alcantara Meehan and her husband, Chef James, this barbeque business has evolved into a logistical powerhouse that tours major events throughout Australia and New Zealand. - Tinayo ng mag-asawang taga-Melbourne na sina Regina Meehan at ang kanyang asawang si Chef James ang kanilang barbecue business noong 2013, na ngayon ay lumago at dinarayo na ang iba’t ibang events sa buong Australia at New Zealand.</itunes:subtitle><itunes:summary>Launched in 2013 by Melburnian Regine Alcantara Meehan and her husband, Chef James, this barbeque business has evolved into a logistical powerhouse that tours major events throughout Australia and New Zealand. - Tinayo ng mag-asawang taga-Melbourne na sina Regina Meehan at ang kanyang asawang si Chef James ang kanilang barbecue business noong 2013, na ngayon ay lumago at dinarayo na ang iba’t ibang events sa buong Australia at New Zealand.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260427152320_701579-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:09:03</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260427152320_701579-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Tue, 21 Apr 2026 14:39:00 +1000</pubDate></item><item><title>The Pop-up Path: How a fortnightly takeover prepares a baker for a cafe - Pop-up Bakery: Paraan para mapaghandaan ng isang baker ang pagpapatakbo ng cafe</title><description>Tasmanian disability support worker and home-based baker Anne Santos decided to dip her toes into the waters in 2022, by taking over an existing cafe every fortnight- a move designed to prepare her for opening a cafe in the future and to attract potential customers. - Bilang paghahanda sa plano nitong magbukas ng cafe, pinalitan ng Tasmanian disability support worker at home-based baker na si Anne Santos ang pagpapatakbo ng isang sarado nang cafe noong 2022 - isang paraan para makapagpakilala sa mga customers.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260415110041-filipino-f8d122c3-3584-46f8-9fb7-92caa14f647f.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019d-8ea3-dd1d-ad9f-befb21ed0000&amp;dur_cat=3" type="audio/mpeg" length="11350193"/><guid isPermaLink="false">0000019d-8ea3-dd1d-ad9f-befb21ed0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/pop-up-bakery-paraan-para-mapaghandaan-ng-isang-baker-ang-pagpapatakbo-ng-cafe/j194u9kbq</link><itunes:subtitle>Tasmanian disability support worker and home-based baker Anne Santos decided to dip her toes into the waters in 2022, by taking over an existing cafe every fortnight- a move designed to prepare her for opening a cafe in the future and to attract potential customers. - Bilang paghahanda sa plano nitong magbukas ng cafe, pinalitan ng Tasmanian disability support worker at home-based baker na si Anne Santos ang pagpapatakbo ng isang sarado nang cafe noong 2022 - isang paraan para makapagpakilala sa mga customers.</itunes:subtitle><itunes:summary>Tasmanian disability support worker and home-based baker Anne Santos decided to dip her toes into the waters in 2022, by taking over an existing cafe every fortnight- a move designed to prepare her for opening a cafe in the future and to attract potential customers. - Bilang paghahanda sa plano nitong magbukas ng cafe, pinalitan ng Tasmanian disability support worker at home-based baker na si Anne Santos ang pagpapatakbo ng isang sarado nang cafe noong 2022 - isang paraan para makapagpakilala sa mga customers.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260415110046_049929-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:11:49</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260415110046_049929-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Wed, 15 Apr 2026 10:58:00 +1000</pubDate></item><item><title>'Educate them about Filipino specialty coffee': How one café owner in Gold Coast is championing Philippine-grown coffee - 'Ipakilala mo ang kape mula sa atin': Cafe owner para maging una at naiiba sa kumpetisyon</title><description>Gold Coast Chef Maz Espiritu has been introducing Australia to the hidden gems of Philippine specialty coffee, making it the distinct highlight of her café since its launch in February 2024. - Sinimulan ng Gold Coast Chef Maz Espiritu ang pagpapakilala sa 'specialty coffee' mula sa Pilipinas na hindi pa gaanong natutuklasan at natitikman ng mga Australiano, bagay na ibinibida sa kanyang café mula pa noong Pebrero 2024.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260407121417-filipino-0a43968b-0c84-4e28-8893-7f54dc0234fb.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019d-65a7-d9e4-a9fd-efa720850000&amp;dur_cat=3" type="audio/mpeg" length="10028849"/><guid isPermaLink="false">0000019d-65a7-d9e4-a9fd-efa720850000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/ipakilala-mo-ang-kape-mula-sa-atin-cafe-owner-para-maging-una-at-naiiba-sa-kumpetisyon/rj3rbnn9u</link><itunes:subtitle>Gold Coast Chef Maz Espiritu has been introducing Australia to the hidden gems of Philippine specialty coffee, making it the distinct highlight of her café since its launch in February 2024. - Sinimulan ng Gold Coast Chef Maz Espiritu ang pagpapakilala sa 'specialty coffee' mula sa Pilipinas na hindi pa gaanong natutuklasan at natitikman ng mga Australiano, bagay na ibinibida sa kanyang café mula pa noong Pebrero 2024.</itunes:subtitle><itunes:summary>Gold Coast Chef Maz Espiritu has been introducing Australia to the hidden gems of Philippine specialty coffee, making it the distinct highlight of her café since its launch in February 2024. - Sinimulan ng Gold Coast Chef Maz Espiritu ang pagpapakilala sa 'specialty coffee' mula sa Pilipinas na hindi pa gaanong natutuklasan at natitikman ng mga Australiano, bagay na ibinibida sa kanyang café mula pa noong Pebrero 2024.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260407123403_025984-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:10:26</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260407123403_025984-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Tue, 07 Apr 2026 12:14:00 +1000</pubDate></item><item><title>'I had to fight for the value that Filipino food brings': Stall owner on claiming her place in the market - 'Pinaglaban ko ang pagkaing Filipino': May-ari ng market stall sa Hobart, itinaguyod ang lutong sariling atin</title><description>After an initial rejection, Tasmanian Annaliza Correa persevered by refining her brand to secure her space as the sole Filipino food vendor among renowned Salamanca Market's 350 stalls in 2020. - Nagpursigi si Annaliza Correa para matanggap sa kilalang Salamanca Market sa Hobart, Tasmania matapos hindi matanggap sa unang pagkakataon ng aplikasyon, bagay ng mas lalo niyang pinaghandaan hanggang sa kalaunan ay siya lang ang natatanging Filipino food vendor kasabay ng iba pang 350 stalls owners.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260331160155-filipino-eaddb68c-69fa-48f5-90ce-65ea0ef6681e.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019d-4234-d6f4-afbd-7bff97730000&amp;dur_cat=3" type="audio/mpeg" length="10474673"/><guid isPermaLink="false">0000019d-4234-d6f4-afbd-7bff97730000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/pinaglaban-ko-ang-pagkaing-filipino-may-ari-ng-market-stall-sa-hobart-itinaguyod-ang-lutong-sariling-atin/stm0usxfl</link><itunes:subtitle>After an initial rejection, Tasmanian Annaliza Correa persevered by refining her brand to secure her space as the sole Filipino food vendor among renowned Salamanca Market's 350 stalls in 2020. - Nagpursigi si Annaliza Correa para matanggap sa kilalang Salamanca Market sa Hobart, Tasmania matapos hindi matanggap sa unang pagkakataon ng aplikasyon, bagay ng mas lalo niyang pinaghandaan hanggang sa kalaunan ay siya lang ang natatanging Filipino food vendor kasabay ng iba pang 350 stalls owners.</itunes:subtitle><itunes:summary>After an initial rejection, Tasmanian Annaliza Correa persevered by refining her brand to secure her space as the sole Filipino food vendor among renowned Salamanca Market's 350 stalls in 2020. - Nagpursigi si Annaliza Correa para matanggap sa kilalang Salamanca Market sa Hobart, Tasmania matapos hindi matanggap sa unang pagkakataon ng aplikasyon, bagay ng mas lalo niyang pinaghandaan hanggang sa kalaunan ay siya lang ang natatanging Filipino food vendor kasabay ng iba pang 350 stalls owners.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260331160433_187805-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:10:54</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260331160433_187805-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Tue, 31 Mar 2026 16:01:00 +1100</pubDate></item><item><title>'Follow the insider tips': A food truck owner's secret to longevity - 'Makinig sa mga insider tips': Payo ng food truck owners para mapalago ang negosyo</title><description>Since 2017, Canberran couple Myra and Rey Torres transitioned from cleaning to a Filipino food truck business, leveraging tips from fellow market stall owners on which events to join. - Simula 2017, pinalit ng mag-asawang Myra and Rey Torres sa cleaning ang negosyong food truck business. Sa tulong at gabay ng kapwa market stall holders sa Canberra, natutunan nila kung aling mga event ang may magandang kita.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260324130553-filipino-78a6badb-0842-4bea-b3f0-65df7f8e4ab5.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019d-1d86-dee8-a5bd-dfb715fe0000&amp;dur_cat=3" type="audio/mpeg" length="8917169"/><guid isPermaLink="false">0000019d-1d86-dee8-a5bd-dfb715fe0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/makinig-sa-mga-insider-tips-payo-ng-food-truck-owners-para-mapalago-ang-negosyo/j7tm1och1</link><itunes:subtitle>Since 2017, Canberran couple Myra and Rey Torres transitioned from cleaning to a Filipino food truck business, leveraging tips from fellow market stall owners on which events to join. - Simula 2017, pinalit ng mag-asawang Myra and Rey Torres sa cleaning ang negosyong food truck business. Sa tulong at gabay ng kapwa market stall holders sa Canberra, natutunan nila kung aling mga event ang may magandang kita.</itunes:subtitle><itunes:summary>Since 2017, Canberran couple Myra and Rey Torres transitioned from cleaning to a Filipino food truck business, leveraging tips from fellow market stall owners on which events to join. - Simula 2017, pinalit ng mag-asawang Myra and Rey Torres sa cleaning ang negosyong food truck business. Sa tulong at gabay ng kapwa market stall holders sa Canberra, natutunan nila kung aling mga event ang may magandang kita.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260324143232_456208-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:09:17</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260324143232_456208-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Tue, 24 Mar 2026 13:00:00 +1100</pubDate></item><item><title>'Open up job opportunities for others': Engineer and three nurses pursue a deeper purpose through a business in Warrnambool - 'Kailangan makatulong sa pagbigay ng trabaho': Engineer at tatlong nurses sa adhikaing bumuo ng negosyo sa Warrnambool</title><description>Fully aware of scarce employment in regional areas, professionals-turned-business partners Maria Irene Morden, Leslyn May Lian, Mary Lynn Pagalilauan, and Gladys Mae Bosi blended their passion for food with an advocacy for providing livelihoods by opening the first Filipino restaurant in the area in December 2025. - Tinayo ng mga magkakaibigang Maria Irene Morden, Leslyn May Lian, Mary Lynn Pagalilauan, and Gladys Mae Bosi ang kauna-unahang Filipino restaurant noong Disyembre 2025 sa Warrnambool City sa Regional Victoria, bagay na makapagbibigay ng pagkakakitaan sa mga kababayan habang pinapakilala ang lutong Pinoy sa ibang lahi.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260317153414-filipino-9edbf87f-3f08-4758-9b5c-8431e09cf030.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019c-fa0f-dd8a-a9dd-ffdf66650000&amp;dur_cat=3" type="audio/mpeg" length="10278065"/><guid isPermaLink="false">0000019c-fa0f-dd8a-a9dd-ffdf66650000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/sizzling-manila-in-warrnambool/242tu87t8</link><itunes:subtitle>Fully aware of scarce employment in regional areas, professionals-turned-business partners Maria Irene Morden, Leslyn May Lian, Mary Lynn Pagalilauan, and Gladys Mae Bosi blended their passion for food with an advocacy for providing livelihoods by opening the first Filipino restaurant in the area in December 2025. - Tinayo ng mga magkakaibigang Maria Irene Morden, Leslyn May Lian, Mary Lynn Pagalilauan, and Gladys Mae Bosi ang kauna-unahang Filipino restaurant noong Disyembre 2025 sa Warrnambool City sa Regional Victoria, bagay na makapagbibigay ng pagkakakitaan sa mga kababayan habang pinapakilala ang lutong Pinoy sa ibang lahi.</itunes:subtitle><itunes:summary>Fully aware of scarce employment in regional areas, professionals-turned-business partners Maria Irene Morden, Leslyn May Lian, Mary Lynn Pagalilauan, and Gladys Mae Bosi blended their passion for food with an advocacy for providing livelihoods by opening the first Filipino restaurant in the area in December 2025. - Tinayo ng mga magkakaibigang Maria Irene Morden, Leslyn May Lian, Mary Lynn Pagalilauan, and Gladys Mae Bosi ang kauna-unahang Filipino restaurant noong Disyembre 2025 sa Warrnambool City sa Regional Victoria, bagay na makapagbibigay ng pagkakakitaan sa mga kababayan habang pinapakilala ang lutong Pinoy sa ibang lahi.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260318092749_078197-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:10:42</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260318092749_078197-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Tue, 17 Mar 2026 15:33:00 +1100</pubDate></item><item><title>'Our space is healing': Mother-daughter duo on 40-year salon success - May Peraan: 'Panatag sila': Mag-inang matagumpay sa apat na dekadang parlor business sa Tasmania</title><description>Since founding her Kingston salon in 1986, Tasmanian Virginia Barcial Brittain has built a 40-year legacy of success, supported by her daughter Krystle Wachorn’s commitment to modernizing their services and treatments. - Matapos simulan ang negosyong salon noong 1986 ni Virginia Barcial Brittain sa Kingston, Hobart Tasmania, suportado siya ngayon ng nag-iisang anak na si Krystle Wachorn para tiyaking makakasabay ito sa mga modernong serbisyo.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260310145921-filipino-5f950383-a17a-4bbf-ac24-1ece0899b45a.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019c-d5cd-dacc-a3bf-f5dd3a730000&amp;dur_cat=3" type="audio/mpeg" length="10088369"/><guid isPermaLink="false">0000019c-d5cd-dacc-a3bf-f5dd3a730000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-panatag-sila-mag-inang-matagumpay-sa-apat-na-dekadang-parlor-business-sa-hobart-tasmania/hmlzzrmqn</link><itunes:subtitle>Since founding her Kingston salon in 1986, Tasmanian Virginia Barcial Brittain has built a 40-year legacy of success, supported by her daughter Krystle Wachorn’s commitment to modernizing their services and treatments. - Matapos simulan ang negosyong salon noong 1986 ni Virginia Barcial Brittain sa Kingston, Hobart Tasmania, suportado siya ngayon ng nag-iisang anak na si Krystle Wachorn para tiyaking makakasabay ito sa mga modernong serbisyo.</itunes:subtitle><itunes:summary>Since founding her Kingston salon in 1986, Tasmanian Virginia Barcial Brittain has built a 40-year legacy of success, supported by her daughter Krystle Wachorn’s commitment to modernizing their services and treatments. - Matapos simulan ang negosyong salon noong 1986 ni Virginia Barcial Brittain sa Kingston, Hobart Tasmania, suportado siya ngayon ng nag-iisang anak na si Krystle Wachorn para tiyaking makakasabay ito sa mga modernong serbisyo.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260310165919-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:10:31</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260310165919-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Tue, 10 Mar 2026 14:59:00 +1100</pubDate></item><item><title>May PERAan: From bedside to business - How a nurse’s motherly instinct sparked a sustainable connection - May PERAan: Dating nurse sa Queensland inspirasyon ang anak sa pagbuo ng produktong ligtas para sa mga batang may allergy</title><description>: Inspired by her child's anaphylactic allergy, former Queensland nurse Jill Iza Daub entered entrepreneurship in February 2023, selling BPA-free, recyclable bamboo cups designed for durability and safety. - Naging inspirasyon ng dating nurse na si Jill Dauz Daub ang kanyang anak sa paggawa ng produktong 'cups' na ligtas gamitin para sa mga bata na maraming allergies, gaya ng anak niya. Sinimulan niya ang negosyo noong Pebrero 2023 sa Queensland.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260303160018-filipino-3788808f-2dec-451e-bb1d-ceff5e2f540e.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019c-b14c-dc39-abdc-b54e83bb0000&amp;dur_cat=3" type="audio/mpeg" length="10472369"/><guid isPermaLink="false">0000019c-b14c-dc39-abdc-b54e83bb0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-dating-nurse-sa-queensland-inspirasyon-ang-anak-na-bumuo-ng-produktong-ligtas-para-sa-mga-batang-may-allergy/okf124lul</link><itunes:subtitle>: Inspired by her child's anaphylactic allergy, former Queensland nurse Jill Iza Daub entered entrepreneurship in February 2023, selling BPA-free, recyclable bamboo cups designed for durability and safety. - Naging inspirasyon ng dating nurse na si Jill Dauz Daub ang kanyang anak sa paggawa ng produktong 'cups' na ligtas gamitin para sa mga bata na maraming allergies, gaya ng anak niya. Sinimulan niya ang negosyo noong Pebrero 2023 sa Queensland.</itunes:subtitle><itunes:summary>: Inspired by her child's anaphylactic allergy, former Queensland nurse Jill Iza Daub entered entrepreneurship in February 2023, selling BPA-free, recyclable bamboo cups designed for durability and safety. - Naging inspirasyon ng dating nurse na si Jill Dauz Daub ang kanyang anak sa paggawa ng produktong 'cups' na ligtas gamitin para sa mga bata na maraming allergies, gaya ng anak niya. Sinimulan niya ang negosyo noong Pebrero 2023 sa Queensland.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260310164708-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:10:55</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260310164708-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Tue, 03 Mar 2026 16:00:00 +1100</pubDate></item><item><title>'Consultants guided us with legalities': How One NDIS Provider Navigated the Stringent Application Process - 'Tinulungan kami ng consultants sa legalities': Paraan para makapasa sa mahigpit na NDIS Provider application</title><description>In October 2022, Melbourne-based former nurse Aaron Villanueva and his business partner leveraged expert consultancy to navigate the NDIS sector’s highly regulated audit framework and establish their practice. - Sa episode ng May PERAan, kilalanin ang Melbourne-based former nurse Aaron Villanueva pati ng kanyang business partner na tinayo katulong ng mga consultants sa pag-intindi ng mga legal na usapin para mapasok nila ang napaka-strikto na sektor ng NDIS noong Oktubre 2022.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260224160218-filipino-a7ae1674-e7dc-4475-a85e-f38ee27f4975.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019c-8d37-d538-a19d-8f7737a40000&amp;dur_cat=3" type="audio/mpeg" length="9765809"/><guid isPermaLink="false">0000019c-8d37-d538-a19d-8f7737a40000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/tinulungan-kami-ng-consultants-sa-legalities-paraan-para-kakapasa-sa-mahigpit-na-dis-provider/w9oztedsw</link><itunes:subtitle>In October 2022, Melbourne-based former nurse Aaron Villanueva and his business partner leveraged expert consultancy to navigate the NDIS sector’s highly regulated audit framework and establish their practice. - Sa episode ng May PERAan, kilalanin ang Melbourne-based former nurse Aaron Villanueva pati ng kanyang business partner na tinayo katulong ng mga consultants sa pag-intindi ng mga legal na usapin para mapasok nila ang napaka-strikto na sektor ng NDIS noong Oktubre 2022.</itunes:subtitle><itunes:summary>In October 2022, Melbourne-based former nurse Aaron Villanueva and his business partner leveraged expert consultancy to navigate the NDIS sector’s highly regulated audit framework and establish their practice. - Sa episode ng May PERAan, kilalanin ang Melbourne-based former nurse Aaron Villanueva pati ng kanyang business partner na tinayo katulong ng mga consultants sa pag-intindi ng mga legal na usapin para mapasok nila ang napaka-strikto na sektor ng NDIS noong Oktubre 2022.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260225090959-sbs-filipino-may-peraan-square-update-2025-v1.jpg"/><itunes:duration>00:10:10</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260225090959-sbs-filipino-may-peraan-square-update-2025-v1.jpg 1280w"/><pubDate>Tue, 24 Feb 2026 16:00:00 +1100</pubDate></item><item><title>'Happy staff, happy customers': Cafe owners take a stand on bullying - 'Happy staff, happy customers': Magkakaibigang may-ari ng cafe sa Canberra kontra sa customer bullying</title><description>In this episode of May PERAan, get to know Canberra entrepreneurs Lovelyn Natividad, Chef Mikaela Sarmiento, and Clarice Miranda, who are prioritising workplace respect by using cross-training to minimise service errors and protect their staff from customer bullying. - Sa episode ng May PERAan, kilalanin sina Lovelyn Natividad, Chef Mikaela Sarmiento, and Clarice Miranda, na nagmamay-ari ng dalawang cafe sa Canberra kung saan prayoridad nila ang pagbibigay ng respeto sa trabaho sa pamamagitan ng cross-training sa staff para mabawasan ang pagkakamali sa pagserbisyo sa mga customers, bagay na nagpoprotekta laban sa customer bullying.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260217160158-filipino-925715fb-c75e-42ba-9dad-5dd3175ff260.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019c-6954-d2a3-a1ff-6976037a0004&amp;dur_cat=3" type="audio/mpeg" length="10448177"/><guid isPermaLink="false">0000019c-6954-d2a3-a1ff-6976037a0004</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/happy-staff-happy-customers-magkakaibigang-may-ari-ng-cafe-sa-canberra-kontra-sa-customer-bullying/mdij60o06</link><itunes:subtitle>In this episode of May PERAan, get to know Canberra entrepreneurs Lovelyn Natividad, Chef Mikaela Sarmiento, and Clarice Miranda, who are prioritising workplace respect by using cross-training to minimise service errors and protect their staff from customer bullying. - Sa episode ng May PERAan, kilalanin sina Lovelyn Natividad, Chef Mikaela Sarmiento, and Clarice Miranda, na nagmamay-ari ng dalawang cafe sa Canberra kung saan prayoridad nila ang pagbibigay ng respeto sa trabaho sa pamamagitan ng cross-training sa staff para mabawasan ang pagkakamali sa pagserbisyo sa mga customers, bagay na nagpoprotekta laban sa customer bullying.</itunes:subtitle><itunes:summary>In this episode of May PERAan, get to know Canberra entrepreneurs Lovelyn Natividad, Chef Mikaela Sarmiento, and Clarice Miranda, who are prioritising workplace respect by using cross-training to minimise service errors and protect their staff from customer bullying. - Sa episode ng May PERAan, kilalanin sina Lovelyn Natividad, Chef Mikaela Sarmiento, and Clarice Miranda, na nagmamay-ari ng dalawang cafe sa Canberra kung saan prayoridad nila ang pagbibigay ng respeto sa trabaho sa pamamagitan ng cross-training sa staff para mabawasan ang pagkakamali sa pagserbisyo sa mga customers, bagay na nagpoprotekta laban sa customer bullying.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260217160203-90-happy-staff-happy-customers-cafe-owners-take-a-stand-on-bullying-happy-staff-happy-customers-magkakaibigang-may-ari-ng-cafe-sa-canberra-kontra-sa-customer-bullying-image.jpg"/><itunes:duration>00:10:53</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260217160203-90-happy-staff-happy-customers-cafe-owners-take-a-stand-on-bullying-happy-staff-happy-customers-magkakaibigang-may-ari-ng-cafe-sa-canberra-kontra-sa-customer-bullying-image.jpg 1280w"/><pubDate>Tue, 17 Feb 2026 16:00:00 +1100</pubDate></item><item><title>Chef and a recent mum of 2 on running three food brands: 'Focus on fast return and multi-tasking' - Diskarte ng Chef sa pagpapatakbo ng tatlong negosyo: Multitasking at pag-sentro sa mga proyektong mabilis ang kita</title><description>Since 2020, Brisbane-based Chef Ginger Mendoza-Andersen has successfully scaled three distinct food brands, anchoring her workflow around two primary pillars: customer satisfaction and advancing revenue-generating projects. - Simula 2020, pinalago ng taga-Brisbane Chef Ginger Mendoza-Andersen ang tatlong food brands na sabay-sabay niyang pinapa-takbo kung saan prioridad niya ang customer satisfaction at mga proyekto na magbibigay ng mabilis na kita.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260210140415-filipino-d496066d-f490-4598-9e61-a0f656b456b5.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019c-4511-d092-abfd-6d919b130000&amp;dur_cat=3" type="audio/mpeg" length="10388657"/><guid isPermaLink="false">0000019c-4511-d092-abfd-6d919b130000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/diskarte-ng-chef-sa-pagpapatakbo-ng-tatlong-negosyo-multitasking-at-pag-sentro-sa-mga-proyektong-mabilis-ang-kita/mnqfev9q0</link><itunes:subtitle>Since 2020, Brisbane-based Chef Ginger Mendoza-Andersen has successfully scaled three distinct food brands, anchoring her workflow around two primary pillars: customer satisfaction and advancing revenue-generating projects. - Simula 2020, pinalago ng taga-Brisbane Chef Ginger Mendoza-Andersen ang tatlong food brands na sabay-sabay niyang pinapa-takbo kung saan prioridad niya ang customer satisfaction at mga proyekto na magbibigay ng mabilis na kita.</itunes:subtitle><itunes:summary>Since 2020, Brisbane-based Chef Ginger Mendoza-Andersen has successfully scaled three distinct food brands, anchoring her workflow around two primary pillars: customer satisfaction and advancing revenue-generating projects. - Simula 2020, pinalago ng taga-Brisbane Chef Ginger Mendoza-Andersen ang tatlong food brands na sabay-sabay niyang pinapa-takbo kung saan prioridad niya ang customer satisfaction at mga proyekto na magbibigay ng mabilis na kita.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260217131555-90-chef-and-a-recent-mum-of-2-on-running-three-food-brands-focus-on-fast-return-and-multi-tasking-diskarte-ng-chef-sa-pagpapatakbo-ng-tatlong-negosyo-multitasking-at-pag-sentro-sa-mga-proyektong-mabilis-ang-kita-image.jpg"/><itunes:duration>00:10:49</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260217131555-90-chef-and-a-recent-mum-of-2-on-running-three-food-brands-focus-on-fast-return-and-multi-tasking-diskarte-ng-chef-sa-pagpapatakbo-ng-tatlong-negosyo-multitasking-at-pag-sentro-sa-mga-proyektong-mabilis-ang-kita-image.jpg 1280w"/><pubDate>Tue, 10 Feb 2026 14:03:00 +1100</pubDate></item><item><title>'Partnership reaps rewards': Montessori owner explains value of collaborative model - 'Maayos ang aming partnership': May-ari ng Montessori school sa pagsasama ng tiwasay</title><description>Anniebelle Vergel de Dios, a Montessori educator based in Sydney, describes it as a 'win-win situation' when she partners with larger Montessori schools that lack infancy levels. By hosting her classes, these schools free her from a private lease while they expand their offerings without the cost of hiring additional staff. - Ibinahagi ng Sydney Montessori teacher na si Anniebelle Vergel de Dios na naging “win-win situation” ang pakikipag-partner niya sa malalaking Montessori schools na walang infancy program. Nakakuha siya ng libreng classroom space, habang natulungan naman niya ang paaralan na mapunan ang pangangailangan sa pagtuturo sa infants at toddlers nang hindi na sila gumagastos pa para sa dagdag na guro.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260203141822-filipino-c751caa4-623a-46a7-8377-71ec12e4de84.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019c-2125-d75b-a5fe-7b658a040000&amp;dur_cat=3" type="audio/mpeg" length="11041073"/><guid isPermaLink="false">0000019c-2125-d75b-a5fe-7b658a040000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/maayos-ang-aming-partnership-may-ari-ng-montessori-school-sa-pagsasama-ng-tiwasay/ft9jtl0dm</link><itunes:subtitle>Anniebelle Vergel de Dios, a Montessori educator based in Sydney, describes it as a 'win-win situation' when she partners with larger Montessori schools that lack infancy levels. By hosting her classes, these schools free her from a private lease while they expand their offerings without the cost of hiring additional staff. - Ibinahagi ng Sydney Montessori teacher na si Anniebelle Vergel de Dios na naging “win-win situation” ang pakikipag-partner niya sa malalaking Montessori schools na walang infancy program. Nakakuha siya ng libreng classroom space, habang natulungan naman niya ang paaralan na mapunan ang pangangailangan sa pagtuturo sa infants at toddlers nang hindi na sila gumagastos pa para sa dagdag na guro.</itunes:subtitle><itunes:summary>Anniebelle Vergel de Dios, a Montessori educator based in Sydney, describes it as a 'win-win situation' when she partners with larger Montessori schools that lack infancy levels. By hosting her classes, these schools free her from a private lease while they expand their offerings without the cost of hiring additional staff. - Ibinahagi ng Sydney Montessori teacher na si Anniebelle Vergel de Dios na naging “win-win situation” ang pakikipag-partner niya sa malalaking Montessori schools na walang infancy program. Nakakuha siya ng libreng classroom space, habang natulungan naman niya ang paaralan na mapunan ang pangangailangan sa pagtuturo sa infants at toddlers nang hindi na sila gumagastos pa para sa dagdag na guro.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260217131547-90-partnership-reaps-rewards-montessori-owner-explains-value-of-collaborative-model-maayos-ang-aming-partnership-may-ari-ng-montessori-school-sa-pagsasama-ng-tiwasay-image.jpg"/><itunes:duration>00:11:30</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260217131547-90-partnership-reaps-rewards-montessori-owner-explains-value-of-collaborative-model-maayos-ang-aming-partnership-may-ari-ng-montessori-school-sa-pagsasama-ng-tiwasay-image.jpg 1280w"/><pubDate>Tue, 03 Feb 2026 14:18:00 +1100</pubDate></item><item><title>May PERAan: Filipino father-and-son barbershop builds a growing brand in Australia - May PERAan: Mula Darwin hanggang Perth, paano pinalago ng mag-amang negosyante ang barberya sa Australia</title><description>In May PERAan, Samuel Mislang Jr. turned a $30,000 personal savings into Captain Barber, a Filipino-inspired barbershop that opened in Darwin in 2020 - Sa May Peraan, pinatunayan ni Samuel Mislang Jr. na ang sipag, husay, at kulturang Pilipino ay may puwang sa pandaigdigang entablado ng negosyo.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20260113160118-filipino-01f64f95-b9e7-4ca9-9b34-d0d1eab23e58.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019b-b496-de3e-affb-b6d71a5f0000&amp;dur_cat=3" type="audio/mpeg" length="10912049"/><guid isPermaLink="false">0000019b-b496-de3e-affb-b6d71a5f0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-mula-darwin-hanggang-perth-paano-pinalago-ng-mag-amang-negosyante-ang-barberya-sa-australia/my0tje1ak</link><itunes:subtitle>In May PERAan, Samuel Mislang Jr. turned a $30,000 personal savings into Captain Barber, a Filipino-inspired barbershop that opened in Darwin in 2020 - Sa May Peraan, pinatunayan ni Samuel Mislang Jr. na ang sipag, husay, at kulturang Pilipino ay may puwang sa pandaigdigang entablado ng negosyo.</itunes:subtitle><itunes:summary>In May PERAan, Samuel Mislang Jr. turned a $30,000 personal savings into Captain Barber, a Filipino-inspired barbershop that opened in Darwin in 2020 - Sa May Peraan, pinatunayan ni Samuel Mislang Jr. na ang sipag, husay, at kulturang Pilipino ay may puwang sa pandaigdigang entablado ng negosyo.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20260217131328-90-may-peraan-filipino-father-and-son-barbershop-builds-a-growing-brand-in-australia-may-peraan-mula-darwin-hanggang-perth-paano-pinalago-ng-mag-amang-negosyante-ang-barberya-sa-australia-image.jpg"/><itunes:duration>00:11:22</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20260217131328-90-may-peraan-filipino-father-and-son-barbershop-builds-a-growing-brand-in-australia-may-peraan-mula-darwin-hanggang-perth-paano-pinalago-ng-mag-amang-negosyante-ang-barberya-sa-australia-image.jpg 1280w"/><pubDate>Tue, 13 Jan 2026 16:00:00 +1100</pubDate></item><item><title>May PERAan: 'Not everyone will like your product': Entrepreneur's guide on finding your ideal customer - May PERAan: 'Hindi lahat ay magugustuhan ang produkto mo': Negosyante sa paghahanap ng akmang customer</title><description>Teresa Agravante-Morato, a former freelancer in the architecture industry and first-time entrepreneur, hit the right note by setting up a premium-inspired perfumery business in South Australia in November 2025. - Sinimulan ni Teresa Agravante-Morato, dating freelancer at bagong negosyante, ang pagtatayo ng isang premium-inspired fragrance business sa South Australia na inilunsad niya lamang nitong Nobyembre 2025.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20251216103955-filipino-ffa78b70-9f4e-4f88-92e5-a385d933fcd7.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019b-2442-d6f7-a1df-f6670ec40000&amp;dur_cat=3" type="audio/mpeg" length="11056433"/><guid isPermaLink="false">0000019b-2442-d6f7-a1df-f6670ec40000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-hindi-lahat-ay-magugustuhan-ang-produkto-mo-negosyante-sa-paghahanap-ng-akmang-customer/vjanxn2pl</link><itunes:subtitle>Teresa Agravante-Morato, a former freelancer in the architecture industry and first-time entrepreneur, hit the right note by setting up a premium-inspired perfumery business in South Australia in November 2025. - Sinimulan ni Teresa Agravante-Morato, dating freelancer at bagong negosyante, ang pagtatayo ng isang premium-inspired fragrance business sa South Australia na inilunsad niya lamang nitong Nobyembre 2025.</itunes:subtitle><itunes:summary>Teresa Agravante-Morato, a former freelancer in the architecture industry and first-time entrepreneur, hit the right note by setting up a premium-inspired perfumery business in South Australia in November 2025. - Sinimulan ni Teresa Agravante-Morato, dating freelancer at bagong negosyante, ang pagtatayo ng isang premium-inspired fragrance business sa South Australia na inilunsad niya lamang nitong Nobyembre 2025.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20251216160012-urlhttp3A2F2Fsbs-au-brightspot.s3.amazonaws.jpg"/><itunes:duration>00:11:31</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20251216160012-urlhttp3A2F2Fsbs-au-brightspot.s3.amazonaws.jpg 1280w"/><pubDate>Tue, 16 Dec 2025 10:39:00 +1100</pubDate></item><item><title>May PERAan: Entrepreneur on perks of being a franchisee - May PERAan: Negosyante sa mga bagay na sagot ng franchisor</title><description>Armed with a veterinarian medicine degree from the Philippines, Jaypee Culhi transitioned into business by acquiring a pet grooming franchise in Regional Victoria in September 2025. - Sumugal si Jaypee Culhi ng pinasok ang pagiging franchisee ng kilalang pet grooming na negosyo sa Regional Victoria nitong September 2025, bagay na akma sa kanya dahil nagtapos ito ng Veterinarian Medicine sa Pilipinas.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20251209160227-filipino-1b7836cd-f079-4e0d-bc24-1d9f074fba9a.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019b-015d-dc58-a7fb-557f94c00000&amp;dur_cat=3" type="audio/mpeg" length="10242737"/><guid isPermaLink="false">0000019b-015d-dc58-a7fb-557f94c00000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-entrepreneur-on-perks-of-being-a-franchisee/rb1ob1buj</link><itunes:subtitle>Armed with a veterinarian medicine degree from the Philippines, Jaypee Culhi transitioned into business by acquiring a pet grooming franchise in Regional Victoria in September 2025. - Sumugal si Jaypee Culhi ng pinasok ang pagiging franchisee ng kilalang pet grooming na negosyo sa Regional Victoria nitong September 2025, bagay na akma sa kanya dahil nagtapos ito ng Veterinarian Medicine sa Pilipinas.</itunes:subtitle><itunes:summary>Armed with a veterinarian medicine degree from the Philippines, Jaypee Culhi transitioned into business by acquiring a pet grooming franchise in Regional Victoria in September 2025. - Sumugal si Jaypee Culhi ng pinasok ang pagiging franchisee ng kilalang pet grooming na negosyo sa Regional Victoria nitong September 2025, bagay na akma sa kanya dahil nagtapos ito ng Veterinarian Medicine sa Pilipinas.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:duration>00:10:40</itunes:duration><pubDate>Tue, 09 Dec 2025 16:00:00 +1100</pubDate></item><item><title>May PERAan: 'Serve first and success follows' - Education advocate shares formula for impact - May PERAan: Magbigay-serbisyo muna, susi sa tagumpay ayon sa education advocate</title><description>Perth-based government contractor Dona Taguinod founded a scholarship program in 2021 championing indigent high-achieving students in Cagayan Valley, Philippines as a way to give back and make a tangible impact. - Isang scholarship program ang inumpisahan ni Dona Taguinod noong 2021 sa Pilipinas, para matulungang makapag-tapos mga matatalino at nangangailangaan na kabataan mula sa Cagayan Valley, bagay na gusto niyang gawin bilang balik-biyaya.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20251202160224-filipino-2a28c596-afb4-469a-bd79-cbfbf33c214b.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019a-dd02-dbb4-a39f-ddfb0d100000&amp;dur_cat=3" type="audio/mpeg" length="10364465"/><guid isPermaLink="false">0000019a-dd02-dbb4-a39f-ddfb0d100000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-education-advocate-sa-perth-ibinahagi-na-magbigay-muna-ng-serbisyo-bago-malasap-ang-tagumpay/99z2tdss1</link><itunes:subtitle>Perth-based government contractor Dona Taguinod founded a scholarship program in 2021 championing indigent high-achieving students in Cagayan Valley, Philippines as a way to give back and make a tangible impact. - Isang scholarship program ang inumpisahan ni Dona Taguinod noong 2021 sa Pilipinas, para matulungang makapag-tapos mga matatalino at nangangailangaan na kabataan mula sa Cagayan Valley, bagay na gusto niyang gawin bilang balik-biyaya.</itunes:subtitle><itunes:summary>Perth-based government contractor Dona Taguinod founded a scholarship program in 2021 championing indigent high-achieving students in Cagayan Valley, Philippines as a way to give back and make a tangible impact. - Isang scholarship program ang inumpisahan ni Dona Taguinod noong 2021 sa Pilipinas, para matulungang makapag-tapos mga matatalino at nangangailangaan na kabataan mula sa Cagayan Valley, bagay na gusto niyang gawin bilang balik-biyaya.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20251208072445-urlhttp3A2F2Fsbs-au-brightspot.s3.amazonaws.jpg"/><itunes:duration>00:10:48</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20251208072445-urlhttp3A2F2Fsbs-au-brightspot.s3.amazonaws.jpg 1280w"/><pubDate>Tue, 02 Dec 2025 16:00:00 +1100</pubDate></item><item><title>May PERAan: Lawyer and entrepreneur stresses value of ‘drama-free contracts’ for partnership success - May PERAan: Negosyante, iginiit ang kahalagahan ng 'kontrata parang walang drama' sa mga may business partner</title><description>Canberran lawyer Riz Marcos used her foresight by including probable issues in their business partnership contract to ensure smooth operations for their food business side hustle, which began in July 2025. - Inuna ng abogadang si Riz Marcos ang paglatag sa kontrata ng mga posibleng isyu na maaaring pag-daanan nila ng mga business partners para iwas- away para sa kanilang negosyo na sinimulan nitong Hulyo 2025.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20251125160051-filipino-7ad7d36d-c460-476f-8560-d36f14910e04.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019a-b815-daa1-a3fa-fb5725ae0000&amp;dur_cat=3" type="audio/mpeg" length="10271921"/><guid isPermaLink="false">0000019a-b815-daa1-a3fa-fb5725ae0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-negosyante-iginiit-ang-kahalagahan-ng-kontrata-parang-walang-drama-sa-mga-may-business-partner/0tsxkyfzg</link><itunes:subtitle>Canberran lawyer Riz Marcos used her foresight by including probable issues in their business partnership contract to ensure smooth operations for their food business side hustle, which began in July 2025. - Inuna ng abogadang si Riz Marcos ang paglatag sa kontrata ng mga posibleng isyu na maaaring pag-daanan nila ng mga business partners para iwas- away para sa kanilang negosyo na sinimulan nitong Hulyo 2025.</itunes:subtitle><itunes:summary>Canberran lawyer Riz Marcos used her foresight by including probable issues in their business partnership contract to ensure smooth operations for their food business side hustle, which began in July 2025. - Inuna ng abogadang si Riz Marcos ang paglatag sa kontrata ng mga posibleng isyu na maaaring pag-daanan nila ng mga business partners para iwas- away para sa kanilang negosyo na sinimulan nitong Hulyo 2025.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20251125160054-urlhttp3A2F2Fsbs-au-brightspot.s3.amazonaws.jpg"/><itunes:duration>00:10:42</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20251125160054-urlhttp3A2F2Fsbs-au-brightspot.s3.amazonaws.jpg 1280w"/><pubDate>Tue, 25 Nov 2025 16:00:00 +1100</pubDate></item><item><title>May PERAan: Funeral director on dealing with grieving clients in the vulnerable industry of loss - May PERAan: 'Kailangan matapat ka sa mga nagdadalamhating kliyente’ ayon sa may-ari ng punerarya</title><description>Retired Australia Post electronic technician-turned-funeral director Leo Bilog partnered with his brother-in-law and entered the funeral industry in Melbourne in 2020. - Pinasok ni Leo Bilog, isang retiradong Australia Post electronic technician ang sektor ng punerarya sa Melbourne noong taong 2020.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20251118160046-filipino-7d2c8371-7371-4a40-9b14-61b729333f36.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019a-9412-daa1-a3fa-df5681330000&amp;dur_cat=3" type="audio/mpeg" length="10435889"/><guid isPermaLink="false">0000019a-9412-daa1-a3fa-df5681330000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-funeral-director-on-dealing-with-grieving-clients-in-the-vulnerable-industry-of-loss/dhtuslayb</link><itunes:subtitle>Retired Australia Post electronic technician-turned-funeral director Leo Bilog partnered with his brother-in-law and entered the funeral industry in Melbourne in 2020. - Pinasok ni Leo Bilog, isang retiradong Australia Post electronic technician ang sektor ng punerarya sa Melbourne noong taong 2020.</itunes:subtitle><itunes:summary>Retired Australia Post electronic technician-turned-funeral director Leo Bilog partnered with his brother-in-law and entered the funeral industry in Melbourne in 2020. - Pinasok ni Leo Bilog, isang retiradong Australia Post electronic technician ang sektor ng punerarya sa Melbourne noong taong 2020.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20251118164500-urlhttp3A2F2Fsbs-au-brightspot.s3.amazonaws.jpg"/><itunes:duration>00:10:52</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20251118164500-urlhttp3A2F2Fsbs-au-brightspot.s3.amazonaws.jpg 1280w"/><pubDate>Tue, 18 Nov 2025 16:00:00 +1100</pubDate></item><item><title>May PERAan: Former disability support worker in Canberra quits job to start a food truck business - May PERAan: Dating disability support worker sa ACT, iniwan ang trabaho at sumabak sa negosyong food truck</title><description>Canberran Rossel Buan Mariano bravely quit her primary employment as a disability worker to pursue a full-time career in the food truck business, which she co-founded with her husband in 2022. - Sa episode ng May PERAan, tinalikuran ni Rossel Buan Mariano na taga- Canberra ang kanyang trabaho para subukin at pagtagumpayan ang food truck business na sinimulan niya kasama ang asawa noong taong 2022.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20251104160042-filipino-07cad0e8-00be-4675-8b00-458d70211c06.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019a-4c11-daa1-a3fa-cf57576a0000&amp;dur_cat=3" type="audio/mpeg" length="11101745"/><guid isPermaLink="false">0000019a-4c11-daa1-a3fa-cf57576a0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-dating-disability-support-worker-iniwan-ang-trabaho-at-sumabak-sa-negosyong-food-truck/l5nke64sv</link><itunes:subtitle>Canberran Rossel Buan Mariano bravely quit her primary employment as a disability worker to pursue a full-time career in the food truck business, which she co-founded with her husband in 2022. - Sa episode ng May PERAan, tinalikuran ni Rossel Buan Mariano na taga- Canberra ang kanyang trabaho para subukin at pagtagumpayan ang food truck business na sinimulan niya kasama ang asawa noong taong 2022.</itunes:subtitle><itunes:summary>Canberran Rossel Buan Mariano bravely quit her primary employment as a disability worker to pursue a full-time career in the food truck business, which she co-founded with her husband in 2022. - Sa episode ng May PERAan, tinalikuran ni Rossel Buan Mariano na taga- Canberra ang kanyang trabaho para subukin at pagtagumpayan ang food truck business na sinimulan niya kasama ang asawa noong taong 2022.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:duration>00:11:34</itunes:duration><pubDate>Tue, 04 Nov 2025 16:00:00 +1100</pubDate></item><item><title>May PERAan: Chef launches a catering side hustle, jump-started by a local Filipino community event - May PERAan: Chef, sinimulan ang catering side hustle matapos sumubok sa isang community event</title><description>Ballarat-based chef Dominique Abad launched a catering side hustle with two partners a month ago, a venture jump-started by a local Filipino community event. - Sinimulan ng chef na si Dominique Abad na taga-Ballarat, regional Victoria ang sideline na binuo kasama ang kanyang dalawang kaibigan, bagay na nasimulan matapos silang mag-cater sa isang Filipino salo-salo.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20251028160052-filipino-662a7071-f42f-4091-9ced-88f2b3ec0360.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019a-27dc-d939-adfa-ffdc94570000&amp;dur_cat=3" type="audio/mpeg" length="10440113"/><guid isPermaLink="false">0000019a-27dc-d939-adfa-ffdc94570000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-chef-sinimulan-ang-catering-side-hustle-matapos-sumubok-sa-isang-community-event/kv9awc3i3</link><itunes:subtitle>Ballarat-based chef Dominique Abad launched a catering side hustle with two partners a month ago, a venture jump-started by a local Filipino community event. - Sinimulan ng chef na si Dominique Abad na taga-Ballarat, regional Victoria ang sideline na binuo kasama ang kanyang dalawang kaibigan, bagay na nasimulan matapos silang mag-cater sa isang Filipino salo-salo.</itunes:subtitle><itunes:summary>Ballarat-based chef Dominique Abad launched a catering side hustle with two partners a month ago, a venture jump-started by a local Filipino community event. - Sinimulan ng chef na si Dominique Abad na taga-Ballarat, regional Victoria ang sideline na binuo kasama ang kanyang dalawang kaibigan, bagay na nasimulan matapos silang mag-cater sa isang Filipino salo-salo.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:duration>00:10:52</itunes:duration><pubDate>Tue, 28 Oct 2025 16:00:00 +1100</pubDate></item><item><title>May PERAan: Mga paraan para hindi malugi ang isang Arts Consultant sa negosyo</title><description>Sa episode ng May PERAan, kilalanin arts consultant, writer, and community space owner na taga-Sydney na si Mariam Arcilla at ibinahagi ang paraan mula sa pag-hingi ng grants, pag-tatrabaho kasama ang ibang artists at pagsasa-ayos ng mga proyekto para malabanan ang financial risk.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20251021125029-filipino-9eb19cdf-452d-4c9f-bfca-8aa8294c59ff.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000019a-040d-d0b6-adda-35cd20660000&amp;dur_cat=3" type="audio/mpeg" length="10415153"/><guid isPermaLink="false">0000019a-040d-d0b6-adda-35cd20660000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-mga-paraan-para-hindi-malugi-ang-isang-arts-consultant-sa-negosyo/ncqlnvgjm</link><itunes:subtitle>Sa episode ng May PERAan, kilalanin arts consultant, writer, and community space owner na taga-Sydney na si Mariam Arcilla at ibinahagi ang paraan mula sa pag-hingi ng grants, pag-tatrabaho kasama ang ibang artists at pagsasa-ayos ng mga proyekto para malabanan ang financial risk.</itunes:subtitle><itunes:summary>Sa episode ng May PERAan, kilalanin arts consultant, writer, and community space owner na taga-Sydney na si Mariam Arcilla at ibinahagi ang paraan mula sa pag-hingi ng grants, pag-tatrabaho kasama ang ibang artists at pagsasa-ayos ng mga proyekto para malabanan ang financial risk.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:duration>00:10:51</itunes:duration><pubDate>Tue, 21 Oct 2025 12:50:00 +1100</pubDate></item><item><title>May PERAan: How this Sydneysider balances being a nurse, guitarist and his side hustle as an online coach? - May PERAan: Paano binabalanse ng Pinoy sa NSW ang pagiging nurse, gitarista at side hustle na online coaching?</title><description>Sydneysider Bjorn Santos, a registered nurse, professional guitarist, and calisthenics coach, has mastered juggling these three demanding roles since launching his online coaching side hustle in 2019. - Kilalanin si Bjorn Santos na registered nurse, professional guitarist, at calisthenics coach, na pinag-sabay-sabay ang tatlong trabaho simula 2019, partikular noong inumpisahan nya ang online coaching raket.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20251014160040-filipino-ad458b4a-dc0b-4970-a740-4a49266fba6e.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000199-e051-d1bb-a7db-fa751a9d0000&amp;dur_cat=3" type="audio/mpeg" length="11321777"/><guid isPermaLink="false">00000199-e051-d1bb-a7db-fa751a9d0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-paano-binabalanse-ng-pinoy-sa-nsw-ang-pagiging-nurse-gitarista-at-side-hustle-na-online-coaching/88e32gqup</link><itunes:subtitle>Sydneysider Bjorn Santos, a registered nurse, professional guitarist, and calisthenics coach, has mastered juggling these three demanding roles since launching his online coaching side hustle in 2019. - Kilalanin si Bjorn Santos na registered nurse, professional guitarist, at calisthenics coach, na pinag-sabay-sabay ang tatlong trabaho simula 2019, partikular noong inumpisahan nya ang online coaching raket.</itunes:subtitle><itunes:summary>Sydneysider Bjorn Santos, a registered nurse, professional guitarist, and calisthenics coach, has mastered juggling these three demanding roles since launching his online coaching side hustle in 2019. - Kilalanin si Bjorn Santos na registered nurse, professional guitarist, at calisthenics coach, na pinag-sabay-sabay ang tatlong trabaho simula 2019, partikular noong inumpisahan nya ang online coaching raket.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:duration>00:11:48</itunes:duration><pubDate>Tue, 14 Oct 2025 16:00:00 +1100</pubDate></item><item><title>May PERAan: Restaurant rebrand costs 'minimal,' owner reveals - May PERAan: Maliit ang gastos sa tatlong beses na pagpapalit-pangalan ng restaurant</title><description>Melburnian designer and restaurateur Elby Estampador opted to change the name of his business thrice due to necessity, such as a change of location and staff changes, but his clientele remains loyal despite the shifts. - Nanatiling matatag ang kanilang mga kliyente, bagama't nagpalit ng tatlong business name ang designer at may-ari ng restaurant na si Elby Estampador dahil sa pangangailangan gaya ng pagbabago sa lokasyon at sa staff.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20251007160159-filipino-ccddbfce-7b27-4a5a-abaa-b540e238eded.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000199-bbf9-da7d-abbf-bff9534b0005&amp;dur_cat=3" type="audio/mpeg" length="10897457"/><guid isPermaLink="false">00000199-bbf9-da7d-abbf-bff9534b0005</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-maliit-ang-gastos-sa-tatlong-beses-na-pagpapalit-pangalan-ng-restaurant/3lt9foxpc</link><itunes:subtitle>Melburnian designer and restaurateur Elby Estampador opted to change the name of his business thrice due to necessity, such as a change of location and staff changes, but his clientele remains loyal despite the shifts. - Nanatiling matatag ang kanilang mga kliyente, bagama't nagpalit ng tatlong business name ang designer at may-ari ng restaurant na si Elby Estampador dahil sa pangangailangan gaya ng pagbabago sa lokasyon at sa staff.</itunes:subtitle><itunes:summary>Melburnian designer and restaurateur Elby Estampador opted to change the name of his business thrice due to necessity, such as a change of location and staff changes, but his clientele remains loyal despite the shifts. - Nanatiling matatag ang kanilang mga kliyente, bagama't nagpalit ng tatlong business name ang designer at may-ari ng restaurant na si Elby Estampador dahil sa pangangailangan gaya ng pagbabago sa lokasyon at sa staff.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:duration>00:11:21</itunes:duration><pubDate>Tue, 07 Oct 2025 17:00:00 +1100</pubDate></item><item><title>May PERAan: Café owner in Cairns chooses kin as support system - May PERAan: May-ari ng café sa Cairns, pinili ang pamilya bilang suporta</title><description>Queenslander Jules Ganzan bowed out of a business partnership and decided to turn to his family to help him run his restaurant and café, a venture that has steadily grown since 2014. - Umalis ang taga- Queensland na si Jules Ganzan sa isang business partnership at nagpasyang patakbuhin ang kanyang restaurant at café sa tulong ng pamilya, isang negosyo na patuloy na lumago simula noong 2014.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250930160044-filipino-aea9d772-23ac-489d-abc9-4ffa8eab3bcc.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000199-97fa-d3c1-a5dd-dffed3270000&amp;dur_cat=3" type="audio/mpeg" length="10991921"/><guid isPermaLink="false">00000199-97fa-d3c1-a5dd-dffed3270000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-cafe-owner-in-cairns-chooses-kin-as-support-system/q22gpnx0d</link><itunes:subtitle>Queenslander Jules Ganzan bowed out of a business partnership and decided to turn to his family to help him run his restaurant and café, a venture that has steadily grown since 2014. - Umalis ang taga- Queensland na si Jules Ganzan sa isang business partnership at nagpasyang patakbuhin ang kanyang restaurant at café sa tulong ng pamilya, isang negosyo na patuloy na lumago simula noong 2014.</itunes:subtitle><itunes:summary>Queenslander Jules Ganzan bowed out of a business partnership and decided to turn to his family to help him run his restaurant and café, a venture that has steadily grown since 2014. - Umalis ang taga- Queensland na si Jules Ganzan sa isang business partnership at nagpasyang patakbuhin ang kanyang restaurant at café sa tulong ng pamilya, isang negosyo na patuloy na lumago simula noong 2014.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:duration>00:11:27</itunes:duration><pubDate>Tue, 30 Sep 2025 16:00:00 +1000</pubDate></item><item><title>May PERAan: How this single mum and female barber from Brisbane is breaking the mould - May PERAan: Paano pinasok ng babaeng barbero at single mum ang male-dominated business</title><description>Queenslander Jo Pasion-Roberts entered a male-dominated industry in 2022 by acquiring an existing barber and moustachery business, which she has since infused with her own unique style. - Binili ni Jo Pasion-Roberts ang isang barber shop sa Brisbane kung saan ginamit niya ang sariling istilo kahit pa puro lalake ang nangunguna sa ganitong klaseng industriya.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250923160049-filipino-5bad2a61-1ae6-4b80-a184-3fa21e863000.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000199-73a2-d3c1-a5dd-7ba6d9b40005&amp;dur_cat=3" type="audio/mpeg" length="11365937"/><guid isPermaLink="false">00000199-73a2-d3c1-a5dd-7ba6d9b40005</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/gusto-kong-maging-masaya-sila-babaeng-barbero-at-single-mum-pinasok-ang-panlalaki-na-negosyo/o43hwmfig</link><itunes:subtitle>Queenslander Jo Pasion-Roberts entered a male-dominated industry in 2022 by acquiring an existing barber and moustachery business, which she has since infused with her own unique style. - Binili ni Jo Pasion-Roberts ang isang barber shop sa Brisbane kung saan ginamit niya ang sariling istilo kahit pa puro lalake ang nangunguna sa ganitong klaseng industriya.</itunes:subtitle><itunes:summary>Queenslander Jo Pasion-Roberts entered a male-dominated industry in 2022 by acquiring an existing barber and moustachery business, which she has since infused with her own unique style. - Binili ni Jo Pasion-Roberts ang isang barber shop sa Brisbane kung saan ginamit niya ang sariling istilo kahit pa puro lalake ang nangunguna sa ganitong klaseng industriya.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:duration>00:11:50</itunes:duration><pubDate>Tue, 23 Sep 2025 16:00:00 +1000</pubDate></item><item><title>May PERAan: Resto owner serves food and faith - May PERAan: Resto naghahatid ng pagkain at pananampalataya sa mga customer</title><description>South Australian couple Christian and Cielo Velasquez who identify themselves as Christians, took a leap of faith in starting a family-run restaurant and cafe in Adelaide in 2022. - Ang mag-asawang Kristiyano na sina Christian at Cielo Velasquez ay nangahas na pumasok sa restaurant at cafe na negosyo na sinimulan ng kanilang buong pamilya sa Adelaide noong 2022.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250916160039-filipino-8a3885d3-5ad3-4bfd-bb78-0404c3c6917c.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000199-4fc9-da1d-ab9b-5fefaa510000&amp;dur_cat=3" type="audio/mpeg" length="9949745"/><guid isPermaLink="false">00000199-4fc9-da1d-ab9b-5fefaa510000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-resto-owner-serves-food-and-faith/aucc14gqo</link><itunes:subtitle>South Australian couple Christian and Cielo Velasquez who identify themselves as Christians, took a leap of faith in starting a family-run restaurant and cafe in Adelaide in 2022. - Ang mag-asawang Kristiyano na sina Christian at Cielo Velasquez ay nangahas na pumasok sa restaurant at cafe na negosyo na sinimulan ng kanilang buong pamilya sa Adelaide noong 2022.</itunes:subtitle><itunes:summary>South Australian couple Christian and Cielo Velasquez who identify themselves as Christians, took a leap of faith in starting a family-run restaurant and cafe in Adelaide in 2022. - Ang mag-asawang Kristiyano na sina Christian at Cielo Velasquez ay nangahas na pumasok sa restaurant at cafe na negosyo na sinimulan ng kanilang buong pamilya sa Adelaide noong 2022.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20251229100315-urlhttp3A2F2Fsbs-au-brightspot.s3.amazonaws.jpg"/><itunes:duration>00:10:22</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20251229100315-urlhttp3A2F2Fsbs-au-brightspot.s3.amazonaws.jpg 1280w"/><pubDate>Tue, 16 Sep 2025 16:00:00 +1000</pubDate></item><item><title>May PERAan: Pandemic bread shortage led to a thriving online bakery side hustle - May PERAan: Ang kakulangan sa tinapay ang naging simula ng isang matagumpay na side hustle</title><description>With zero background in baking or cooking, Kate Samson, a full-time marketing manager for a cybersecurity company, researched how to bake to cater to her bread-loving sons when Canberra experienced a scarcity in bread during the pandemic. - Kahit walang kaalaman sa pagbe-bake at pagluluto, nag-research si Kate Samson- isang full-time marketing manager sa isang cybersecurity company- upang makagawa ng tinapay para sa kanyang dalawang anak nang magkaroon ng bread shortage sa Canberra noong panahon ng pandemya.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250909160040-filipino-635ef422-f24c-4d0c-8a35-e67e7d4ae491.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000199-2c55-dc08-a7fd-6cdd2ae30005&amp;dur_cat=3" type="audio/mpeg" length="10423601"/><guid isPermaLink="false">00000199-2c55-dc08-a7fd-6cdd2ae30005</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-ang-kakulangan-sa-tinapay-ang-naging-simula-ng-isang-matagumpay-na-side-hustle/xygpfjjzk</link><itunes:subtitle>With zero background in baking or cooking, Kate Samson, a full-time marketing manager for a cybersecurity company, researched how to bake to cater to her bread-loving sons when Canberra experienced a scarcity in bread during the pandemic. - Kahit walang kaalaman sa pagbe-bake at pagluluto, nag-research si Kate Samson- isang full-time marketing manager sa isang cybersecurity company- upang makagawa ng tinapay para sa kanyang dalawang anak nang magkaroon ng bread shortage sa Canberra noong panahon ng pandemya.</itunes:subtitle><itunes:summary>With zero background in baking or cooking, Kate Samson, a full-time marketing manager for a cybersecurity company, researched how to bake to cater to her bread-loving sons when Canberra experienced a scarcity in bread during the pandemic. - Kahit walang kaalaman sa pagbe-bake at pagluluto, nag-research si Kate Samson- isang full-time marketing manager sa isang cybersecurity company- upang makagawa ng tinapay para sa kanyang dalawang anak nang magkaroon ng bread shortage sa Canberra noong panahon ng pandemya.</itunes:summary><itunes:episodeType>FULL</itunes:episodeType><itunes:duration>00:10:51</itunes:duration><pubDate>Tue, 09 Sep 2025 16:00:00 +1000</pubDate></item><item><title>May PERAan: A retired pastry chef's bakery flourishes after 27 years - May PERAan: Bakery matagumpay pa rin kahit na 27 na taon na</title><description>Queenslander Mila Gapas established a robust bakery and eatery business that has been successfully operating for 27 years and continues to thrive today. - Nananatiling malakas ang negosyong sinimulan ni Mila Gapas, isang retiradong pastry chef, sa Cairns, Queensland, na tinayo niya nuong 1998.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250902091509-filipino-f40ceed2-3b02-4136-9650-2c1d11117b4c.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000199-078a-da6a-a9db-2fab97570000&amp;dur_cat=3" type="audio/mpeg" length="10750080"/><guid isPermaLink="false">00000199-078a-da6a-a9db-2fab97570000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-bakery-matagumpay-pa-rin-kahit-na-27-na-taon-na/alzxz1xqd</link><itunes:subtitle>Queenslander Mila Gapas established a robust bakery and eatery business that has been successfully operating for 27 years and continues to thrive today. - Nananatiling malakas ang negosyong sinimulan ni Mila Gapas, isang retiradong pastry chef, sa Cairns, Queensland, na tinayo niya nuong 1998.</itunes:subtitle><itunes:summary>Queenslander Mila Gapas established a robust bakery and eatery business that has been successfully operating for 27 years and continues to thrive today. - Nananatiling malakas ang negosyong sinimulan ni Mila Gapas, isang retiradong pastry chef, sa Cairns, Queensland, na tinayo niya nuong 1998.</itunes:summary><itunes:episodeType>FULL</itunes:episodeType><itunes:duration>00:11:12</itunes:duration><pubDate>Tue, 02 Sep 2025 09:15:00 +1000</pubDate></item><item><title>May PERAan: Academic manager shares how she upskilled before starting a photobooth business in Sydney - May PERAan: Academic manager, nag-upskill at research bago sumabak sa photobooth business sa Sydney</title><description>Full-time academic manager Maila Decena-Kuzmanov started a photo booth business in Sydney last year after conducting research and upskilling for her side hustle. - Isang full-time academic manager Maila Decena-Kuzmanov na nagsimula ng isang photo booth business sa Sydney noong nakaraaang taon matapos siyang kumalap ng impormasyon patungkol dito.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250826160106-filipino-b75b9ba8-0577-49be-b63c-67b26747744e.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000198-df88-dbff-ad98-dfdf45ca0000&amp;dur_cat=3" type="audio/mpeg" length="10763057"/><guid isPermaLink="false">00000198-df88-dbff-ad98-dfdf45ca0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/may-peraan-academic-manager-nag-upskill-at-research-bago-sumabak-sa-photobooth-business-sa-sydney/w5xv1xe6e</link><itunes:subtitle>Full-time academic manager Maila Decena-Kuzmanov started a photo booth business in Sydney last year after conducting research and upskilling for her side hustle. - Isang full-time academic manager Maila Decena-Kuzmanov na nagsimula ng isang photo booth business sa Sydney noong nakaraaang taon matapos siyang kumalap ng impormasyon patungkol dito.</itunes:subtitle><itunes:summary>Full-time academic manager Maila Decena-Kuzmanov started a photo booth business in Sydney last year after conducting research and upskilling for her side hustle. - Isang full-time academic manager Maila Decena-Kuzmanov na nagsimula ng isang photo booth business sa Sydney noong nakaraaang taon matapos siyang kumalap ng impormasyon patungkol dito.</itunes:summary><itunes:episodeType>FULL</itunes:episodeType><itunes:duration>00:11:13</itunes:duration><pubDate>Tue, 26 Aug 2025 16:00:00 +1000</pubDate></item><item><title>'Magpakatotoo sa misyon: May-ari ng eatery patungkol sa tagumpay</title><description>Halos mag-iisang dekada nang pinapakilala ng mag-asawang Jay at Kim Prieto ang lutong Filipino sa kanilang restaurant sa Canberra o ACT.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250819111524-filipino-b0abb23d-90ac-4644-b2aa-e5b841282bd3.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000198-bfc8-da6a-a9da-bfebeca20000&amp;dur_cat=3" type="audio/mpeg" length="10938545"/><guid isPermaLink="false">00000198-bfc8-da6a-a9da-bfebeca20000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/magpakatotoo-sa-misyon-may-ari-ng-eatery-patungkol-sa-tagumpay/q3czfhvd3</link><itunes:subtitle>Halos mag-iisang dekada nang pinapakilala ng mag-asawang Jay at Kim Prieto ang lutong Filipino sa kanilang restaurant sa Canberra o ACT.</itunes:subtitle><itunes:summary>Halos mag-iisang dekada nang pinapakilala ng mag-asawang Jay at Kim Prieto ang lutong Filipino sa kanilang restaurant sa Canberra o ACT.</itunes:summary><itunes:episodeType>FULL</itunes:episodeType><itunes:duration>00:11:24</itunes:duration><pubDate>Tue, 19 Aug 2025 11:15:00 +1000</pubDate></item><item><title>'Do your due diligence': Nail spa owner on how to avoid costly mistakes - 'I-double check ang mga permits at dokumento': Negosyante para matiyak na walang dagdag gastos</title><description>Melburnian Avi Cegayle acquired an existing nail salon and renovated it to compete with neighboring salons, a process which she says, involved a thorough review of the permits and documents from the old owner. - Binili ni Avi Cegayle ang isang nail salon sa Melbourne at pinaganda ito para makapag- kumpetensya sa mga katabing salons, isang matagal proseso na napuno ng pag-rerepaso ng mga permits at dokumento na mula sa dating may-ari ng negosyo.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250812100202-filipino-6d2e1c00-a975-473c-9de9-5d2a453659f2.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000198-9b93-d84e-a3f9-ffb78e370000&amp;dur_cat=3" type="audio/mpeg" length="10472369"/><guid isPermaLink="false">00000198-9b93-d84e-a3f9-ffb78e370000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/do-your-due-diligence-nail-spa-owner-on-how-to-avoid-costly-mistakes/gs7wle72l</link><itunes:subtitle>Melburnian Avi Cegayle acquired an existing nail salon and renovated it to compete with neighboring salons, a process which she says, involved a thorough review of the permits and documents from the old owner. - Binili ni Avi Cegayle ang isang nail salon sa Melbourne at pinaganda ito para makapag- kumpetensya sa mga katabing salons, isang matagal proseso na napuno ng pag-rerepaso ng mga permits at dokumento na mula sa dating may-ari ng negosyo.</itunes:subtitle><itunes:summary>Melburnian Avi Cegayle acquired an existing nail salon and renovated it to compete with neighboring salons, a process which she says, involved a thorough review of the permits and documents from the old owner. - Binili ni Avi Cegayle ang isang nail salon sa Melbourne at pinaganda ito para makapag- kumpetensya sa mga katabing salons, isang matagal proseso na napuno ng pag-rerepaso ng mga permits at dokumento na mula sa dating may-ari ng negosyo.</itunes:summary><itunes:episodeType>FULL</itunes:episodeType><itunes:duration>00:10:55</itunes:duration><pubDate>Tue, 12 Aug 2025 10:01:00 +1000</pubDate></item><item><title>'Keep your word': Filipino music agency owner in Australia on career longevity - 'Makipag-kapwa tao para tumagal sa karera': May-ari ng music agency</title><description>Sydneysider Rey Cruz started providing booking gigs for music artists for minimal fee while helping venues to secure talents - a side hustle he started in June 2024 while managing a full-time job as a trained guard at Sydney Trains. - Ginawang raket o 'side hustle' ni Rey Cruz noong Hunyo 2024 ang paghahanap ng music gig para tulungan ang mga may-ari ng restaurant na magkaroon ng live musical entertainment. Sinabay niya ito sa kanyang full-time job.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250805095248-filipino-a74503b5-ebb9-4b93-a76d-9ea215f901c3.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000198-777c-d5d0-a3de-f7fe54a50000&amp;dur_cat=3" type="audio/mpeg" length="11591729"/><guid isPermaLink="false">00000198-777c-d5d0-a3de-f7fe54a50000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/keep-your-word-music-agency-owner-on-career-longevity/n20psvmfm</link><itunes:subtitle>Sydneysider Rey Cruz started providing booking gigs for music artists for minimal fee while helping venues to secure talents - a side hustle he started in June 2024 while managing a full-time job as a trained guard at Sydney Trains. - Ginawang raket o 'side hustle' ni Rey Cruz noong Hunyo 2024 ang paghahanap ng music gig para tulungan ang mga may-ari ng restaurant na magkaroon ng live musical entertainment. Sinabay niya ito sa kanyang full-time job.</itunes:subtitle><itunes:summary>Sydneysider Rey Cruz started providing booking gigs for music artists for minimal fee while helping venues to secure talents - a side hustle he started in June 2024 while managing a full-time job as a trained guard at Sydney Trains. - Ginawang raket o 'side hustle' ni Rey Cruz noong Hunyo 2024 ang paghahanap ng music gig para tulungan ang mga may-ari ng restaurant na magkaroon ng live musical entertainment. Sinabay niya ito sa kanyang full-time job.</itunes:summary><itunes:episodeType>FULL</itunes:episodeType><itunes:duration>00:12:04</itunes:duration><pubDate>Tue, 05 Aug 2025 09:52:00 +1000</pubDate></item><item><title>'We're in the trenches together': Restaurant owner on running an all-Filipino kitchen - 'Sama-sama kami kahit mahirap ang trabaho': May ari ng isang kainan na all- Pinoy ang mga kusinero</title><description>Northern Territory restaurateur couple Sean and Rachel-Ann Johnston derive optimism for their Filipino buffet offerings from a plethora of choices and flavours. - Tiwala na tatangkilikin ng mga tao ang restaurant ng mag-asawang Sean at Rachel Ann Johnston dahil sa iba't-ibang lasa na hain nila sa kanilang negosyong buffet sa Darwin.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250729120603-filipino-6a6feeb3-b99a-43fd-8c04-86f02ec3d4e7.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000198-53e6-d118-a199-f7f674120001&amp;dur_cat=3" type="audio/mpeg" length="11434289"/><guid isPermaLink="false">00000198-53e6-d118-a199-f7f674120001</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/were-in-the-trenches-together-restaurant-owner-on-running-an-all-filipino-kitchen/w8r97wudr</link><itunes:subtitle>Northern Territory restaurateur couple Sean and Rachel-Ann Johnston derive optimism for their Filipino buffet offerings from a plethora of choices and flavours. - Tiwala na tatangkilikin ng mga tao ang restaurant ng mag-asawang Sean at Rachel Ann Johnston dahil sa iba't-ibang lasa na hain nila sa kanilang negosyong buffet sa Darwin.</itunes:subtitle><itunes:summary>Northern Territory restaurateur couple Sean and Rachel-Ann Johnston derive optimism for their Filipino buffet offerings from a plethora of choices and flavours. - Tiwala na tatangkilikin ng mga tao ang restaurant ng mag-asawang Sean at Rachel Ann Johnston dahil sa iba't-ibang lasa na hain nila sa kanilang negosyong buffet sa Darwin.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:duration>00:11:55</itunes:duration><pubDate>Tue, 29 Jul 2025 12:05:00 +1000</pubDate></item><item><title>'Serving more than products': Filipino grocery in Northern Territory thrives as a community connection - 'Bukod sa produkto, ito'y serbisyo': Pinoy shop, sumasabay sa pagdami ng Filipino community sa Northern Territory</title><description>Ana Santos, owner of Tindahang Pinoy Hub in Zuccoli, Northern Territory, shares her entrepreneurial journey from the Philippines to Australia. With Filipino migration to Darwin growing since 2008, Santos seized the opportunity to serve a rising demand for cultural goods. - Ibinahagi ni Ana Santos, may-ari ng Tindahang Pinoy Hub sa Zuccoli, Northern Territory, ang kanyang kwento bilang isang negosyante mula sa Pilipinas patungong Australia.</description><enclosure url="https://sbs-podcast.streamguys1.com/sbs-filipino/20250610104656-filipino-8b86a130-c4e4-4ec4-ba86-9a5a7af92fab.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000197-5747-db8f-afdf-f76f3ff00006&amp;dur_cat=3" type="audio/mpeg" length="7742897"/><guid isPermaLink="false">00000197-5747-db8f-afdf-f76f3ff00006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/bukod-sa-produkto-serbisyo-sa-komunidad-filipino-shop-sumasabay-sa-pagdami-ng-mga-pinoy-sa-northern-territory/111r3lvfx</link><itunes:subtitle>Ana Santos, owner of Tindahang Pinoy Hub in Zuccoli, Northern Territory, shares her entrepreneurial journey from the Philippines to Australia. With Filipino migration to Darwin growing since 2008, Santos seized the opportunity to serve a rising demand for cultural goods. - Ibinahagi ni Ana Santos, may-ari ng Tindahang Pinoy Hub sa Zuccoli, Northern Territory, ang kanyang kwento bilang isang negosyante mula sa Pilipinas patungong Australia.</itunes:subtitle><itunes:summary>Ana Santos, owner of Tindahang Pinoy Hub in Zuccoli, Northern Territory, shares her entrepreneurial journey from the Philippines to Australia. With Filipino migration to Darwin growing since 2008, Santos seized the opportunity to serve a rising demand for cultural goods. - Ibinahagi ni Ana Santos, may-ari ng Tindahang Pinoy Hub sa Zuccoli, Northern Territory, ang kanyang kwento bilang isang negosyante mula sa Pilipinas patungong Australia.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:duration>00:08:04</itunes:duration><pubDate>Tue, 10 Jun 2025 10:46:00 +1000</pubDate></item><item><title>'I did market research on my own': Business owner on planning - 'Pinagplanuhan namin ang negosyo': Market research ng may-ari ng catering service</title><description>Sydneysider Ana Borlongan and her husband Matt set up their side hustle — catering and takeaway trays in 2021 to augment their income, as they were both on student visas at that time. - Binuo ng mag-asawang Ana at Matt Borlongan ang raket na catering at takeaway trays noong taong 2021 para madagdagan ang kita gawa ng limitadong kita dahil naka-student visa sila.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250506114346-filipino-3c2ac4ee-9347-41dd-95bf-70da4dd4a8c9.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000196-a32e-d9df-afb6-a3ae60a60000&amp;dur_cat=3" type="audio/mpeg" length="10812209"/><guid isPermaLink="false">00000196-a32e-d9df-afb6-a3ae60a60000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/pinagplanuhan-namin-ang-negosyo-market-research-ng-may-ari-ng-catering-service/huksapmxn</link><itunes:subtitle>Sydneysider Ana Borlongan and her husband Matt set up their side hustle — catering and takeaway trays in 2021 to augment their income, as they were both on student visas at that time. - Binuo ng mag-asawang Ana at Matt Borlongan ang raket na catering at takeaway trays noong taong 2021 para madagdagan ang kita gawa ng limitadong kita dahil naka-student visa sila.</itunes:subtitle><itunes:summary>Sydneysider Ana Borlongan and her husband Matt set up their side hustle — catering and takeaway trays in 2021 to augment their income, as they were both on student visas at that time. - Binuo ng mag-asawang Ana at Matt Borlongan ang raket na catering at takeaway trays noong taong 2021 para madagdagan ang kita gawa ng limitadong kita dahil naka-student visa sila.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:15</itunes:duration><pubDate>Tue, 06 May 2025 11:23:59 +1000</pubDate></item><item><title>'Self-doubt is just noise': Restaurateur on motivating oneself - 'Patatagin ang tiwala sa sarili': May-ari ng restaurant sa paglago ng negosyo</title><description>Chef Louise Santos and her husband Marvin built a Filipino fusion restaurant in Osborne Park in Perth by partnering with their Bible study group mates, Marjorie and Dexter Bautista. - Nagtayo si chef Louise Santos at ang asawang si Marvin ng Filipino fusion restaurant sa Osborne Park sa Perth sa pakiki-pag partner sa mga bible study group mates, na sina Marjorie at Dexter Bautista.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250429140400-filipino-22981936-cc11-471a-96dd-35a8b02addfa.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000196-7fa1-d435-afde-7ff31df90000&amp;dur_cat=3" type="audio/mpeg" length="10521137"/><guid isPermaLink="false">00000196-7fa1-d435-afde-7ff31df90000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/self-doubt-is-just-noise-restaurateur-on-motivating-oneself/mxhu7q0iy</link><itunes:subtitle>Chef Louise Santos and her husband Marvin built a Filipino fusion restaurant in Osborne Park in Perth by partnering with their Bible study group mates, Marjorie and Dexter Bautista. - Nagtayo si chef Louise Santos at ang asawang si Marvin ng Filipino fusion restaurant sa Osborne Park sa Perth sa pakiki-pag partner sa mga bible study group mates, na sina Marjorie at Dexter Bautista.</itunes:subtitle><itunes:summary>Chef Louise Santos and her husband Marvin built a Filipino fusion restaurant in Osborne Park in Perth by partnering with their Bible study group mates, Marjorie and Dexter Bautista. - Nagtayo si chef Louise Santos at ang asawang si Marvin ng Filipino fusion restaurant sa Osborne Park sa Perth sa pakiki-pag partner sa mga bible study group mates, na sina Marjorie at Dexter Bautista.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:57</itunes:duration><pubDate>Tue, 29 Apr 2025 13:44:52 +1000</pubDate></item><item><title>'Find a strategic space to sell your products': Owner on sisig side hustle - 'Tamang pwesto para sa produkto': Diskarte ng may negosyong sisig</title><description>Sydneysider Rona Mallari found a spot outside a Pinoy restaurant in Doonside a year ago where she began selling sisig takeaways that quickly became a hit. - Nakapili ng maliit na pwesto kung saan sinimulan ni Rona Mallari mag-benta ng sisig sa Doonside sa kanlurang Sydney na naging patok simula noong nakaraang taon.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250422120424-filipino-1e0905de-6351-4955-837d-4ed381423e64.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000196-5b36-d279-a7f6-dbb726d80000&amp;dur_cat=3" type="audio/mpeg" length="10306865"/><guid isPermaLink="false">00000196-5b36-d279-a7f6-dbb726d80000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/find-a-strategic-space-to-sell-your-products-owner-on-sisig-side-hustle/ybvsvjrld</link><itunes:subtitle>Sydneysider Rona Mallari found a spot outside a Pinoy restaurant in Doonside a year ago where she began selling sisig takeaways that quickly became a hit. - Nakapili ng maliit na pwesto kung saan sinimulan ni Rona Mallari mag-benta ng sisig sa Doonside sa kanlurang Sydney na naging patok simula noong nakaraang taon.</itunes:subtitle><itunes:summary>Sydneysider Rona Mallari found a spot outside a Pinoy restaurant in Doonside a year ago where she began selling sisig takeaways that quickly became a hit. - Nakapili ng maliit na pwesto kung saan sinimulan ni Rona Mallari mag-benta ng sisig sa Doonside sa kanlurang Sydney na naging patok simula noong nakaraang taon.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:44</itunes:duration><pubDate>Tue, 22 Apr 2025 11:59:28 +1000</pubDate></item><item><title>'I dipped into my lifetime savings to start my business': Entrepreneur on capital - 'Ginamit ko ang lifetime savings ko para sa restaurant': Kapital ng negosyante</title><description>Casino employee -turned-entrepreneur Tina Patterson started her restaurant a year ago, focusing on authentic Filipino food in a bid to make the cuisine more popular in Darwin and beyond. - Ginamit ni Tina Patterson na isang empleyado ng casino ang kanyang ipon para pondohan ang Filipino restaurant na tinayo niya para mas makilala ang pagkaing pinoy sa loob at labas ng Darwin.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250415114459-filipino-1a21656f-284d-4a99-8666-28a93eb07f5b.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000196-370f-d7fe-a996-370f3df20000&amp;dur_cat=3" type="audio/mpeg" length="11115185"/><guid isPermaLink="false">00000196-370f-d7fe-a996-370f3df20000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/i-dipped-into-my-lifetime-savings-to-start-my-business-entrepreneur-on-capital/00eq71niy</link><itunes:subtitle>Casino employee -turned-entrepreneur Tina Patterson started her restaurant a year ago, focusing on authentic Filipino food in a bid to make the cuisine more popular in Darwin and beyond. - Ginamit ni Tina Patterson na isang empleyado ng casino ang kanyang ipon para pondohan ang Filipino restaurant na tinayo niya para mas makilala ang pagkaing pinoy sa loob at labas ng Darwin.</itunes:subtitle><itunes:summary>Casino employee -turned-entrepreneur Tina Patterson started her restaurant a year ago, focusing on authentic Filipino food in a bid to make the cuisine more popular in Darwin and beyond. - Ginamit ni Tina Patterson na isang empleyado ng casino ang kanyang ipon para pondohan ang Filipino restaurant na tinayo niya para mas makilala ang pagkaing pinoy sa loob at labas ng Darwin.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:duration>00:11:34</itunes:duration><pubDate>Tue, 15 Apr 2025 11:31:00 +1000</pubDate></item><item><title>'Check them out and see how you can leverage them': Kiosk owner on competition - 'Tingnan mo kung paano ka aangat': Negosyante pagdating sa kumpetisyon</title><description>First time entrepreneur Roxan Yap- Doran built her kiosk selling takeaway coffee and Filipino fusion food along Elizabeth Quay in Perth. - Pinasok sa unang pagkakataon ni Roxan Yap - Doran ang negosyo nang nag-bukas siya ng Filipino fusion cafe sa kahabaan ng Elizabeth Quay sa Perth dalawang taon na ang nakakaraan.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250408120337-filipino-326a5352-b579-4660-8716-e5695dc73d20.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000196-131c-d7fe-a996-131ffbb90000&amp;dur_cat=3" type="audio/mpeg" length="10540337"/><guid isPermaLink="false">00000196-131c-d7fe-a996-131ffbb90000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/check-them-out-and-see-how-you-can-leverage-them-kiosk-owner-on-competition/ws0ndl8ei</link><itunes:subtitle>First time entrepreneur Roxan Yap- Doran built her kiosk selling takeaway coffee and Filipino fusion food along Elizabeth Quay in Perth. - Pinasok sa unang pagkakataon ni Roxan Yap - Doran ang negosyo nang nag-bukas siya ng Filipino fusion cafe sa kahabaan ng Elizabeth Quay sa Perth dalawang taon na ang nakakaraan.</itunes:subtitle><itunes:summary>First time entrepreneur Roxan Yap- Doran built her kiosk selling takeaway coffee and Filipino fusion food along Elizabeth Quay in Perth. - Pinasok sa unang pagkakataon ni Roxan Yap - Doran ang negosyo nang nag-bukas siya ng Filipino fusion cafe sa kahabaan ng Elizabeth Quay sa Perth dalawang taon na ang nakakaraan.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:58</itunes:duration><pubDate>Tue, 08 Apr 2025 11:58:45 +1000</pubDate></item><item><title>Staff consists of international students: Resto owners on helping community - Karamihan ng nagtatrabaho ay international students: Pagtulong sa komunidad ng may-ari ng Pinoy restaurant</title><description>Canberran couple and full-time government employees Jim and Sharon May Maranan rely heavily on their staff to run their Filipino restaurant, considering them a 'blessing' in their business venture. - Nag-tayo ang mag-asawa at fulltime na empleyado ng gobyerno na si Jim at Sharon May Maranan ng isang kainan sa Canberra kung saan malaki ang tinutulong ng staff na binubuo ng international students na tinuturing nilang biyaya sa kanilang negosyo.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250401104324-filipino-9d0e4a38-14a6-4a5e-b69f-2df309048368.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000195-ee80-d7fe-a995-fe8bc18b0006&amp;dur_cat=3" type="audio/mpeg" length="11103281"/><guid isPermaLink="false">00000195-ee80-d7fe-a995-fe8bc18b0006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/staff-consists-of-international-students-resto-owners-on-helping-community/5fr5fmgd5</link><itunes:subtitle>Canberran couple and full-time government employees Jim and Sharon May Maranan rely heavily on their staff to run their Filipino restaurant, considering them a 'blessing' in their business venture. - Nag-tayo ang mag-asawa at fulltime na empleyado ng gobyerno na si Jim at Sharon May Maranan ng isang kainan sa Canberra kung saan malaki ang tinutulong ng staff na binubuo ng international students na tinuturing nilang biyaya sa kanilang negosyo.</itunes:subtitle><itunes:summary>Canberran couple and full-time government employees Jim and Sharon May Maranan rely heavily on their staff to run their Filipino restaurant, considering them a 'blessing' in their business venture. - Nag-tayo ang mag-asawa at fulltime na empleyado ng gobyerno na si Jim at Sharon May Maranan ng isang kainan sa Canberra kung saan malaki ang tinutulong ng staff na binubuo ng international students na tinuturing nilang biyaya sa kanilang negosyo.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:33</itunes:duration><pubDate>Tue, 01 Apr 2025 10:24:35 +1100</pubDate></item><item><title>'Tweaks based on feedback from relatives': Entrepreneur on the perfect recipe - 'Tinandaan namin ang komento at inaayos para mas lalong sumarap': Sikreto ng negosyante para sa tamang recipe</title><description>Chef Paulo dela Pena and partner Raquel Baldueza, both full-time workers from Perth, built their side hustle making sweet buns, or 'ensaymadas,' which they started in August 2024. - Tinayo ng mag-partner na sina Chef Paulo dela Pena at Raquel Baldueza ang kanilang side hustle o raket na ensaymada noong Agosto 2024 kahit na parehong silang nag-tatrabaho ng full-time mula sa Perth.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250325142815-filipino-f85c91d3-bb2b-4238-b3bb-4a2e92c77010.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000195-cb23-dfa8-a9bf-dfb3721e0006&amp;dur_cat=3" type="audio/mpeg" length="11860913"/><guid isPermaLink="false">00000195-cb23-dfa8-a9bf-dfb3721e0006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/tinandaan-namin-ang-komento-at-inaayos-para-mas-lalong-masarap-sikreto-ng-para-sa-tamang-recipe/or50dx4hn</link><itunes:subtitle>Chef Paulo dela Pena and partner Raquel Baldueza, both full-time workers from Perth, built their side hustle making sweet buns, or 'ensaymadas,' which they started in August 2024. - Tinayo ng mag-partner na sina Chef Paulo dela Pena at Raquel Baldueza ang kanilang side hustle o raket na ensaymada noong Agosto 2024 kahit na parehong silang nag-tatrabaho ng full-time mula sa Perth.</itunes:subtitle><itunes:summary>Chef Paulo dela Pena and partner Raquel Baldueza, both full-time workers from Perth, built their side hustle making sweet buns, or 'ensaymadas,' which they started in August 2024. - Tinayo ng mag-partner na sina Chef Paulo dela Pena at Raquel Baldueza ang kanilang side hustle o raket na ensaymada noong Agosto 2024 kahit na parehong silang nag-tatrabaho ng full-time mula sa Perth.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:12:21</itunes:duration><pubDate>Tue, 25 Mar 2025 14:05:32 +1100</pubDate></item><item><title>From cafe to community: Owners on finding their deeper purpose - Pagbuo ng komunidad: May ari ng cafe sa kanilang layunin sa negosyo</title><description>Sydneysider cafe owners Margo Flores and Vincent Baquiran's strategy panned out well when they took the time to get to know their community and integrate themselves into Redfern before introducing Filipino cuisine to them. - Ginawang stratehiya ng mga may-ari ng cafe na si Margo Flores at Vincent Baquiran na kilalanin ang komunidad sa Redfern bago nito dahan-dahang ipakilala ang pagkaing Pinoy.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250318114646-filipino-417e7e55-2b97-4fac-8463-1683b142a4ca.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000195-a6a9-d82d-abb7-a6f955220006&amp;dur_cat=3" type="audio/mpeg" length="12180785"/><guid isPermaLink="false">00000195-a6a9-d82d-abb7-a6f955220006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/from-cafe-to-community-owners-on-finding-their-deeper-purpose/vrc21nqas</link><itunes:subtitle>Sydneysider cafe owners Margo Flores and Vincent Baquiran's strategy panned out well when they took the time to get to know their community and integrate themselves into Redfern before introducing Filipino cuisine to them. - Ginawang stratehiya ng mga may-ari ng cafe na si Margo Flores at Vincent Baquiran na kilalanin ang komunidad sa Redfern bago nito dahan-dahang ipakilala ang pagkaing Pinoy.</itunes:subtitle><itunes:summary>Sydneysider cafe owners Margo Flores and Vincent Baquiran's strategy panned out well when they took the time to get to know their community and integrate themselves into Redfern before introducing Filipino cuisine to them. - Ginawang stratehiya ng mga may-ari ng cafe na si Margo Flores at Vincent Baquiran na kilalanin ang komunidad sa Redfern bago nito dahan-dahang ipakilala ang pagkaing Pinoy.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:12:41</itunes:duration><pubDate>Tue, 18 Mar 2025 11:33:45 +1100</pubDate></item><item><title>'Demand for my product happened after I gifted it to relatives and friends': former chef turned entrepreneur on pursuing her full-time business - 'Nagkaroon ng demand sa produkto matapos ko itong ipangregalo': dating chef na ginawang full-time ang negosyong chili garlic oil</title><description>Initially starting it as a side hustle, former chef turned home-based entrepreneur Ivy Grace Roy developed her product chilli garlic oil and eventually pursued it as a full-time business in Melbourne six years ago. - Pagkatapos gawing 'raket' ng dating chef na si Ivy Grace Roy, lumago ang side hustle at naging full-time na negosyo matapos sumipa ang demand dahil nagustuhan ito ng mga kamag-anak at kaibigan.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250311162654-filipino-50f0fded-820c-43e5-878c-f0a5a830a966.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000195-8397-d125-addf-af97aff60000&amp;dur_cat=3" type="audio/mpeg" length="11616689"/><guid isPermaLink="false">00000195-8397-d125-addf-af97aff60000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/nagkaroon-ng-demand-sa-produkto-matapos-ko-itong-ipangregalo-dating-chef-na-ginawang-full-time-ang-negosyong-chili-garlic-oil/unorhyczb</link><itunes:subtitle>Initially starting it as a side hustle, former chef turned home-based entrepreneur Ivy Grace Roy developed her product chilli garlic oil and eventually pursued it as a full-time business in Melbourne six years ago. - Pagkatapos gawing 'raket' ng dating chef na si Ivy Grace Roy, lumago ang side hustle at naging full-time na negosyo matapos sumipa ang demand dahil nagustuhan ito ng mga kamag-anak at kaibigan.</itunes:subtitle><itunes:summary>Initially starting it as a side hustle, former chef turned home-based entrepreneur Ivy Grace Roy developed her product chilli garlic oil and eventually pursued it as a full-time business in Melbourne six years ago. - Pagkatapos gawing 'raket' ng dating chef na si Ivy Grace Roy, lumago ang side hustle at naging full-time na negosyo matapos sumipa ang demand dahil nagustuhan ito ng mga kamag-anak at kaibigan.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:12:06</itunes:duration><pubDate>Tue, 11 Mar 2025 16:11:44 +1100</pubDate></item><item><title>'No more double shifts': Chefs turned business partners on entrepreneurship - 'Wala nang double shifts': Magkakaibigang chef, nagtayo ng sariling negosyo</title><description>Chefs Veronica Sulo, Christine Mendoza and Bernadeth Sulo partnered up by building two businesses selling savoury Filipino food and Pinoy desserts straight out of their customised trailers in Darwin. - Mga chef ang mga magkakaibigang sina Veronica Sulo, Christine Mendoza at Bernadeth Sulo na nagtayo ng dalawang negosyo na nagbebenta ng pagkaing Pinoy at matatamis o 'panghimagas' na galing sa kanilang customised trailers sa Darwin.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250311114723-filipino-57c4481c-8b06-4baf-bb9b-94c58e453124.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000195-8298-d366-adf7-d7db92380006&amp;dur_cat=3" type="audio/mpeg" length="13305137"/><guid isPermaLink="false">00000195-8298-d366-adf7-d7db92380006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/wala-nang-double-shifts-magkakaibigang-chef-nagtayo-ng-sariling-negosyo/ami5uz9tr</link><itunes:subtitle>Chefs Veronica Sulo, Christine Mendoza and Bernadeth Sulo partnered up by building two businesses selling savoury Filipino food and Pinoy desserts straight out of their customised trailers in Darwin. - Mga chef ang mga magkakaibigang sina Veronica Sulo, Christine Mendoza at Bernadeth Sulo na nagtayo ng dalawang negosyo na nagbebenta ng pagkaing Pinoy at matatamis o 'panghimagas' na galing sa kanilang customised trailers sa Darwin.</itunes:subtitle><itunes:summary>Chefs Veronica Sulo, Christine Mendoza and Bernadeth Sulo partnered up by building two businesses selling savoury Filipino food and Pinoy desserts straight out of their customised trailers in Darwin. - Mga chef ang mga magkakaibigang sina Veronica Sulo, Christine Mendoza at Bernadeth Sulo na nagtayo ng dalawang negosyo na nagbebenta ng pagkaing Pinoy at matatamis o 'panghimagas' na galing sa kanilang customised trailers sa Darwin.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:13:51</itunes:duration><pubDate>Tue, 11 Mar 2025 11:30:18 +1100</pubDate></item><item><title>'No pressure to reach revenues': Hobby business owner on baking out of passion - 'Walang pressure makabawi sa kita': Pastry chef na may-ari ng hobby business</title><description>Pastry chef Sammer Calunsod put up her hobby business in 2006 in Sydney where she accepts orders for silvanas and customised cakes every weekend to manage time for family. - Tinayo ng pastry chef na si Sammer Calunsod ang kanyang hobby business noong 2006 sa Sydney kung saan tumatanggap siya ng orders para sa silvanas at customised cakes tuwing weekend para makapaglaan ng oras sa pamilya.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250304114737-filipino-22b522bf-5add-42d9-b481-454c5baa7c53.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000195-5e93-dd15-add5-ffb764da0006&amp;dur_cat=3" type="audio/mpeg" length="10121009"/><guid isPermaLink="false">00000195-5e93-dd15-add5-ffb764da0006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/no-pressure-to-reach-revenues-hobby-business-owner-on-baking-out-of-passion/uyhavfbdv</link><itunes:subtitle>Pastry chef Sammer Calunsod put up her hobby business in 2006 in Sydney where she accepts orders for silvanas and customised cakes every weekend to manage time for family. - Tinayo ng pastry chef na si Sammer Calunsod ang kanyang hobby business noong 2006 sa Sydney kung saan tumatanggap siya ng orders para sa silvanas at customised cakes tuwing weekend para makapaglaan ng oras sa pamilya.</itunes:subtitle><itunes:summary>Pastry chef Sammer Calunsod put up her hobby business in 2006 in Sydney where she accepts orders for silvanas and customised cakes every weekend to manage time for family. - Tinayo ng pastry chef na si Sammer Calunsod ang kanyang hobby business noong 2006 sa Sydney kung saan tumatanggap siya ng orders para sa silvanas at customised cakes tuwing weekend para makapaglaan ng oras sa pamilya.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:32</itunes:duration><pubDate>Tue, 04 Mar 2025 11:37:09 +1100</pubDate></item><item><title>'Free concerts': Events organiser on perks of side hustle - 'Libre manood ng concert: Tagahanga ng musika, raket ang pagiging event organiser</title><description>Sydneysider music enthusiast Soki Munar started her side hustle in events and production in 2017 which often features OPM bands and international artists. - Pinasok ni Soki Munar na mula sa Sydney ang raket na events and production noong 2017 na kadalasan ay bumubuo ng concert para sa mga OPM bands at international artists.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250225150747-filipino-22302af3-7f40-456b-afd7-4a41a967f23d.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000195-3b36-daa2-a995-7f7675d50000&amp;dur_cat=3" type="audio/mpeg" length="10670897"/><guid isPermaLink="false">00000195-3b36-daa2-a995-7f7675d50000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/libre-manood-ng-concert-tagahanga-ng-musika-raket-ang-pagiging-event-organiser/d1535yyf7</link><itunes:subtitle>Sydneysider music enthusiast Soki Munar started her side hustle in events and production in 2017 which often features OPM bands and international artists. - Pinasok ni Soki Munar na mula sa Sydney ang raket na events and production noong 2017 na kadalasan ay bumubuo ng concert para sa mga OPM bands at international artists.</itunes:subtitle><itunes:summary>Sydneysider music enthusiast Soki Munar started her side hustle in events and production in 2017 which often features OPM bands and international artists. - Pinasok ni Soki Munar na mula sa Sydney ang raket na events and production noong 2017 na kadalasan ay bumubuo ng concert para sa mga OPM bands at international artists.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:06</itunes:duration><pubDate>Tue, 25 Feb 2025 14:54:51 +1100</pubDate></item><item><title>Closed from Sunday to Tuesday: Pastor and restaurateur on time management - Sarado tuwing Linggo hanggang Martes: Paano binabalanse ng isang pastor ang simbahan at negosyo</title><description>After mustering enough courage, pastor Roger Lingal opened his Filipino restaurant in Illawarra in July 2023. - Binuksan ng pastor na si Roger Lingal ang kanyang Pinoy restaurant sa Illawarra noong July 2023.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250218114828-filipino-d2377f7a-7d4e-4005-ba89-53343dd0aab7.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000195-1678-d171-a3f7-defac1f80006&amp;dur_cat=3" type="audio/mpeg" length="10726577"/><guid isPermaLink="false">00000195-1678-d171-a3f7-defac1f80006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/sarado-tuwing-linggo-hanggang-martes-paano-binabalanse-ng-isang-pastor-ang-simbahan-at-negosyo/ign2l9mlm</link><itunes:subtitle>After mustering enough courage, pastor Roger Lingal opened his Filipino restaurant in Illawarra in July 2023. - Binuksan ng pastor na si Roger Lingal ang kanyang Pinoy restaurant sa Illawarra noong July 2023.</itunes:subtitle><itunes:summary>After mustering enough courage, pastor Roger Lingal opened his Filipino restaurant in Illawarra in July 2023. - Binuksan ng pastor na si Roger Lingal ang kanyang Pinoy restaurant sa Illawarra noong July 2023.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:10</itunes:duration><pubDate>Tue, 18 Feb 2025 11:38:58 +1100</pubDate></item><item><title>'Takes a long time to finish, but I enjoy the process': Accessory maker on attention to detail - 'Matagal gawin pero na-e-enjoy ko siya': Pinay patuloy na lumilikha ng Filipino-inspired accessories</title><description>In 2024, Melburnian AJ Zara-Girstuns started making handmade accessories for her side hustle whose designs are inspired by the Filipino culture. - Ginawang raket ni AJ Zara- Girstuns ang pag-gawa ang pag-disenyo ng hikaw na hango sa kulturang Filipino noong 2024 sa Melbourne.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250211114734-filipino-2685366c-14c6-431f-96ca-b1f27ba45bbe.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000194-f266-d757-afbf-fefeb56c0006&amp;dur_cat=3" type="audio/mpeg" length="10541952"/><guid isPermaLink="false">00000194-f266-d757-afbf-fefeb56c0006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/matagal-gawin-pero-na-e-enjoy-ko-siya-pinay-patuloy-na-lumilikha-ng-filipino-inspired-accessories/azbey5z39</link><itunes:subtitle>In 2024, Melburnian AJ Zara-Girstuns started making handmade accessories for her side hustle whose designs are inspired by the Filipino culture. - Ginawang raket ni AJ Zara- Girstuns ang pag-gawa ang pag-disenyo ng hikaw na hango sa kulturang Filipino noong 2024 sa Melbourne.</itunes:subtitle><itunes:summary>In 2024, Melburnian AJ Zara-Girstuns started making handmade accessories for her side hustle whose designs are inspired by the Filipino culture. - Ginawang raket ni AJ Zara- Girstuns ang pag-gawa ang pag-disenyo ng hikaw na hango sa kulturang Filipino noong 2024 sa Melbourne.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:58</itunes:duration><pubDate>Tue, 11 Feb 2025 11:33:02 +1100</pubDate></item><item><title>'Be honest with your client': Auto-mechanic shop owner on building customer loyalty - 'Maging tapat sa kliyente': Pinoy na may-ari ng talyer sa Darwin, ibinahagi ang sikreto ng negosyo</title><description>Ana Lee Oblianda and her husband started a side hustle of running an auto-mechanic shop in Darwin in 2020. - Sinimulan ni Ana Lee Oblianda at kaniyang asawa ang raket nang pagpapatakbo ng isang talyer sa Darwin simula noong taong 2020.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250204112732-filipino-90e141a2-3a4e-4d27-b10b-67b990744880.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000194-ce44-d514-a5be-dee5a0f70000&amp;dur_cat=3" type="audio/mpeg" length="10460928"/><guid isPermaLink="false">00000194-ce44-d514-a5be-dee5a0f70000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/maging-tapat-sa-kliyente-pinoy-na-may-ari-ng-talyer-sa-darwin-ibinahagi-ang-sikreto-ng-negosyo/4pqnx9u6e</link><itunes:subtitle>Ana Lee Oblianda and her husband started a side hustle of running an auto-mechanic shop in Darwin in 2020. - Sinimulan ni Ana Lee Oblianda at kaniyang asawa ang raket nang pagpapatakbo ng isang talyer sa Darwin simula noong taong 2020.</itunes:subtitle><itunes:summary>Ana Lee Oblianda and her husband started a side hustle of running an auto-mechanic shop in Darwin in 2020. - Sinimulan ni Ana Lee Oblianda at kaniyang asawa ang raket nang pagpapatakbo ng isang talyer sa Darwin simula noong taong 2020.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:53</itunes:duration><pubDate>Tue, 04 Feb 2025 11:18:03 +1100</pubDate></item><item><title>'We give busy parents time to exercise, we care for their kids during workout': Fitness coach's business strategy - 'Para mabigyan ng oras ang busy na magulang, inaalagaan namin ang kanilang anak para maka-workout sila':Bagong strategy ng fitness coach</title><description>After observing market behaviour in Australia, Melburnian fitness coach Andre Cabrera shifted his strategy to provide group training services to parents while their kids will be taken care of by an early childhood teacher and a nurse. - Matapos alamin ang market behavior ng mga nag-wo-work out sa Australia, napansin ng Melburnian fitness coach Andre Cabrera na kailangan niyang baguhin ang stratehiya at tumutok sa mga group training ng mga magulang na walang oras mag-ehersisyo sa pamamagitan ng pag-aalaga sa kanilang mga anak. Ang mga mag-aaruga ay isang early childhood teacher at nurse.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250128114709-filipino-f60ae10f-59cd-410f-b0de-1b70f65c39e8.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000194-aa55-d62a-a5dd-bbd738360000&amp;dur_cat=3" type="audio/mpeg" length="10450097"/><guid isPermaLink="false">00000194-aa55-d62a-a5dd-bbd738360000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/para-mabigyan-ng-oras-ang-busy-na-magulang-inaalagaan-namin-ang-kanilang-anakpara-maka-workout-sila-bagong-strategy-ng-fitness-coach/y2gbmw0y2</link><itunes:subtitle>After observing market behaviour in Australia, Melburnian fitness coach Andre Cabrera shifted his strategy to provide group training services to parents while their kids will be taken care of by an early childhood teacher and a nurse. - Matapos alamin ang market behavior ng mga nag-wo-work out sa Australia, napansin ng Melburnian fitness coach Andre Cabrera na kailangan niyang baguhin ang stratehiya at tumutok sa mga group training ng mga magulang na walang oras mag-ehersisyo sa pamamagitan ng pag-aalaga sa kanilang mga anak. Ang mga mag-aaruga ay isang early childhood teacher at nurse.</itunes:subtitle><itunes:summary>After observing market behaviour in Australia, Melburnian fitness coach Andre Cabrera shifted his strategy to provide group training services to parents while their kids will be taken care of by an early childhood teacher and a nurse. - Matapos alamin ang market behavior ng mga nag-wo-work out sa Australia, napansin ng Melburnian fitness coach Andre Cabrera na kailangan niyang baguhin ang stratehiya at tumutok sa mga group training ng mga magulang na walang oras mag-ehersisyo sa pamamagitan ng pag-aalaga sa kanilang mga anak. Ang mga mag-aaruga ay isang early childhood teacher at nurse.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:53</itunes:duration><pubDate>Tue, 28 Jan 2025 11:38:20 +1100</pubDate></item><item><title>'Community members' testimony matters': performance studio owners on strategy for business in regional area - 'Pagkakatiwalaan ka kapag nirekomenda ka': Mag-asawa sa Geelong patuloy ang pagpapalago sa performance studio</title><description>Professional dancer and singer Jordan and Fritz Punsalang started their boutique performance studio in Geelong in 2007, offering dance and singing lessons which steadily grew due to 'word of mouth.' - Sinimulan ng mag-asawang professional dancer at singer na si Jordan and Fritzie Punsalang ang negosyong performance studio na nagtuturo ng pagkanta at pagsayaw sa mga bata at matatanda noong 2007, na lumaki dahil sa rekomendasyon ng komunidad sa Geelong sa Regional Victoria.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250114120631-filipino-97386557-9939-4631-8e79-3f1c9445e3b1.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000194-6239-d62a-a5dd-f3fb5e730000&amp;dur_cat=3" type="audio/mpeg" length="11162880"/><guid isPermaLink="false">00000194-6239-d62a-a5dd-f3fb5e730000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/pagkakatiwalaan-ka-kapag-nirekomenda-ka-mag-asawa-sa-geelong-patuloy-ang-ang-performance-arts-studio/ztj49zjip</link><itunes:subtitle>Professional dancer and singer Jordan and Fritz Punsalang started their boutique performance studio in Geelong in 2007, offering dance and singing lessons which steadily grew due to 'word of mouth.' - Sinimulan ng mag-asawang professional dancer at singer na si Jordan and Fritzie Punsalang ang negosyong performance studio na nagtuturo ng pagkanta at pagsayaw sa mga bata at matatanda noong 2007, na lumaki dahil sa rekomendasyon ng komunidad sa Geelong sa Regional Victoria.</itunes:subtitle><itunes:summary>Professional dancer and singer Jordan and Fritz Punsalang started their boutique performance studio in Geelong in 2007, offering dance and singing lessons which steadily grew due to 'word of mouth.' - Sinimulan ng mag-asawang professional dancer at singer na si Jordan and Fritzie Punsalang ang negosyong performance studio na nagtuturo ng pagkanta at pagsayaw sa mga bata at matatanda noong 2007, na lumaki dahil sa rekomendasyon ng komunidad sa Geelong sa Regional Victoria.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:37</itunes:duration><pubDate>Tue, 14 Jan 2025 11:47:49 +1100</pubDate></item><item><title>'Businesses aligned with aged care, digital transformation in-demand from 2025 and beyond': business mentor forecast - 'Negosyong patok sa 2025: Aged care at digital transformation' batay sa business mentor</title><description>According to business consultant Alex Apawan Sy, trade or occupations that deal with personal care, cybersecurity, and digital transformation will be highly relevant beginning this year. - Ang mga negosyong nalilinya sa personal care, cybersecurity, at digital transformation ay sigurong in-demand na hihigit pa sa taong 2025, ayon sa business mentor na si Alex Apawan Sy na may higit 40 na taon sa karanasan ng pagtatayo ng negosyo.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250107120617-filipino-28d6f1ac-0406-4569-9611-a637f32e2f97.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000194-3dd7-df36-a7be-3dff31ed0000&amp;dur_cat=3" type="audio/mpeg" length="11592881"/><guid isPermaLink="false">00000194-3dd7-df36-a7be-3dff31ed0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/negosyong-patok-sa-2025-aged-care-at-digital-transformation-batay-sa-business-mentor/ewwlavdau</link><itunes:subtitle>According to business consultant Alex Apawan Sy, trade or occupations that deal with personal care, cybersecurity, and digital transformation will be highly relevant beginning this year. - Ang mga negosyong nalilinya sa personal care, cybersecurity, at digital transformation ay sigurong in-demand na hihigit pa sa taong 2025, ayon sa business mentor na si Alex Apawan Sy na may higit 40 na taon sa karanasan ng pagtatayo ng negosyo.</itunes:subtitle><itunes:summary>According to business consultant Alex Apawan Sy, trade or occupations that deal with personal care, cybersecurity, and digital transformation will be highly relevant beginning this year. - Ang mga negosyong nalilinya sa personal care, cybersecurity, at digital transformation ay sigurong in-demand na hihigit pa sa taong 2025, ayon sa business mentor na si Alex Apawan Sy na may higit 40 na taon sa karanasan ng pagtatayo ng negosyo.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:12:04</itunes:duration><pubDate>Tue, 07 Jan 2025 11:47:05 +1100</pubDate></item><item><title>'Lesser calls': Cargo express owner uses 'app' for clients to track balikbayan boxes - 'Konti na ang tumatawag kung nasaan ang balikbayan box': benepisyo ng 'app' sa cargo service</title><description>Sydneysider nurse and brand-new mum Jennifer Quinones' side hustle started in 2023 when her parents entered a partnership with a Philippine-based cargo service that uses an app to monitor parcels being sent through the company. - Sinimulan ng isang nurse at bagong ina na si Jennifer Quinones ang kanyang raket noong noong 2023 sa Sydney matapos sumosyo ang kanyang mga magulang sa isang cargo service na gumagamit ng sariling 'app' para malaman kung saan banda na ang mga balikbayan boxes pinapadala sa kanila.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20241217114737-filipino-e4500a47-d894-4891-9b32-026ee15248c7.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000193-d1ff-d20b-affb-d9ff7de10006&amp;dur_cat=3" type="audio/mpeg" length="11721521"/><guid isPermaLink="false">00000193-d1ff-d20b-affb-d9ff7de10006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/lesser-calls-cargo-express-owner-uses-app-for-clients-to-track-balikbayan-boxes/teg1lt8ef</link><itunes:subtitle>Sydneysider nurse and brand-new mum Jennifer Quinones' side hustle started in 2023 when her parents entered a partnership with a Philippine-based cargo service that uses an app to monitor parcels being sent through the company. - Sinimulan ng isang nurse at bagong ina na si Jennifer Quinones ang kanyang raket noong noong 2023 sa Sydney matapos sumosyo ang kanyang mga magulang sa isang cargo service na gumagamit ng sariling 'app' para malaman kung saan banda na ang mga balikbayan boxes pinapadala sa kanila.</itunes:subtitle><itunes:summary>Sydneysider nurse and brand-new mum Jennifer Quinones' side hustle started in 2023 when her parents entered a partnership with a Philippine-based cargo service that uses an app to monitor parcels being sent through the company. - Sinimulan ng isang nurse at bagong ina na si Jennifer Quinones ang kanyang raket noong noong 2023 sa Sydney matapos sumosyo ang kanyang mga magulang sa isang cargo service na gumagamit ng sariling 'app' para malaman kung saan banda na ang mga balikbayan boxes pinapadala sa kanila.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:12:12</itunes:duration><pubDate>Tue, 17 Dec 2024 11:27:50 +1100</pubDate></item><item><title>'No profits for the first two years': Flower shop owner kept expenses to a minimum - 'Binabalik namin ang maliit na kita sa negosyo': May-ari ng flower shop para maayos ang cash flow</title><description>An accountant -turned- accidental florist and events stylist Imelda Kateb built her flower shop in 1996 in Brisbane and transitioned into e-commerce housed across four websites. - Dating accountant si Imelda Kateb bago siya naging may-ari ng isang flower shop sa Brisbane na sinimulan niya noong 1996.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20241210114700-filipino-e90c16d4-74c9-48be-94e2-f056992ae3e7.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000193-ae00-d609-a5df-af550b690006&amp;dur_cat=3" type="audio/mpeg" length="11146289"/><guid isPermaLink="false">00000193-ae00-d609-a5df-af550b690006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/no-profits-for-the-first-two-years-flower-shop-owner-kept-expenses-to-a-minimum/827uc3fco</link><itunes:subtitle>An accountant -turned- accidental florist and events stylist Imelda Kateb built her flower shop in 1996 in Brisbane and transitioned into e-commerce housed across four websites. - Dating accountant si Imelda Kateb bago siya naging may-ari ng isang flower shop sa Brisbane na sinimulan niya noong 1996.</itunes:subtitle><itunes:summary>An accountant -turned- accidental florist and events stylist Imelda Kateb built her flower shop in 1996 in Brisbane and transitioned into e-commerce housed across four websites. - Dating accountant si Imelda Kateb bago siya naging may-ari ng isang flower shop sa Brisbane na sinimulan niya noong 1996.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:36</itunes:duration><pubDate>Tue, 10 Dec 2024 11:39:59 +1100</pubDate></item><item><title>'Hefty investment but worth it': PH-based ice cream brand owner ventures into franchising in Australia - 'Pikit-mata sa puhunan dahil Pinoy pride ito': Pinoy nag-franchise ng sariling ice cream sa Australia</title><description>Mother and son tandem Michelle and Miguel Aman brought their ice cream brand from the Philippines to Sydney, Australia braving strict regulations in food safety standards. - Dinala ng mag-inang si Michelle at Miguel Aman ang sarili nilang ice cream brand mula sa Pilipinas papunta sa Sydney, Australia kahit na mahirap dahil sa dami ng dokumento at pagsailalim sa madaming tests kaugnay ng food safety.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20241203120931-filipino-ab8cebd5-0bc5-47ff-aee0-f14f087414ca.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000193-89f7-da0a-a5b3-fbffdeb70000&amp;dur_cat=3" type="audio/mpeg" length="10725041"/><guid isPermaLink="false">00000193-89f7-da0a-a5b3-fbffdeb70000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/pikit-mata-sa-puhunan-dahil-pinoy-pride-ito-pinoy-nag-franchise-ng-sariling-ice-cream-sa-australia/bd7eqq6l0</link><itunes:subtitle>Mother and son tandem Michelle and Miguel Aman brought their ice cream brand from the Philippines to Sydney, Australia braving strict regulations in food safety standards. - Dinala ng mag-inang si Michelle at Miguel Aman ang sarili nilang ice cream brand mula sa Pilipinas papunta sa Sydney, Australia kahit na mahirap dahil sa dami ng dokumento at pagsailalim sa madaming tests kaugnay ng food safety.</itunes:subtitle><itunes:summary>Mother and son tandem Michelle and Miguel Aman brought their ice cream brand from the Philippines to Sydney, Australia braving strict regulations in food safety standards. - Dinala ng mag-inang si Michelle at Miguel Aman ang sarili nilang ice cream brand mula sa Pilipinas papunta sa Sydney, Australia kahit na mahirap dahil sa dami ng dokumento at pagsailalim sa madaming tests kaugnay ng food safety.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:10</itunes:duration><pubDate>Tue, 03 Dec 2024 11:50:08 +1100</pubDate></item><item><title>'Delayed payments of delivered items': Entrepreneur on risks of 'Pasabuy' - 'Hindi agad-agad nagtitiwala ang customers': Negosyante sa kalakaran ng 'pasabuy'</title><description>Melburnian Myra Aquino set up her side hustle of 'Pasabuy' services in September 2024 despite risks of trust issues and delayed payments among her clients. - Sinimulan ni Myra Aquino ang negosyong 'pasabuy' nitong Setyembre sa Melbourne kahit na talamak ang hindi agag-agad na nag-titiwalang mga customers at hindi rin nagbabayad agad kahit nandyan na ang gamit na inorder.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20241126114820-filipino-aee70fdf-394e-4b51-90a7-87bf1270c005.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000193-65d6-de54-a5f3-6dfe43d40006&amp;dur_cat=3" type="audio/mpeg" length="10950065"/><guid isPermaLink="false">00000193-65d6-de54-a5f3-6dfe43d40006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/delayed-payments-of-delivered-items-entrepreneur-on-risks-of-pasabuy/tpelqxe98</link><itunes:subtitle>Melburnian Myra Aquino set up her side hustle of 'Pasabuy' services in September 2024 despite risks of trust issues and delayed payments among her clients. - Sinimulan ni Myra Aquino ang negosyong 'pasabuy' nitong Setyembre sa Melbourne kahit na talamak ang hindi agag-agad na nag-titiwalang mga customers at hindi rin nagbabayad agad kahit nandyan na ang gamit na inorder.</itunes:subtitle><itunes:summary>Melburnian Myra Aquino set up her side hustle of 'Pasabuy' services in September 2024 despite risks of trust issues and delayed payments among her clients. - Sinimulan ni Myra Aquino ang negosyong 'pasabuy' nitong Setyembre sa Melbourne kahit na talamak ang hindi agag-agad na nag-titiwalang mga customers at hindi rin nagbabayad agad kahit nandyan na ang gamit na inorder.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:24</itunes:duration><pubDate>Tue, 26 Nov 2024 11:23:28 +1100</pubDate></item><item><title>Complimentary head massage and hot towels: Barbershop's winning formula - Libreng masahe susi sa pagpatok ng isang barbershop sa Darwin</title><description>Samuel Mislang Jr. and his son introduced their signature Filipino barbery style when they opened their shop in Darwin in 2020. - Pinakilala ni Samuel Mislang Jr. at ng anak ang nakagawian ng mga Pinoy na barbero na libreng masahe nang binuksan ang barbershop sa Darwin nuong 2020.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20241119114953-filipino-bdcedeab-9029-42c1-87d9-60ca96e02458.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000193-41cc-d8ee-a9df-5bed93a70000&amp;dur_cat=3" type="audio/mpeg" length="10747008"/><guid isPermaLink="false">00000193-41cc-d8ee-a9df-5bed93a70000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/complimentary-head-massage-and-hot-towels-barbershops-winning-formula/m8qn0puy8</link><itunes:subtitle>Samuel Mislang Jr. and his son introduced their signature Filipino barbery style when they opened their shop in Darwin in 2020. - Pinakilala ni Samuel Mislang Jr. at ng anak ang nakagawian ng mga Pinoy na barbero na libreng masahe nang binuksan ang barbershop sa Darwin nuong 2020.</itunes:subtitle><itunes:summary>Samuel Mislang Jr. and his son introduced their signature Filipino barbery style when they opened their shop in Darwin in 2020. - Pinakilala ni Samuel Mislang Jr. at ng anak ang nakagawian ng mga Pinoy na barbero na libreng masahe nang binuksan ang barbershop sa Darwin nuong 2020.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:11</itunes:duration><pubDate>Tue, 19 Nov 2024 11:27:32 +1100</pubDate></item><item><title>'Tough decision to say goodbye to science': Scientist on choosing entrepreneurship - Scientist mas pinili ang pagiging negosyante</title><description>Brisbane scientist-turned-fashion entrepreneur Dr. Louisa Parkinson pursued her vision of bringing Filipiniana globally via her e-commerce business which she built in 2021. - Pinili ni Dr. Louisa Parkinson na isang scientist sa Brisbane ang negosyong pagbebenta ng Filipiniana online na sinimulan niya nuong 2021.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20241112114741-filipino-d9afbcd6-5004-4eac-b6ef-1dc682dc35ec.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000193-1dbb-d118-a7bb-3dbb3ba50000&amp;dur_cat=3" type="audio/mpeg" length="12602033"/><guid isPermaLink="false">00000193-1dbb-d118-a7bb-3dbb3ba50000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/tough-decision-to-say-goodbye-to-science-scientist-on-choosing-entrepreneurship/kouohqkm5</link><itunes:subtitle>Brisbane scientist-turned-fashion entrepreneur Dr. Louisa Parkinson pursued her vision of bringing Filipiniana globally via her e-commerce business which she built in 2021. - Pinili ni Dr. Louisa Parkinson na isang scientist sa Brisbane ang negosyong pagbebenta ng Filipiniana online na sinimulan niya nuong 2021.</itunes:subtitle><itunes:summary>Brisbane scientist-turned-fashion entrepreneur Dr. Louisa Parkinson pursued her vision of bringing Filipiniana globally via her e-commerce business which she built in 2021. - Pinili ni Dr. Louisa Parkinson na isang scientist sa Brisbane ang negosyong pagbebenta ng Filipiniana online na sinimulan niya nuong 2021.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:13:07</itunes:duration><pubDate>Tue, 12 Nov 2024 11:24:43 +1100</pubDate></item><item><title>Filipino couple chose to 'build their own brand over franchising' in Australia’s indoor play centre industry - Pinoy couple, nagtayo ng sariling brand ng indoor play centre sa Australia 'imbes na mag-franchise'</title><description>Melburnian couple Eds and Odra Santos put up an events place that houses their other businesses. - Sinubok ng mag-asawang Eds and Odra Santos na lumikha ng sariling brand para sa indoor play center na kanilang sinimulan sa Melbourne.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20241105110828-filipino-d6caf4ba-dcfc-40ae-808d-49ec61bf97f0.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000192-f991-db60-a7f2-f995b1720000&amp;dur_cat=3" type="audio/mpeg" length="11150513"/><guid isPermaLink="false">00000192-f991-db60-a7f2-f995b1720000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/hindi-namin-kaya-bumili-ng-franchise-kaya-gumawa-kami-ng-sariling-amin-pinoy-couple-sa-events-business/hofo9oxi1</link><itunes:subtitle>Melburnian couple Eds and Odra Santos put up an events place that houses their other businesses. - Sinubok ng mag-asawang Eds and Odra Santos na lumikha ng sariling brand para sa indoor play center na kanilang sinimulan sa Melbourne.</itunes:subtitle><itunes:summary>Melburnian couple Eds and Odra Santos put up an events place that houses their other businesses. - Sinubok ng mag-asawang Eds and Odra Santos na lumikha ng sariling brand para sa indoor play center na kanilang sinimulan sa Melbourne.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:36</itunes:duration><pubDate>Tue, 05 Nov 2024 11:00:31 +1100</pubDate></item><item><title>'Success in business starts with quality service': Physiotherapist turned entrepreneur on getting it right - 'Dekalidad na serbisyo': Negosyanteng physiotherapist sa pag-aalaga ng kliyente</title><description>Darwin-based Ron Olabe opened his sports massage clinic in September 2019 after his employer filed for bankruptcy which led to absorbing their clients. - Binuksan ni Ron Olabe sa Darwin ang kanyang sports massage clinic nuong September 2019 matapos mag-file ng bankruptcy ang kanyang employer kung saan sinalo niya ang kanilang mga naiwanang kliyente.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20241029125459-filipino-6ee10b47-4dc6-461b-9bd3-2eb239d88086.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000192-d5e6-daa6-a5be-fff775630006&amp;dur_cat=3" type="audio/mpeg" length="11598641"/><guid isPermaLink="false">00000192-d5e6-daa6-a5be-fff775630006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/success-in-business-starts-with-quality-service-physiotherapist-turned-entrepreneur-on-getting-it-right/1leooxv38</link><itunes:subtitle>Darwin-based Ron Olabe opened his sports massage clinic in September 2019 after his employer filed for bankruptcy which led to absorbing their clients. - Binuksan ni Ron Olabe sa Darwin ang kanyang sports massage clinic nuong September 2019 matapos mag-file ng bankruptcy ang kanyang employer kung saan sinalo niya ang kanilang mga naiwanang kliyente.</itunes:subtitle><itunes:summary>Darwin-based Ron Olabe opened his sports massage clinic in September 2019 after his employer filed for bankruptcy which led to absorbing their clients. - Binuksan ni Ron Olabe sa Darwin ang kanyang sports massage clinic nuong September 2019 matapos mag-file ng bankruptcy ang kanyang employer kung saan sinalo niya ang kanilang mga naiwanang kliyente.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:12:04</itunes:duration><pubDate>Tue, 29 Oct 2024 12:39:09 +1100</pubDate></item><item><title>'Business is business': Entrepreneur on keeping things fair with client relations - Negosyo tip: 'Di pwedeng isama ang personal sa negosyo'</title><description>Brisbaner Edgar Fernandez had to let go of his long tenure in the meat industry to start a family-run restaurant five years ago. - Iniwan ni Edgar Fernandez ang trabaho bilang meat contractor para umpisahan ang restaurant na pinapa-takbo ng kanyang pamilya.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20241022122357-filipino-1f43e2a6-5102-45d6-a522-74feac2da951.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000192-b1b3-d30f-a1bb-bbbfa35e0004&amp;dur_cat=3" type="audio/mpeg" length="12001536"/><guid isPermaLink="false">00000192-b1b3-d30f-a1bb-bbbfa35e0004</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/business-is-business-entrepreneur-on-keeping-things-fair-with-client-relations/3jtvjzk16</link><itunes:subtitle>Brisbaner Edgar Fernandez had to let go of his long tenure in the meat industry to start a family-run restaurant five years ago. - Iniwan ni Edgar Fernandez ang trabaho bilang meat contractor para umpisahan ang restaurant na pinapa-takbo ng kanyang pamilya.</itunes:subtitle><itunes:summary>Brisbaner Edgar Fernandez had to let go of his long tenure in the meat industry to start a family-run restaurant five years ago. - Iniwan ni Edgar Fernandez ang trabaho bilang meat contractor para umpisahan ang restaurant na pinapa-takbo ng kanyang pamilya.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:12:30</itunes:duration><pubDate>Tue, 22 Oct 2024 11:54:10 +1100</pubDate></item><item><title>'Our purpose is to provide a bright future for our kids': Entrepreneur couple on pursuing their side hustle - 'Susi ang negosyo para sa kinabukasan ng aming mga anak': Inspirasyon ng mag-asawang negosyante</title><description>Chris and Minette Sales grew their side hustle selling siomai all across Victoria with global expansion in mind, eyeing Singapore and the Philippines, for starters. - Nais ng mag-asawang si Chris at Minette Sales na palagu-in ang kanilang siomai side hustle at target nilang makilala ito sa Singapore at Pilipinas.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20241015120537-filipino-de85d7c4-6501-4b32-8d32-1f2a3f9180ce.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000192-8d9d-d663-abb6-8d9f58ea0000&amp;dur_cat=3" type="audio/mpeg" length="12030641"/><guid isPermaLink="false">00000192-8d9d-d663-abb6-8d9f58ea0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/susi-ang-negosyo-para-sa-kinabukasan-ng-aming-mga-anak-inspirasyon-ng-mag-asawang-negosyante/ckn8cqnkr</link><itunes:subtitle>Chris and Minette Sales grew their side hustle selling siomai all across Victoria with global expansion in mind, eyeing Singapore and the Philippines, for starters. - Nais ng mag-asawang si Chris at Minette Sales na palagu-in ang kanilang siomai side hustle at target nilang makilala ito sa Singapore at Pilipinas.</itunes:subtitle><itunes:summary>Chris and Minette Sales grew their side hustle selling siomai all across Victoria with global expansion in mind, eyeing Singapore and the Philippines, for starters. - Nais ng mag-asawang si Chris at Minette Sales na palagu-in ang kanilang siomai side hustle at target nilang makilala ito sa Singapore at Pilipinas.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:12:31</itunes:duration><pubDate>Tue, 15 Oct 2024 11:41:50 +1100</pubDate></item><item><title>'A restaurant needs a great team': Entrepreneur on trusting his team as the business grows - Negosyo tip: 'Kailangan ng mabuting grupo na masasandalan na susi sa pagpapalago ang negosyo'</title><description>After seven years of being in the cafe and grill business, Chef Anthony Herrera employed a new business model which allowed him to add branches of his restaurant in the Central Business District and in the Southeast part of Melbourne. - Sa loob ng halos pitong taon sa kanyang negosyong restaurant, iniba ni Chef Anthony Herrera ang diskarte sa pagbubukas ng dalawang branches sa Central Business District (CBD) at sa dakong Southeast na parte ng Melbourne.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20241008125442-filipino-0f250380-4fb3-4507-a1ad-840de86727b8.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000192-69a8-d14f-a5fb-effcd7ca0000&amp;dur_cat=3" type="audio/mpeg" length="11922353"/><guid isPermaLink="false">00000192-69a8-d14f-a5fb-effcd7ca0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/a-restaurant-needs-a-great-team-entrepreneur-on-trusting-his-team-as-the-business-grows/jtaevuiz4</link><itunes:subtitle>After seven years of being in the cafe and grill business, Chef Anthony Herrera employed a new business model which allowed him to add branches of his restaurant in the Central Business District and in the Southeast part of Melbourne. - Sa loob ng halos pitong taon sa kanyang negosyong restaurant, iniba ni Chef Anthony Herrera ang diskarte sa pagbubukas ng dalawang branches sa Central Business District (CBD) at sa dakong Southeast na parte ng Melbourne.</itunes:subtitle><itunes:summary>After seven years of being in the cafe and grill business, Chef Anthony Herrera employed a new business model which allowed him to add branches of his restaurant in the Central Business District and in the Southeast part of Melbourne. - Sa loob ng halos pitong taon sa kanyang negosyong restaurant, iniba ni Chef Anthony Herrera ang diskarte sa pagbubukas ng dalawang branches sa Central Business District (CBD) at sa dakong Southeast na parte ng Melbourne.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:12:25</itunes:duration><pubDate>Tue, 08 Oct 2024 12:10:04 +1100</pubDate></item><item><title>‘It’s a must to engage your clients on social media': Baker on building brand awareness - ‘Pag negosyante ka, kahit mahiyain ka, kailangan nasa social media ka’: Baker sa pagpapakilala ng produkto</title><description>Brisbane baker Ginger Mendoza- Andersen built her business in 2020 after giving up her nine-to-five job as a commercial cookery teacher. - Tinalikuran nuong 2020 ng dating guro ng commercial cookery na si Ginger Mendoza- Andersen ang kanyang propesyon para itayo ang negosyo na nagbebenta ng cookies at ‘lunar pies’ o empanada sa Brisbane.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20241001124256-filipino-6ac4181f-f7ae-4228-be72-b4cf15635576.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000192-45c3-d61b-af97-e5dba6930000&amp;dur_cat=3" type="audio/mpeg" length="10695168"/><guid isPermaLink="false">00000192-45c3-d61b-af97-e5dba6930000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/pag-negosyante-ka-kahit-mahiyain-ka-kailangan-nasa-social-media-ka-baker-sa-pagpapakilala-ng-produkto/m3f2eds4l</link><itunes:subtitle>Brisbane baker Ginger Mendoza- Andersen built her business in 2020 after giving up her nine-to-five job as a commercial cookery teacher. - Tinalikuran nuong 2020 ng dating guro ng commercial cookery na si Ginger Mendoza- Andersen ang kanyang propesyon para itayo ang negosyo na nagbebenta ng cookies at ‘lunar pies’ o empanada sa Brisbane.</itunes:subtitle><itunes:summary>Brisbane baker Ginger Mendoza- Andersen built her business in 2020 after giving up her nine-to-five job as a commercial cookery teacher. - Tinalikuran nuong 2020 ng dating guro ng commercial cookery na si Ginger Mendoza- Andersen ang kanyang propesyon para itayo ang negosyo na nagbebenta ng cookies at ‘lunar pies’ o empanada sa Brisbane.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:08</itunes:duration><pubDate>Tue, 01 Oct 2024 11:51:47 +1000</pubDate></item><item><title>‘I don’t want to give up on my part-time job in the hospital‘: Entrepreneur on having a back-up plan - ‘Ayokong i-give up ang trabaho sa ospital’: Negosyante sa pag-sasabay ng trabaho at negosyo</title><description>Melburnian Joy Austria built her home based business in 2018 offering Filipino street food before opening a restaurant in Maidstone in 2021. - Mula sa pagbebenta mula sa bahay nuong 2018, sinimulan ni Joy Austria ang pagluluto ng Filipino street food gaya ng Betamax, adidas bago niya binuksan ang restaurant sa Maidstone nuong 2021.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240924112434-filipino-0a972a86-d2f2-4a18-b088-ee08014048df.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000192-2196-d61b-af97-a1dfbab20000&amp;dur_cat=3" type="audio/mpeg" length="10808753"/><guid isPermaLink="false">00000192-2196-d61b-af97-a1dfbab20000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/ayokong-i-give-up-ang-trabaho-sa-ospital-negosyante-sa-pag-sasabay-ng-trabaho-at-negosyp/c29c40qiy</link><itunes:subtitle>Melburnian Joy Austria built her home based business in 2018 offering Filipino street food before opening a restaurant in Maidstone in 2021. - Mula sa pagbebenta mula sa bahay nuong 2018, sinimulan ni Joy Austria ang pagluluto ng Filipino street food gaya ng Betamax, adidas bago niya binuksan ang restaurant sa Maidstone nuong 2021.</itunes:subtitle><itunes:summary>Melburnian Joy Austria built her home based business in 2018 offering Filipino street food before opening a restaurant in Maidstone in 2021. - Mula sa pagbebenta mula sa bahay nuong 2018, sinimulan ni Joy Austria ang pagluluto ng Filipino street food gaya ng Betamax, adidas bago niya binuksan ang restaurant sa Maidstone nuong 2021.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:15</itunes:duration><pubDate>Tue, 24 Sep 2024 11:18:42 +1000</pubDate></item><item><title>‘I needed to learn everything and not depend on anyone': Temporary visa holder on building her own business - ‘Di ka pwede dumepende sa ibang tao, aralin mo lahat': Temporary visa holder nagtayo ng sariling negosyo</title><description>Queenslander and temporary visa holder Janine Carampot fearlessly built her barbecue and grill business in October 2021 despite not being allowed to take out a personal loan from a bank. - Binuo ni Janine Carampot ang negosyong barbecue sa Surfers Paradise sa Gold Coast nuong Oktubre 2021 kahit na hindi siya kwalipikado kumuha ng personal loan mula sa bangko.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240917120432-filipino-2abddb6c-a2c9-4e2e-88cc-8e50e8eacdac.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000191-fda6-da29-a7d5-ffefa2760006&amp;dur_cat=3" type="audio/mpeg" length="10749617"/><guid isPermaLink="false">00000191-fda6-da29-a7d5-ffefa2760006</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/i-needed-to-learn-everything-and-not-depend-on-anyone-temporary-visa-holder-on-building-her-own-business/f5yxplwk8</link><itunes:subtitle>Queenslander and temporary visa holder Janine Carampot fearlessly built her barbecue and grill business in October 2021 despite not being allowed to take out a personal loan from a bank. - Binuo ni Janine Carampot ang negosyong barbecue sa Surfers Paradise sa Gold Coast nuong Oktubre 2021 kahit na hindi siya kwalipikado kumuha ng personal loan mula sa bangko.</itunes:subtitle><itunes:summary>Queenslander and temporary visa holder Janine Carampot fearlessly built her barbecue and grill business in October 2021 despite not being allowed to take out a personal loan from a bank. - Binuo ni Janine Carampot ang negosyong barbecue sa Surfers Paradise sa Gold Coast nuong Oktubre 2021 kahit na hindi siya kwalipikado kumuha ng personal loan mula sa bangko.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:11</itunes:duration><pubDate>Tue, 17 Sep 2024 11:49:42 +1000</pubDate></item><item><title>‘We want to show everyone that Filipinos can be trusted’: What drove these van rental owners to set up business - ‘Bawal ang colorum’: Dahilan kung bakit tinayo ang van rental business ng magkakaibigan</title><description>Melburnian friends, Andy Jacoba, Jason Augusto and Jun Briones built a van rental business to meet the demand for big families who want to be driven around to visit landmarks in the area-staving off illegal (colorum) practices. - Binuo ng magkakaibigang Andy Jacoba, jason Augusto at Jun Briones ang van rental business sa Melbourne noong Setyembre 2022.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240910140858-filipino-c7e7eed9-a92d-43f2-b96a-fef1f5b6ec86.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000191-d9fc-d841-a9ff-f9ffdcb60000&amp;dur_cat=3" type="audio/mpeg" length="11953457"/><guid isPermaLink="false">00000191-d9fc-d841-a9ff-f9ffdcb60000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/bawal-ang-colorum-dahilan-kung-bakit-tinayo-ang-van-rental-business-ng-magkakaibigan/2ya1mrzzi</link><itunes:subtitle>Melburnian friends, Andy Jacoba, Jason Augusto and Jun Briones built a van rental business to meet the demand for big families who want to be driven around to visit landmarks in the area-staving off illegal (colorum) practices. - Binuo ng magkakaibigang Andy Jacoba, jason Augusto at Jun Briones ang van rental business sa Melbourne noong Setyembre 2022.</itunes:subtitle><itunes:summary>Melburnian friends, Andy Jacoba, Jason Augusto and Jun Briones built a van rental business to meet the demand for big families who want to be driven around to visit landmarks in the area-staving off illegal (colorum) practices. - Binuo ng magkakaibigang Andy Jacoba, jason Augusto at Jun Briones ang van rental business sa Melbourne noong Setyembre 2022.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:12:27</itunes:duration><pubDate>Tue, 10 Sep 2024 13:35:34 +1000</pubDate></item><item><title>‘Training and certifying lash artists’: Lash technician on additional revenue streams - Negosyo tip: Kapag magaling ka, babalik ang kliyente mo sa’yo: lash artist on dealing with competition</title><description>Sydneysider Brethny Tabalina set up her lash extension business LA BEAUTE’ CO. six years ago from her parents’ kitchen. - Binuo ni Brethny Tabalina ang kanyang negosyong lash extension mula sa kusina ng kanyang magulang mga anim na taon na ang nakakalipas.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240903204327-filipino-e6d27fc3-72ec-4cc9-bae1-0ec531758f6e.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000191-b581-dd7f-a9db-fdefd43b0000&amp;dur_cat=3" type="audio/mpeg" length="11966129"/><guid isPermaLink="false">00000191-b581-dd7f-a9db-fdefd43b0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/negosyo-tip-kapag-magaling-ka-babalik-ang-kliyente-mo-sayo-lash-artist-on-dealing-with-competition/ye9u7xldv</link><itunes:subtitle>Sydneysider Brethny Tabalina set up her lash extension business LA BEAUTE’ CO. six years ago from her parents’ kitchen. - Binuo ni Brethny Tabalina ang kanyang negosyong lash extension mula sa kusina ng kanyang magulang mga anim na taon na ang nakakalipas.</itunes:subtitle><itunes:summary>Sydneysider Brethny Tabalina set up her lash extension business LA BEAUTE’ CO. six years ago from her parents’ kitchen. - Binuo ni Brethny Tabalina ang kanyang negosyong lash extension mula sa kusina ng kanyang magulang mga anim na taon na ang nakakalipas.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:12:28</itunes:duration><pubDate>Tue, 03 Sep 2024 13:19:04 +1000</pubDate></item><item><title>Part-time aged care facility employee, tries his hand on a food truck business in Victoria - Aged care employee, isa ring food truck business owner sa Victoria</title><description>Elvin Esteban started a food truck business with his wife and sister-in-law who are full time nurses, alongside his brother-in-law who also works in the disability sector in Regional Victoria. - Bagamat part-time sa pagtatrabaho sa disability sector, sinubukan ni Elvin Esteban ang pagbebenta ng ‘Dinakdakan Rice’ sa Warrnambool sa Regional Victoria.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240827153505-filipino-1be41d25-ea1c-41fe-a199-44c5db08fd0f.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000191-916b-dfe2-a1d3-9b6f57550000&amp;dur_cat=3" type="audio/mpeg" length="9709440"/><guid isPermaLink="false">00000191-916b-dfe2-a1d3-9b6f57550000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/aged-care-employee-isa-ring-food-truck-business-owner-sa-victoria/jn94lvqct</link><itunes:subtitle>Elvin Esteban started a food truck business with his wife and sister-in-law who are full time nurses, alongside his brother-in-law who also works in the disability sector in Regional Victoria. - Bagamat part-time sa pagtatrabaho sa disability sector, sinubukan ni Elvin Esteban ang pagbebenta ng ‘Dinakdakan Rice’ sa Warrnambool sa Regional Victoria.</itunes:subtitle><itunes:summary>Elvin Esteban started a food truck business with his wife and sister-in-law who are full time nurses, alongside his brother-in-law who also works in the disability sector in Regional Victoria. - Bagamat part-time sa pagtatrabaho sa disability sector, sinubukan ni Elvin Esteban ang pagbebenta ng ‘Dinakdakan Rice’ sa Warrnambool sa Regional Victoria.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:07</itunes:duration><pubDate>Tue, 27 Aug 2024 11:34:36 +1000</pubDate></item><item><title>'This is where I'm happy': Nurse leaves her job to build a home-based cake business - 'Dito ako masaya': Nurse iniwan ang trabaho para magtayo ng home-based cake business</title><description>After 10 years, Joanne Perea bowed out of her nursing profession and turned to her home-based business. - Matapos ang 10 taon, inayawan ni Joanne Perea ang pagiging nurse at nagtayo ng homebased business bilang cake artist at baker ng kanyang negosyo na Always Hungry Never Full sa South Australia.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240820122532-filipino-a053b653-4a81-49ce-a21e-9590d446259a.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000191-6d82-d4a9-a59f-6dc268e50005&amp;dur_cat=3" type="audio/mpeg" length="13663025"/><guid isPermaLink="false">00000191-6d82-d4a9-a59f-6dc268e50005</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/this-is-where-im-happy-nurse-leaves-her-job-to-build-a-home-based-cake-business/86i649erd</link><itunes:subtitle>After 10 years, Joanne Perea bowed out of her nursing profession and turned to her home-based business. - Matapos ang 10 taon, inayawan ni Joanne Perea ang pagiging nurse at nagtayo ng homebased business bilang cake artist at baker ng kanyang negosyo na Always Hungry Never Full sa South Australia.</itunes:subtitle><itunes:summary>After 10 years, Joanne Perea bowed out of her nursing profession and turned to her home-based business. - Matapos ang 10 taon, inayawan ni Joanne Perea ang pagiging nurse at nagtayo ng homebased business bilang cake artist at baker ng kanyang negosyo na Always Hungry Never Full sa South Australia.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:14:14</itunes:duration><pubDate>Tue, 20 Aug 2024 12:12:54 +1000</pubDate></item><item><title>‘You need to be hands-on and always available’: Entrepreneur on managing a food franchise - ’Hands-on ka pa rin kahit may prangkisa': Negosyante patungkol sa maayos na takbo ng operasyon</title><description>With the help of his parents, Wyngard Espina opened the Southeast Melbourne franchise of a popular Filipino brand of French fries, or "chips," in 2023. - Katulong ang kanyang mga magulang, binuksan ni Wyngard Espina ang prangkisa ng kilalang french fries na mula sa Pilipinas sa Southeast Melbourne noong 2023.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240528114456-filipino-e4066f56-2bae-48b6-9f26-48d4c39e62ef.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018f-bcd1-db42-ab8f-fdfb31850000&amp;dur_cat=3" type="audio/mpeg" length="10525361"/><guid isPermaLink="false">0000018f-bcd1-db42-ab8f-fdfb31850000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/hands-on-ka-pa-rin-kahit-may-prangkisa-negosyante-patungkol-sa-maayos-na-takbo-ng-operasyon/5xnockcqx</link><itunes:subtitle>With the help of his parents, Wyngard Espina opened the Southeast Melbourne franchise of a popular Filipino brand of French fries, or "chips," in 2023. - Katulong ang kanyang mga magulang, binuksan ni Wyngard Espina ang prangkisa ng kilalang french fries na mula sa Pilipinas sa Southeast Melbourne noong 2023.</itunes:subtitle><itunes:summary>With the help of his parents, Wyngard Espina opened the Southeast Melbourne franchise of a popular Filipino brand of French fries, or "chips," in 2023. - Katulong ang kanyang mga magulang, binuksan ni Wyngard Espina ang prangkisa ng kilalang french fries na mula sa Pilipinas sa Southeast Melbourne noong 2023.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:58</itunes:duration><pubDate>Tue, 28 May 2024 11:38:38 +1000</pubDate></item><item><title>‘Pamper your clients and give them your personalised care’: Salon owner on how to win loyal customers - ‘Kailangan maging komportable sila para bumalik': Paano nakakuha ng regular customers ang isang salon</title><description>After five years of cutting hair as a side hustle, Eli Bullo bravely opened his unisex salon in Canberra in 2023. - Mula sa pagiging ‘raket’ o side hustle ng limang taon, nag-lakas loob si Eli Bullo na mag-tayo ng sariling unisex salon sa Canberra nuong 2023.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240521121125-filipino-b9736c4f-9ea8-43f5-b71a-947b70d4138d.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018f-98ca-dfff-adff-dece9f2d0000&amp;dur_cat=3" type="audio/mpeg" length="9378737"/><guid isPermaLink="false">0000018f-98ca-dfff-adff-dece9f2d0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/kailangan-maging-komportable-ang-customer-para-bumalik-may-ari-ng-salon-para-magkaroon-ng-regular-customers/ewu59m2bp</link><itunes:subtitle>After five years of cutting hair as a side hustle, Eli Bullo bravely opened his unisex salon in Canberra in 2023. - Mula sa pagiging ‘raket’ o side hustle ng limang taon, nag-lakas loob si Eli Bullo na mag-tayo ng sariling unisex salon sa Canberra nuong 2023.</itunes:subtitle><itunes:summary>After five years of cutting hair as a side hustle, Eli Bullo bravely opened his unisex salon in Canberra in 2023. - Mula sa pagiging ‘raket’ o side hustle ng limang taon, nag-lakas loob si Eli Bullo na mag-tayo ng sariling unisex salon sa Canberra nuong 2023.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:09:46</itunes:duration><pubDate>Tue, 21 May 2024 11:55:04 +1000</pubDate></item><item><title>‘Make sure you have the right purpose’: Entrepreneur on fighting off business-related fatigue - ‘Ang tamang layunin ang gagabay sayo’: Payong negosyante kung paano magpursige sa hanapbuhay</title><description>Her desire to help out her hometown Bicol, is one of the reasons why nursing professional Lian Ly put up her own business Bicol’s Best AU. - Ang pagtulong sa komunidad sa Bicol ang isa sa mga dahilan para umpisahan ni Lian Li, isang nurse, ang tindahan na Bicol’s Best AU nuong 2023.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240514150411-filipino-2a98a67e-2d80-4f1a-9e35-947f0938f70b.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018f-755e-dfff-adff-ff5e72fa0000&amp;dur_cat=3" type="audio/mpeg" length="9703296"/><guid isPermaLink="false">0000018f-755e-dfff-adff-ff5e72fa0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/ang-tamang-layunin-ay-gagabay-sayo-payong-negosyante-kung-paano-magpursige-sa-hanapbuhay/5xol3ay70</link><itunes:subtitle>Her desire to help out her hometown Bicol, is one of the reasons why nursing professional Lian Ly put up her own business Bicol’s Best AU. - Ang pagtulong sa komunidad sa Bicol ang isa sa mga dahilan para umpisahan ni Lian Li, isang nurse, ang tindahan na Bicol’s Best AU nuong 2023.</itunes:subtitle><itunes:summary>Her desire to help out her hometown Bicol, is one of the reasons why nursing professional Lian Ly put up her own business Bicol’s Best AU. - Ang pagtulong sa komunidad sa Bicol ang isa sa mga dahilan para umpisahan ni Lian Li, isang nurse, ang tindahan na Bicol’s Best AU nuong 2023.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:06</itunes:duration><pubDate>Tue, 14 May 2024 14:52:01 +1000</pubDate></item><item><title>'Find a good supplier': Filipino entrepreneur in South Australia offers advice for affordable product prices - ‘Maghanap ng maayos na supplier’: Negosyanteng Pinoy, may payo sa abot-kayang presyo ng produktong tinitinda</title><description>When Daryl Lumarda couldn't find a job in Australia, he used his experience in the hospitality industry to cook Filipino dishes like lechon belly and sizzling squid in Adelaide. - Nang hindi makahanap ng trabaho sa Australia, ginamit ni Daryl Lumarda ang karanasan sa industriya ng hospitality kung saan nagluto siya ng pagkaing Pinoy gaya ng lechon belly, sizzling pusit sa Adelaide.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20251119105142-filipino-1d097075-fdd8-4485-970d-02df15c7dbb9.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018f-2c4d-d4d4-abff-2fdf3fff0000&amp;dur_cat=3" type="audio/mpeg" length="9697536"/><guid isPermaLink="false">0000018f-2c4d-d4d4-abff-2fdf3fff0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/maghanap-ng-maayos-na-supplier-negosyante-may-payo-sa-abot-kayang-presyo-ng-produkto/g6jq91xti</link><itunes:subtitle>When Daryl Lumarda couldn't find a job in Australia, he used his experience in the hospitality industry to cook Filipino dishes like lechon belly and sizzling squid in Adelaide. - Nang hindi makahanap ng trabaho sa Australia, ginamit ni Daryl Lumarda ang karanasan sa industriya ng hospitality kung saan nagluto siya ng pagkaing Pinoy gaya ng lechon belly, sizzling pusit sa Adelaide.</itunes:subtitle><itunes:summary>When Daryl Lumarda couldn't find a job in Australia, he used his experience in the hospitality industry to cook Filipino dishes like lechon belly and sizzling squid in Adelaide. - Nang hindi makahanap ng trabaho sa Australia, ginamit ni Daryl Lumarda ang karanasan sa industriya ng hospitality kung saan nagluto siya ng pagkaing Pinoy gaya ng lechon belly, sizzling pusit sa Adelaide.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:explicit>unset</itunes:explicit><itunes:image href="https://sbs-rss.streamguys1.com/smart-money/20251119105146-urlhttp3A2F2Fsbs-au-brightspot.s3.amazonaws.jpg"/><itunes:duration>00:10:06</itunes:duration><podcast:images srcset="https://sbs-rss.streamguys1.com/smart-money/20251119105146-urlhttp3A2F2Fsbs-au-brightspot.s3.amazonaws.jpg 1280w"/><pubDate>Tue, 30 Apr 2024 10:36:00 +1000</pubDate></item><item><title>Negosyo tip: Ang magandang litrato at video ay kaakibat ng maayos na brand</title><description>Ang Collabarts ay photo and video service provider na gumagawa ng mga commercial o advertisment ng skin care products.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240319142920-filipino-5fde9990-b25c-4e1b-a4a2-dc9d2fe321c1.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018e-54a1-d5da-a58e-f5fd54830000&amp;dur_cat=3" type="audio/mpeg" length="9919488"/><guid isPermaLink="false">0000018e-54a1-d5da-a58e-f5fd54830000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/negosyo-tip-ang-magandang-litrato-at-video-ay-kaakibat-ng-maayos-na-brand/rkkt5ovdg</link><itunes:subtitle>Ang Collabarts ay photo and video service provider na gumagawa ng mga commercial o advertisment ng skin care products.</itunes:subtitle><itunes:summary>Ang Collabarts ay photo and video service provider na gumagawa ng mga commercial o advertisment ng skin care products.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:20</itunes:duration><pubDate>Tue, 19 Mar 2024 14:05:03 +1100</pubDate></item><item><title>Dating guro, full-time na sa paggawa ng alahas na may mensaheng tungkol sa self-care</title><description>Taong 2018 nang sinimulan ni Jane Salazar ang paggawa ng mga alahas pero kakaiba ito dahil tampok ang mga mahahalagang mensahe patungkol sa pagbibigay ng kahalagahan at pagmamahal sa sarili.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240306113504-filipino-4dd3a239-7d2c-4d5f-9f74-bab15eff2fd6.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018e-111f-d9cb-a7fe-93bf8bcf0000&amp;dur_cat=3" type="audio/mpeg" length="10263936"/><guid isPermaLink="false">0000018e-111f-d9cb-a7fe-93bf8bcf0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/dating-guro-full-time-na-sa-paggawa-ng-alahas-na-may-mensaheng-tungkol-sa-self-care/r3i95qt6x</link><itunes:subtitle>Taong 2018 nang sinimulan ni Jane Salazar ang paggawa ng mga alahas pero kakaiba ito dahil tampok ang mga mahahalagang mensahe patungkol sa pagbibigay ng kahalagahan at pagmamahal sa sarili.</itunes:subtitle><itunes:summary>Taong 2018 nang sinimulan ni Jane Salazar ang paggawa ng mga alahas pero kakaiba ito dahil tampok ang mga mahahalagang mensahe patungkol sa pagbibigay ng kahalagahan at pagmamahal sa sarili.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:41</itunes:duration><pubDate>Wed, 06 Mar 2024 11:28:32 +1100</pubDate></item><item><title>Ex-pageant king: Full-time dad, part-time fitness coach para sa mga bata</title><description>Para sa dating 2003 Mr. Philippines World title holder at ngayon ay part-time fitness coach, isinantabi muna ni Marco Antonio Tamayo ang karera para bigyan ng prayoridad ang pagbibigay ng oras sa kanyang mga anak.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240227114248-filipino-8f1365f4-65f1-423e-b001-1dd654fe2583.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018d-e7e2-d7fa-a7dd-e7ffc8050000&amp;dur_cat=3" type="audio/mpeg" length="10410240"/><guid isPermaLink="false">0000018d-e7e2-d7fa-a7dd-e7ffc8050000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/dating-pageant-winner-full-time-dad-part-time-fitness-coach-para-sa-mga-bata/nbairoh1z</link><itunes:subtitle>Para sa dating 2003 Mr. Philippines World title holder at ngayon ay part-time fitness coach, isinantabi muna ni Marco Antonio Tamayo ang karera para bigyan ng prayoridad ang pagbibigay ng oras sa kanyang mga anak.</itunes:subtitle><itunes:summary>Para sa dating 2003 Mr. Philippines World title holder at ngayon ay part-time fitness coach, isinantabi muna ni Marco Antonio Tamayo ang karera para bigyan ng prayoridad ang pagbibigay ng oras sa kanyang mga anak.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:51</itunes:duration><pubDate>Tue, 27 Feb 2024 11:18:42 +1100</pubDate></item><item><title>Chocolatier couple: Pinagtagpo ang landas sa pag-ibig at negosyo</title><description>Taong 2022, nagtayo ng chocolaterie sa Hobart, Tasmania ang mag-asawang si Dimitri at Jae Smet na parehas batikan sa pagiging pastry chef at chocolatier.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240213133710-filipino-bc674e4b-4d2d-4f44-a72d-c74989efab53.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018d-a040-da50-a7dd-fd7701220000&amp;dur_cat=3" type="audio/mpeg" length="10322304"/><guid isPermaLink="false">0000018d-a040-da50-a7dd-fd7701220000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/chocolatier-couple-pinagtagpo-ang-landas-sa-pag-ibig-at-negosyo/ey17elpho</link><itunes:subtitle>Taong 2022, nagtayo ng chocolaterie sa Hobart, Tasmania ang mag-asawang si Dimitri at Jae Smet na parehas batikan sa pagiging pastry chef at chocolatier.</itunes:subtitle><itunes:summary>Taong 2022, nagtayo ng chocolaterie sa Hobart, Tasmania ang mag-asawang si Dimitri at Jae Smet na parehas batikan sa pagiging pastry chef at chocolatier.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:45</itunes:duration><pubDate>Tue, 13 Feb 2024 13:24:40 +1100</pubDate></item><item><title>Negosyo tip: Ipako ang presyo ng mga produktong binebenta pagpasok ng Enero</title><description>Kadalasan, maraming negosyo ang sinasalubong ng dagdag-presyo ang mga customers sa pag-pasok ng bagong taon. Bagay na iniiwasan ng negosyanteng si Marishell Evangelista.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20240109113654-filipino-05420415-e4e8-4c70-91c1-f88446e8f6dc.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018c-eb8d-d9e7-afff-ebcfd4890000&amp;dur_cat=3" type="audio/mpeg" length="9187584"/><guid isPermaLink="false">0000018c-eb8d-d9e7-afff-ebcfd4890000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/negosyo-tip-ipako-ang-presyo-ng-mga-produktong-binebenta-pagpasok-ng-enero/hx0yrek6s</link><itunes:subtitle>Kadalasan, maraming negosyo ang sinasalubong ng dagdag-presyo ang mga customers sa pag-pasok ng bagong taon. Bagay na iniiwasan ng negosyanteng si Marishell Evangelista.</itunes:subtitle><itunes:summary>Kadalasan, maraming negosyo ang sinasalubong ng dagdag-presyo ang mga customers sa pag-pasok ng bagong taon. Bagay na iniiwasan ng negosyanteng si Marishell Evangelista.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:09:34</itunes:duration><pubDate>Tue, 09 Jan 2024 11:27:21 +1100</pubDate></item><item><title>Negosyo tip: 'Kahit gaano ka-liit ang kini-kita mo, ang importante ay umuusad ka'</title><description>Inumpisahan ni Christine Suarez ang online store para suportahan ang negosyo ng kanyang partner na nag-bebenta ng insenso at smudges.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20231219112854-filipino-f703576b-64b3-45e0-9bc7-cbe7dce4c0a1.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018c-7f67-d35f-afdf-7fffbd2a0000&amp;dur_cat=3" type="audio/mpeg" length="8695680"/><guid isPermaLink="false">0000018c-7f67-d35f-afdf-7fffbd2a0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/kahit-gaano-ka-liit-ang-kini-kita-mo-ang-importante-ay-umuusad-ka/18kdwmz4x</link><itunes:subtitle>Inumpisahan ni Christine Suarez ang online store para suportahan ang negosyo ng kanyang partner na nag-bebenta ng insenso at smudges.</itunes:subtitle><itunes:summary>Inumpisahan ni Christine Suarez ang online store para suportahan ang negosyo ng kanyang partner na nag-bebenta ng insenso at smudges.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:09:03</itunes:duration><pubDate>Tue, 19 Dec 2023 11:17:48 +1100</pubDate></item><item><title>Some business owners experience financial pressure due to unpaid invoices - Ilang negosyanteng may matumal na kita, nag-aabono dahil sa hindi pa bayad na invoices</title><description>Due to unpaid invoices of some clients this Christmas season, some business owners like Richard Labrador, carry the financial pressures until February. - Dahil nakakalimutan ng ibang kliyente bayaran ang invoices tuwing sasapit ang Pasko, ilang negosyante na gaya ni Richard Labrador ay nag-aabono hanggang buwan ng Pebrero.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20231212135629-filipino-7c1481fa-eb2d-42ca-8159-f1d90ce2a556.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018c-5b90-d5ab-a9ce-fbb66e1e0000&amp;dur_cat=2" type="audio/mpeg" length="4546176"/><guid isPermaLink="false">0000018c-5b90-d5ab-a9ce-fbb66e1e0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/ilang-negosyanteng-may-matumal-na-kita-nag-aabono-dahil-sa-hindi-pa-bayad-na-invoices/ktzz9ctfb</link><itunes:subtitle>Due to unpaid invoices of some clients this Christmas season, some business owners like Richard Labrador, carry the financial pressures until February. - Dahil nakakalimutan ng ibang kliyente bayaran ang invoices tuwing sasapit ang Pasko, ilang negosyante na gaya ni Richard Labrador ay nag-aabono hanggang buwan ng Pebrero.</itunes:subtitle><itunes:summary>Due to unpaid invoices of some clients this Christmas season, some business owners like Richard Labrador, carry the financial pressures until February. - Dahil nakakalimutan ng ibang kliyente bayaran ang invoices tuwing sasapit ang Pasko, ilang negosyante na gaya ni Richard Labrador ay nag-aabono hanggang buwan ng Pebrero.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:04:44</itunes:duration><pubDate>Tue, 12 Dec 2023 13:04:11 +1100</pubDate></item><item><title>Isang electrician nakabuo ng sariling kumpanya matapos makatulong sa online group ng Filipino community</title><description>Para sa 31-anyos na si Rex Pangan, isang electrician, abot-abot ang saya at kapanatagan tuwing nakikita ang kliyente na ligtas ang pakiramdam kapag naaayos ang mga problemang elektrikal.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20231128134038-filipino-a08708e6-3237-4f23-9179-d09ecd5c082d.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018c-13a8-d31c-a98d-1ff8ea180000&amp;dur_cat=3" type="audio/mpeg" length="9686784"/><guid isPermaLink="false">0000018c-13a8-d31c-a98d-1ff8ea180000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/isang-electrician-nakabuo-ng-sariling-kumpanya-matapos-makatulong-sa-online-group-ng-filipino-community/o2xxbw4tc</link><itunes:subtitle>Para sa 31-anyos na si Rex Pangan, isang electrician, abot-abot ang saya at kapanatagan tuwing nakikita ang kliyente na ligtas ang pakiramdam kapag naaayos ang mga problemang elektrikal.</itunes:subtitle><itunes:summary>Para sa 31-anyos na si Rex Pangan, isang electrician, abot-abot ang saya at kapanatagan tuwing nakikita ang kliyente na ligtas ang pakiramdam kapag naaayos ang mga problemang elektrikal.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:05</itunes:duration><pubDate>Tue, 28 Nov 2023 13:10:47 +1100</pubDate></item><item><title>Pagbuo ng candle business naging daan sa pagpapakalma at extrang kita ng mag-asawang nurse nuong 2020</title><description>Tinayo ng mag-asawang si Jess at Dan Abundo ang negosyong pag-gawa ng kandila. Dahil parehas na nurse, naisip nila itong pampakalma dahil sa stress na hatid ng pandemic nuong 2020.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20231122112217-filipino-47feb965-91c4-40e3-89ea-66f2804ebe23.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=0000018b-f447-d31c-a98b-fd7f77d10000&amp;dur_cat=3" type="audio/mpeg" length="10896384"/><guid isPermaLink="false">0000018b-f447-d31c-a98b-fd7f77d10000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/pagbuo-ng-candle-business-naging-daan-sa-pagpapakalma-at-extrang-kita-ng-mag-asawang-nurse-nuong-2020/4tzi2nrc7</link><itunes:subtitle>Tinayo ng mag-asawang si Jess at Dan Abundo ang negosyong pag-gawa ng kandila. Dahil parehas na nurse, naisip nila itong pampakalma dahil sa stress na hatid ng pandemic nuong 2020.</itunes:subtitle><itunes:summary>Tinayo ng mag-asawang si Jess at Dan Abundo ang negosyong pag-gawa ng kandila. Dahil parehas na nurse, naisip nila itong pampakalma dahil sa stress na hatid ng pandemic nuong 2020.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:21</itunes:duration><pubDate>Wed, 22 Nov 2023 11:07:38 +1100</pubDate></item><item><title>Pwede bang bumili ng property sa Australia kahit naka student visa?</title><description>Nais mo bang bumili ng bahay sa Australia pero ikaw ay naka temporary visa? Sa episode na ito ng #MayPERAan, ipapaliwanang ng finance broker na si Maria Papa ang proseso at halaga ng magagastos sa pagkuha ng property.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20230328162514-filipino-694913ab-9edc-4138-9209-272c5e33bdc6.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000187-269c-d045-a3cf-27de99120000&amp;dur_cat=3" type="audio/mpeg" length="10217472"/><guid isPermaLink="false">00000187-269c-d045-a3cf-27de99120000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/pwede-bang-bumili-ng-property-sa-australia-kahit-naka-student-visa/vrvhmkyc6</link><itunes:subtitle>Nais mo bang bumili ng bahay sa Australia pero ikaw ay naka temporary visa? Sa episode na ito ng #MayPERAan, ipapaliwanang ng finance broker na si Maria Papa ang proseso at halaga ng magagastos sa pagkuha ng property.</itunes:subtitle><itunes:summary>Nais mo bang bumili ng bahay sa Australia pero ikaw ay naka temporary visa? Sa episode na ito ng #MayPERAan, ipapaliwanang ng finance broker na si Maria Papa ang proseso at halaga ng magagastos sa pagkuha ng property.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:39</itunes:duration><pubDate>Tue, 28 Mar 2023 16:20:46 +1100</pubDate></item><item><title>Legal ba kung hindi ko isama ang pangalan ng aking asawa sa itatayo kong negosyo?</title><description>Nais mo bang magkaroon ng property o negosyo na hindi maibibilang sa inyong conjugal asset bilang mag-asawa? Alamin kung legal itong gawin mula sa payo ng Solicitor at family law expert na si Atty. Florante Abad.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20230321174403-filipino-c41786b7-fd70-4de4-9550-940cf4c210d5.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000187-02d6-dc15-a7c7-faf7f6320000&amp;dur_cat=3" type="audio/mpeg" length="9893376"/><guid isPermaLink="false">00000187-02d6-dc15-a7c7-faf7f6320000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/legal-ba-kung-hindi-ko-isama-ang-pangalan-ng-aking-asawa-sa-itatayo-kong-negosyo/wixpcs4x1</link><itunes:subtitle>Nais mo bang magkaroon ng property o negosyo na hindi maibibilang sa inyong conjugal asset bilang mag-asawa? Alamin kung legal itong gawin mula sa payo ng Solicitor at family law expert na si Atty. Florante Abad.</itunes:subtitle><itunes:summary>Nais mo bang magkaroon ng property o negosyo na hindi maibibilang sa inyong conjugal asset bilang mag-asawa? Alamin kung legal itong gawin mula sa payo ng Solicitor at family law expert na si Atty. Florante Abad.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:18</itunes:duration><pubDate>Tue, 21 Mar 2023 17:34:24 +1100</pubDate></item><item><title>Maari ba akong bumili ng bahay na kahati ang gobyerno sa New South Wales?</title><description>Bitin ba ang naipon mong downpayment para sa gusto mong mabiling bahay? Alamin ang dapat gawin at paano makakatulong ang bagong 'Shared Equity' scheme ng pamahalaan sa New South Wales sa panayam sa mortgage broker na si Maria Papa.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20230314125041-filipino-6cd88aa0-c176-4280-a6ee-b326ea2982b7.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000186-ddab-d401-abdf-ffff2ab70000&amp;dur_cat=3" type="audio/mpeg" length="10388736"/><guid isPermaLink="false">00000186-ddab-d401-abdf-ffff2ab70000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/maari-ba-akong-bumili-ng-bahay-na-kahati-ang-gobyerno-sa-new-south-wales/gip7hof0z</link><itunes:subtitle>Bitin ba ang naipon mong downpayment para sa gusto mong mabiling bahay? Alamin ang dapat gawin at paano makakatulong ang bagong 'Shared Equity' scheme ng pamahalaan sa New South Wales sa panayam sa mortgage broker na si Maria Papa.</itunes:subtitle><itunes:summary>Bitin ba ang naipon mong downpayment para sa gusto mong mabiling bahay? Alamin ang dapat gawin at paano makakatulong ang bagong 'Shared Equity' scheme ng pamahalaan sa New South Wales sa panayam sa mortgage broker na si Maria Papa.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:49</itunes:duration><pubDate>Tue, 14 Mar 2023 12:22:48 +1100</pubDate></item><item><title>Maari bang pumili ng trustee na hindi nakatira sa Australia para mamahala sa will o iniwang pamana?</title><description>Ano ang responsibilidad ng isang 'Trustee'? Maari din ba nyang magampanan ang tungkulin sa mga ari-ariang nasa Australia kung sa Pilipinas sya nakatira? Pakinggan ang paliwanag ng Solicitor na si Atty. Florante Abad sa #MayPERAan.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20230307121707-filipino-96b73d1a-aa87-49d8-b211-8ba1224301ae.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000186-b990-d401-abdf-fff6e7c40000&amp;dur_cat=3" type="audio/mpeg" length="8499072"/><guid isPermaLink="false">00000186-b990-d401-abdf-fff6e7c40000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/maari-bang-pumili-ng-trustee-na-hindi-nakatira-sa-australia-para-mamahala-sa-will-o-iniwang-pamana/45h5wh6xx</link><itunes:subtitle>Ano ang responsibilidad ng isang 'Trustee'? Maari din ba nyang magampanan ang tungkulin sa mga ari-ariang nasa Australia kung sa Pilipinas sya nakatira? Pakinggan ang paliwanag ng Solicitor na si Atty. Florante Abad sa #MayPERAan.</itunes:subtitle><itunes:summary>Ano ang responsibilidad ng isang 'Trustee'? Maari din ba nyang magampanan ang tungkulin sa mga ari-ariang nasa Australia kung sa Pilipinas sya nakatira? Pakinggan ang paliwanag ng Solicitor na si Atty. Florante Abad sa #MayPERAan.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:08:51</itunes:duration><pubDate>Tue, 07 Mar 2023 12:06:20 +1100</pubDate></item><item><title>Paano malalaman kung lehitimo ang mga employer at kumpanya na iyong papasukan?</title><description>Nag-aaply ka ba ng trabaho? Para maka-iwas sa mga scam at ibang problema sa kumpanyang papasukan, mabuting alamin kung lehitimo ito. Pakinggang kung paano sa payo ni Jazmine Flores, myembro ng Australian Council of Multicultural Entrepreneurs.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20230228143517-filipino-b2bbd570-1809-4a4a-b179-23dcaa00cebc.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000186-95bc-d813-af96-d5fe45d10000&amp;dur_cat=3" type="audio/mpeg" length="10316544"/><guid isPermaLink="false">00000186-95bc-d813-af96-d5fe45d10000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/paano-malalaman-kung-lehitimo-ang-mga-employer-at-kumpanya-na-iyong-papasukan/twrkonyy6</link><itunes:subtitle>Nag-aaply ka ba ng trabaho? Para maka-iwas sa mga scam at ibang problema sa kumpanyang papasukan, mabuting alamin kung lehitimo ito. Pakinggang kung paano sa payo ni Jazmine Flores, myembro ng Australian Council of Multicultural Entrepreneurs.</itunes:subtitle><itunes:summary>Nag-aaply ka ba ng trabaho? Para maka-iwas sa mga scam at ibang problema sa kumpanyang papasukan, mabuting alamin kung lehitimo ito. Pakinggang kung paano sa payo ni Jazmine Flores, myembro ng Australian Council of Multicultural Entrepreneurs.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:45</itunes:duration><pubDate>Tue, 28 Feb 2023 14:28:47 +1100</pubDate></item><item><title>Mababawi pa ba ang halaga ng asset na nilustay sa sugal ng asawa ko kapag naghiwalay kami?</title><description>Alamin sa #MayPeraan kung 50/50 pa rin ang magiging hatian ng marital assets kung halos naubos na ng iyong asawa ang inyong ari-arian dahil sa pagsusugal sa paliwanag ng Solicitor at Family Law expert na si Florante Abad.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20230214150527-may-peraan-assets-gambling.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000186-4e00-d08b-a1d7-fe969a380000&amp;dur_cat=3" type="audio/mpeg" length="10561860"/><guid isPermaLink="false">00000186-4e00-d08b-a1d7-fe969a380000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/mababawi-pa-ba-ang-halaga-ng-asset-na-nilustay-sa-sugal-ng-asawa-ko-kapag-naghiwalay-kami/hqcx8aypx</link><itunes:subtitle>Alamin sa #MayPeraan kung 50/50 pa rin ang magiging hatian ng marital assets kung halos naubos na ng iyong asawa ang inyong ari-arian dahil sa pagsusugal sa paliwanag ng Solicitor at Family Law expert na si Florante Abad.</itunes:subtitle><itunes:summary>Alamin sa #MayPeraan kung 50/50 pa rin ang magiging hatian ng marital assets kung halos naubos na ng iyong asawa ang inyong ari-arian dahil sa pagsusugal sa paliwanag ng Solicitor at Family Law expert na si Florante Abad.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:00</itunes:duration><pubDate>Tue, 14 Feb 2023 14:56:32 +1100</pubDate></item><item><title>Paano hinahati ang ari-arian ng naghihiwalay na mag-asawa sa Australia?</title><description>Alamin sa #MayPERAan kung anong bahagi ng inyong naipundar ang kasama sa paghahatian sakaling maghiwalay o mauwi sa divorce ang pagsasama ng mag-asawa sa payo ni Solicitor at Family Law Expert, Florante Abad.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20230207115428-filipino-455d2b2a-ee12-4195-bd4e-96c9eb9cae5a.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000186-2948-d695-a1be-adc923e20000&amp;dur_cat=2" type="audio/mpeg" length="7661568"/><guid isPermaLink="false">00000186-2948-d695-a1be-adc923e20000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/paano-hinahati-ang-ari-arian-ng-naghihiwalay-na-mag-asawa-sa-australia/3tao1ci5j</link><itunes:subtitle>Alamin sa #MayPERAan kung anong bahagi ng inyong naipundar ang kasama sa paghahatian sakaling maghiwalay o mauwi sa divorce ang pagsasama ng mag-asawa sa payo ni Solicitor at Family Law Expert, Florante Abad.</itunes:subtitle><itunes:summary>Alamin sa #MayPERAan kung anong bahagi ng inyong naipundar ang kasama sa paghahatian sakaling maghiwalay o mauwi sa divorce ang pagsasama ng mag-asawa sa payo ni Solicitor at Family Law Expert, Florante Abad.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:07:59</itunes:duration><pubDate>Tue, 07 Feb 2023 11:48:58 +1100</pubDate></item><item><title>Matatanggap ba ako sa trabaho kung walang local experience sa Australia?</title><description>Kung naghahanap ka ng trabaho pero bagong graduate o kakarating mo pa lang sa Australia, may pag-asa bang mapansin ka ng employer kung wala ka pang karanasan o local job experience? Alamin ang payo ni Jazmine Flores ng Australian Council of Multicultural Entrepreneurs sa #MayPERAan.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20230131172356-may-peraan-job-hunt-student.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000186-066b-dc75-a3d7-5efb4f6b0000&amp;dur_cat=3" type="audio/mpeg" length="8688185"/><guid isPermaLink="false">00000186-066b-dc75-a3d7-5efb4f6b0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/matatanggap-ba-ako-sa-trabaho-kung-walang-local-experience-sa-australia/dm4g5d59w</link><itunes:subtitle>Kung naghahanap ka ng trabaho pero bagong graduate o kakarating mo pa lang sa Australia, may pag-asa bang mapansin ka ng employer kung wala ka pang karanasan o local job experience? Alamin ang payo ni Jazmine Flores ng Australian Council of Multicultural Entrepreneurs sa #MayPERAan.</itunes:subtitle><itunes:summary>Kung naghahanap ka ng trabaho pero bagong graduate o kakarating mo pa lang sa Australia, may pag-asa bang mapansin ka ng employer kung wala ka pang karanasan o local job experience? Alamin ang payo ni Jazmine Flores ng Australian Council of Multicultural Entrepreneurs sa #MayPERAan.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:08:07</itunes:duration><pubDate>Tue, 31 Jan 2023 17:15:55 +1100</pubDate></item><item><title>Magagalit ka ba kung malaman mong may itinatagong utang ang iyong asawa?</title><description>Maiituring bang financial infidelity ang pagtatago ng utang o gastos tulad ng online shopping sa iyong asawa? Alamin kung paano ito mareresolba sa payo ng Family Law expert na si Solicitor Bernadette Alonzo- Cortes sa #MayPERAan.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20230124140420-filipino-70afc7da-6986-460b-afd5-3855fa09bb36.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000185-e1a0-dde0-afe7-eda6a3570000&amp;dur_cat=3" type="audio/mpeg" length="10074624"/><guid isPermaLink="false">00000185-e1a0-dde0-afe7-eda6a3570000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/magagalit-ka-ba-kung-malaman-mong-may-itinatagong-utang-ang-iyong-asawa/9v4gua1na</link><itunes:subtitle>Maiituring bang financial infidelity ang pagtatago ng utang o gastos tulad ng online shopping sa iyong asawa? Alamin kung paano ito mareresolba sa payo ng Family Law expert na si Solicitor Bernadette Alonzo- Cortes sa #MayPERAan.</itunes:subtitle><itunes:summary>Maiituring bang financial infidelity ang pagtatago ng utang o gastos tulad ng online shopping sa iyong asawa? Alamin kung paano ito mareresolba sa payo ng Family Law expert na si Solicitor Bernadette Alonzo- Cortes sa #MayPERAan.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:30</itunes:duration><pubDate>Tue, 24 Jan 2023 13:52:27 +1100</pubDate></item><item><title>Paano maihahanda ang sarili at negosyo sa mga pagsubok ng bagong taon?</title><description>Sa episode na ito ng #MayPERAan, ibinahagi ng entrepreneur mula Melbourne na si Jazmine Flores ang kanyang mga natutunan sa pagharap sa mga pagsubok ng nakaraang taon at kung paano maipagpapatuloy ang tagumpay sa negosyo ngayong 2023.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20230103150424-filipino-9fc18eeb-b096-45e5-a5b1-6a1e3c3ba70d.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000185-75b2-df5e-adc7-fdb2372a0000&amp;dur_cat=3" type="audio/mpeg" length="9336192"/><guid isPermaLink="false">00000185-75b2-df5e-adc7-fdb2372a0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/paano-maihahanda-ang-sarili-at-negosyo-sa-mga-pagsubok-ng-bagong-taon/ln34o94j0</link><itunes:subtitle>Sa episode na ito ng #MayPERAan, ibinahagi ng entrepreneur mula Melbourne na si Jazmine Flores ang kanyang mga natutunan sa pagharap sa mga pagsubok ng nakaraang taon at kung paano maipagpapatuloy ang tagumpay sa negosyo ngayong 2023.</itunes:subtitle><itunes:summary>Sa episode na ito ng #MayPERAan, ibinahagi ng entrepreneur mula Melbourne na si Jazmine Flores ang kanyang mga natutunan sa pagharap sa mga pagsubok ng nakaraang taon at kung paano maipagpapatuloy ang tagumpay sa negosyo ngayong 2023.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:09:44</itunes:duration><pubDate>Tue, 03 Jan 2023 14:52:09 +1100</pubDate></item><item><title>Paano mapapababa ang variable rate ng aking homeloan?</title><description>Nahihirapan ka bang pumili sa pagitan ng fixed at variable rate para sa iyong mortgage? Ipapaliwanag ng finance broker na si Maria Papa ang pagkakaiba ng dalawang rate at kung paano ito maa-ayon sa iyong budget.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20221122135407-filipino-6427822a-d3c7-4988-a8f8-d2095badc77b.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000184-9d2e-d2b4-a1a6-df7ec60f0000&amp;dur_cat=3" type="audio/mpeg" length="10680192"/><guid isPermaLink="false">00000184-9d2e-d2b4-a1a6-df7ec60f0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/mayperaan-bang-mapababa-ang-variable-rate-ng-aking-home-loan/g5wecdhhh</link><itunes:subtitle>Nahihirapan ka bang pumili sa pagitan ng fixed at variable rate para sa iyong mortgage? Ipapaliwanag ng finance broker na si Maria Papa ang pagkakaiba ng dalawang rate at kung paano ito maa-ayon sa iyong budget.</itunes:subtitle><itunes:summary>Nahihirapan ka bang pumili sa pagitan ng fixed at variable rate para sa iyong mortgage? Ipapaliwanag ng finance broker na si Maria Papa ang pagkakaiba ng dalawang rate at kung paano ito maa-ayon sa iyong budget.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:08</itunes:duration><pubDate>Tue, 22 Nov 2022 13:45:11 +1100</pubDate></item><item><title>Saan ako dapat lumapit para iproseso ang ticket refund ng kanseladong flight?</title><description>Pakinggan ang payo ng travel agent na si Atoy Sayas kung paano makakaiwas sa hassle kung kailangan mong magrefund ng ticket sa nakanselang flight dito sa #MayPERAan.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20221115134451-filipino-2540aa9b-59c0-45b3-ab1d-d93780e8d52b.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000184-78ae-df47-a9dd-7dfe5d8a0000&amp;dur_cat=3" type="audio/mpeg" length="9722496"/><guid isPermaLink="false">00000184-78ae-df47-a9dd-7dfe5d8a0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/saan-ako-dapat-lumapit-para-iproseso-ang-ticket-refund-ng-kanseladong-flight/9l7plr37t</link><itunes:subtitle>Pakinggan ang payo ng travel agent na si Atoy Sayas kung paano makakaiwas sa hassle kung kailangan mong magrefund ng ticket sa nakanselang flight dito sa #MayPERAan.</itunes:subtitle><itunes:summary>Pakinggan ang payo ng travel agent na si Atoy Sayas kung paano makakaiwas sa hassle kung kailangan mong magrefund ng ticket sa nakanselang flight dito sa #MayPERAan.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:08</itunes:duration><pubDate>Tue, 15 Nov 2022 13:35:56 +1100</pubDate></item><item><title>Dehado ba ako kapag binili ng dati kong partner ang aking bahagi sa naipundar naming bahay?</title><description>Paano ba dapat paghatian ang naipundar na ari-arian kung De facto ang naging relasyon? Pakinggan ang payo ng Solicitor at bihasa sa Family Law na si Atty Florante Abad sa #MayPERAan</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20221101133347-filipino-70007311-13f4-44f2-bfc4-80985dcde341.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000184-30f7-d4b5-a79c-3ff7a94a0000&amp;dur_cat=3" type="audio/mpeg" length="10484736"/><guid isPermaLink="false">00000184-30f7-d4b5-a79c-3ff7a94a0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/dehado-ba-ako-kapag-binili-ng-dati-kong-partner-ang-aking-bahagi-sa-naipundar-naming-bahay/5ebfdy56h</link><itunes:subtitle>Paano ba dapat paghatian ang naipundar na ari-arian kung De facto ang naging relasyon? Pakinggan ang payo ng Solicitor at bihasa sa Family Law na si Atty Florante Abad sa #MayPERAan</itunes:subtitle><itunes:summary>Paano ba dapat paghatian ang naipundar na ari-arian kung De facto ang naging relasyon? Pakinggan ang payo ng Solicitor at bihasa sa Family Law na si Atty Florante Abad sa #MayPERAan</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:55</itunes:duration><pubDate>Tue, 01 Nov 2022 13:30:03 +1100</pubDate></item><item><title>Anong pwedeng gawin kapag tinanggihan ng insurance company na bigyan ng flood cover ang aking bahay?</title><description>Pakinggan kung bakit tinatanggihan ng ilang insurance company ang ibang gustong kumuha ng flood cover sa paliwanag ng risk advisor at insurance broker na si Richard Labrador.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20221025142339-filipino-366855a7-e9df-4a27-b762-07bca7b6d121.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000184-0d12-db73-afd6-1d7294980000&amp;dur_cat=2" type="audio/mpeg" length="7578240"/><guid isPermaLink="false">00000184-0d12-db73-afd6-1d7294980000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/anong-pwedeng-gawin-kapag-tinanggihan-ng-insurance-company-na-bigyan-ng-flood-cover-ang-aking-bahay/rpci8eb1x</link><itunes:subtitle>Pakinggan kung bakit tinatanggihan ng ilang insurance company ang ibang gustong kumuha ng flood cover sa paliwanag ng risk advisor at insurance broker na si Richard Labrador.</itunes:subtitle><itunes:summary>Pakinggan kung bakit tinatanggihan ng ilang insurance company ang ibang gustong kumuha ng flood cover sa paliwanag ng risk advisor at insurance broker na si Richard Labrador.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:07:54</itunes:duration><pubDate>Tue, 25 Oct 2022 14:19:52 +1100</pubDate></item><item><title>Ano ang mga nagpapataas ng presyo sa insurance cover ng tahanan?</title><description>Namamahalan ka ba sa iyong binabayarang home and content insurance? Alamin ang basehan ng mga insurance company sa pagpepresyo ng cover sa mga binabahang lugar mula sa Risk advisor at Insurance broker na si Richard Labrador.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20221019115308-filipino-a2c508e3-5eaa-4d16-9a4c-d77bd50cc027.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000183-edaa-d604-abef-edeee4b90000&amp;dur_cat=3" type="audio/mpeg" length="10786944"/><guid isPermaLink="false">00000183-edaa-d604-abef-edeee4b90000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/ano-ang-mga-nagpapataas-ng-presyo-sa-insurance-cover-ng-tahanan/c9b0ym87m</link><itunes:subtitle>Namamahalan ka ba sa iyong binabayarang home and content insurance? Alamin ang basehan ng mga insurance company sa pagpepresyo ng cover sa mga binabahang lugar mula sa Risk advisor at Insurance broker na si Richard Labrador.</itunes:subtitle><itunes:summary>Namamahalan ka ba sa iyong binabayarang home and content insurance? Alamin ang basehan ng mga insurance company sa pagpepresyo ng cover sa mga binabahang lugar mula sa Risk advisor at Insurance broker na si Richard Labrador.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:14</itunes:duration><pubDate>Wed, 19 Oct 2022 11:47:39 +1100</pubDate></item><item><title>Paano kumuha ng tauhan sa Pilipinas bilang virtual employee?</title><description>Magkano ba ang magiging pa-sweldo kapag nag-outsource ng tauhan mula sa Pilipinas? Alamin ang mga dapat gawin bago ito simulan mula sa payo ng entrepreneur na si Jazmine Flores sa #MayPERAan.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20221004121313-filipino-d7a83e4b-76ac-4a1e-9647-f19c906391aa.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000183-a05b-d7bd-afd3-a7fb37e00000&amp;dur_cat=3" type="audio/mpeg" length="9873408"/><guid isPermaLink="false">00000183-a05b-d7bd-afd3-a7fb37e00000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/paano-kumuha-ng-tauhan-sa-pilipinas-bilang-virtual-employee/3fu58azc9</link><itunes:subtitle>Magkano ba ang magiging pa-sweldo kapag nag-outsource ng tauhan mula sa Pilipinas? Alamin ang mga dapat gawin bago ito simulan mula sa payo ng entrepreneur na si Jazmine Flores sa #MayPERAan.</itunes:subtitle><itunes:summary>Magkano ba ang magiging pa-sweldo kapag nag-outsource ng tauhan mula sa Pilipinas? Alamin ang mga dapat gawin bago ito simulan mula sa payo ng entrepreneur na si Jazmine Flores sa #MayPERAan.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:10:17</itunes:duration><pubDate>Tue, 04 Oct 2022 12:06:42 +1100</pubDate></item><item><title>Magastos bang mag-sponsor ng empleyado mula sa Pilipinas o ibang bansa?</title><description>Wala bang mahanap na lokal na mangangawa sa Australia ang iyong kumpanya? Alamin kung magkano at paano ang pag-sponsor ng isang skilled worker mula ibang bansa sa payo ni Jazmine Flores ng Australian Council of Multicultural Entrepreneurs</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20220927131359-filipino-a6e7079e-9b90-48dc-b929-cc9f3f00f330.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000183-7cdf-d229-abdb-7ddf3c850000&amp;dur_cat=3" type="audio/mpeg" length="9474048"/><guid isPermaLink="false">00000183-7cdf-d229-abdb-7ddf3c850000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/magastos-bang-mag-sponsor-ng-empleyado-mula-sa-pilipinas-o-ibang-bansa/wufeigt3k</link><itunes:subtitle>Wala bang mahanap na lokal na mangangawa sa Australia ang iyong kumpanya? Alamin kung magkano at paano ang pag-sponsor ng isang skilled worker mula ibang bansa sa payo ni Jazmine Flores ng Australian Council of Multicultural Entrepreneurs</itunes:subtitle><itunes:summary>Wala bang mahanap na lokal na mangangawa sa Australia ang iyong kumpanya? Alamin kung magkano at paano ang pag-sponsor ng isang skilled worker mula ibang bansa sa payo ni Jazmine Flores ng Australian Council of Multicultural Entrepreneurs</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:09:52</itunes:duration><pubDate>Tue, 27 Sep 2022 13:08:45 +1000</pubDate></item><item><title>Package tour o DIY? Alin ang mas tipid para sa pagpaplano ng bakasyon ng pamilya?</title><description>Mas makakatipid ba ang pamilya sa pagbili nga package tour sa pagbiyahe o mas mabuting bumuo ng sariling itinerary sa pamamasyal? Alamin ang mga 'pros at cons' sa tulong ng travel agent na si Chris Centeno sa #MayPERAan.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20220920150320-filipino-37414874-af71-40f9-9f41-b2edbad6788e.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000183-592d-d229-abdb-793f3cbf0000&amp;dur_cat=3" type="audio/mpeg" length="8459520"/><guid isPermaLink="false">00000183-592d-d229-abdb-793f3cbf0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/package-tour-o-diy-alin-ang-mas-tipid-para-sa-pagpaplano-ng-bakasyon-ng-pamilya/l0kgki545</link><itunes:subtitle>Mas makakatipid ba ang pamilya sa pagbili nga package tour sa pagbiyahe o mas mabuting bumuo ng sariling itinerary sa pamamasyal? Alamin ang mga 'pros at cons' sa tulong ng travel agent na si Chris Centeno sa #MayPERAan.</itunes:subtitle><itunes:summary>Mas makakatipid ba ang pamilya sa pagbili nga package tour sa pagbiyahe o mas mabuting bumuo ng sariling itinerary sa pamamasyal? Alamin ang mga 'pros at cons' sa tulong ng travel agent na si Chris Centeno sa #MayPERAan.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:08:49</itunes:duration><pubDate>Tue, 20 Sep 2022 14:54:07 +1000</pubDate></item><item><title>Sino ang dapat sumagot ng gastos sa insurance ng inuupahan mong pwesto sa negosyo?</title><description>Sa episode na ito ng #MayPERAan ipapaliwanang ng insurance broker na si Richard Labrador kung sino ang dapat sumagot ng insurance sa nirerentahang gusali at kung ano ang mga dapat maging sakop nito para proteksyunan ang iyong kabuhayan at customer.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20220913114305-filipino-c1da097c-2dea-4c53-b12d-5c45abc4b88c.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000183-346e-dfd7-a78b-fcfe2a380000&amp;dur_cat=3" type="audio/mpeg" length="8789760"/><guid isPermaLink="false">00000183-346e-dfd7-a78b-fcfe2a380000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/sino-ang-dapat-sumagot-ng-gastos-sa-insurance-ng-inuupahan-mong-pwesto-sa-negosyo/ze56b1qfn</link><itunes:subtitle>Sa episode na ito ng #MayPERAan ipapaliwanang ng insurance broker na si Richard Labrador kung sino ang dapat sumagot ng insurance sa nirerentahang gusali at kung ano ang mga dapat maging sakop nito para proteksyunan ang iyong kabuhayan at customer.</itunes:subtitle><itunes:summary>Sa episode na ito ng #MayPERAan ipapaliwanang ng insurance broker na si Richard Labrador kung sino ang dapat sumagot ng insurance sa nirerentahang gusali at kung ano ang mga dapat maging sakop nito para proteksyunan ang iyong kabuhayan at customer.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:09:09</itunes:duration><pubDate>Tue, 13 Sep 2022 11:34:18 +1000</pubDate></item><item><title>Paano mapoprotektahan ng cyber insurance ang iyong online business?</title><description>Dahil talamak na ang mga panloloko at pambibiktima ng mga online scammer at hackers, dapat na bang kumuha ng cyber insurance para sa iyong negosyo? Alamin ang mga sakop na proteksyon nito mula sa Insurance broker na si Richard Labrador.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20220906113405-filipino-93a2b03e-e3f6-4986-8c62-2dff672bf363.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000183-105e-de8c-abc3-fa5eb8de0000&amp;dur_cat=3" type="audio/mpeg" length="8645376"/><guid isPermaLink="false">00000183-105e-de8c-abc3-fa5eb8de0000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/paano-mapoprotektahan-ng-cyber-insurance-ang-iyong-online-business/eutwty6nv</link><itunes:subtitle>Dahil talamak na ang mga panloloko at pambibiktima ng mga online scammer at hackers, dapat na bang kumuha ng cyber insurance para sa iyong negosyo? Alamin ang mga sakop na proteksyon nito mula sa Insurance broker na si Richard Labrador.</itunes:subtitle><itunes:summary>Dahil talamak na ang mga panloloko at pambibiktima ng mga online scammer at hackers, dapat na bang kumuha ng cyber insurance para sa iyong negosyo? Alamin ang mga sakop na proteksyon nito mula sa Insurance broker na si Richard Labrador.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:09:00</itunes:duration><pubDate>Tue, 06 Sep 2022 11:26:49 +1000</pubDate></item><item><title>Magkano ba aabutin ang gastos sa travel insurance at ticket pauwi sa Pilipinas?</title><description>Para sa mga may planong bumiyahe pauwi ng Pilipinas, ibinahagi ni Chris Centeno, isang travel agent ang mga bagay na makakaapekto sa gastos sa travel insurance at iba't ibang paraan para makapag-abang ng murang ticket sa eroplano.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20220830132320-filipino-71fde5dc-7a17-4485-93c5-0d16fe51c622.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000182-ecb5-dd7c-abdf-edf748340000&amp;dur_cat=3" type="audio/mpeg" length="11086848"/><guid isPermaLink="false">00000182-ecb5-dd7c-abdf-edf748340000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/paano-maku-kwenta-anga-gastos-sa-travel-insurance-at-ticket-pauwi-sa-pilipinas/9es25rwuy</link><itunes:subtitle>Para sa mga may planong bumiyahe pauwi ng Pilipinas, ibinahagi ni Chris Centeno, isang travel agent ang mga bagay na makakaapekto sa gastos sa travel insurance at iba't ibang paraan para makapag-abang ng murang ticket sa eroplano.</itunes:subtitle><itunes:summary>Para sa mga may planong bumiyahe pauwi ng Pilipinas, ibinahagi ni Chris Centeno, isang travel agent ang mga bagay na makakaapekto sa gastos sa travel insurance at iba't ibang paraan para makapag-abang ng murang ticket sa eroplano.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:11:33</itunes:duration><pubDate>Tue, 30 Aug 2022 13:18:27 +1000</pubDate></item><item><title>Dapat bang branded at mamahaling gamit lang ang ilagay sa balikbayan box?</title><description>Sa episode na ito ng #MayPERAan, ibinahagi ng may-ari ng isang balikbayan box services na si Lowella McAllister ang mga praktikal na payo para makapagpadala ng mga gamit na maayos at mapapakinabangan ng pamilya sa Pilipinas.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20220824121316-filipino-c2270f34-b82f-40bb-b261-2aefe2eea915.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000182-cd8d-da48-a182-cd8f2b250000&amp;dur_cat=3" type="audio/mpeg" length="8443392"/><guid isPermaLink="false">00000182-cd8d-da48-a182-cd8f2b250000</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/dapat-bang-branded-at-mamahaling-gamit-lang-ang-ilagay-sa-balikbayan-box/bz4xg0yy6</link><itunes:subtitle>Sa episode na ito ng #MayPERAan, ibinahagi ng may-ari ng isang balikbayan box services na si Lowella McAllister ang mga praktikal na payo para makapagpadala ng mga gamit na maayos at mapapakinabangan ng pamilya sa Pilipinas.</itunes:subtitle><itunes:summary>Sa episode na ito ng #MayPERAan, ibinahagi ng may-ari ng isang balikbayan box services na si Lowella McAllister ang mga praktikal na payo para makapagpadala ng mga gamit na maayos at mapapakinabangan ng pamilya sa Pilipinas.</itunes:summary><itunes:episodeType>full</itunes:episodeType><itunes:duration>00:08:48</itunes:duration><pubDate>Wed, 24 Aug 2022 12:06:22 +1000</pubDate></item><item><title>Okay lang ba na mangutang ng pera sa kaibigan dito sa Australia?</title><description>Sa episode na ito ng #MayPERAan, ibabahagi sa atin ng finance journalist na si Michelle Baltazar ang mga tips kung papaano maitatawid ang mga gastusin sa panahon ng kagipitan at kung may ibang paraan ba bukod sa panghihiram ng pera.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250702121022-may_peraan_loan_money_from_friend.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000181-661a-dbd7-a19b-679b6a2603a7&amp;dur_cat=3" type="audio/mpeg" length="9946696"/><guid isPermaLink="false">00000181-661a-dbd7-a19b-679b6a2603a7</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/okay-lang-ba-na-mangutang-ng-pera-sa-kaibigan-dito-sa-australia/10vm157yh</link><itunes:subtitle>Sa episode na ito ng #MayPERAan, ibabahagi sa atin ng finance journalist na si Michelle Baltazar ang mga tips kung papaano maitatawid ang mga gastusin sa panahon ng kagipitan at kung may ibang paraan ba bukod sa panghihiram ng pera.</itunes:subtitle><itunes:summary>Sa episode na ito ng #MayPERAan, ibabahagi sa atin ng finance journalist na si Michelle Baltazar ang mga tips kung papaano maitatawid ang mga gastusin sa panahon ng kagipitan at kung may ibang paraan ba bukod sa panghihiram ng pera.</itunes:summary><itunes:episodeType>FULL</itunes:episodeType><itunes:duration>00:09:21</itunes:duration><pubDate>Tue, 08 Feb 2022 18:02:00 +1100</pubDate></item><item><title>How can I have an easier time paying off my credit card debt? - Paano kumawala sa credit card utang?</title><description>Finance broker Maria Papa gives practical tips on how to more easily pay off credit card debt. - Posible pa bang mapababa ang interes sa utang sa credit card? May iba pa bang paraan para mabawasan ang mabigat na bayarin o utang? Yan ang #MayPeraan question na sasagutin ng finance expert na si Maria Papa.</description><enclosure url="https://sbs-podcast.streamguys1.com/smart-money/20250702120206-filipino_0d059352-ebb5-438e-8dd6-914108879b39.mp3?awCollectionId=smart-money&amp;awGenre=News&amp;awEpisodeId=00000181-6618-dbd7-a19b-6799a8ef01d0&amp;dur_cat=3" type="audio/mpeg" length="23290368"/><guid isPermaLink="false">00000181-6618-dbd7-a19b-6799a8ef01d0</guid><link>https://www.sbs.com.au/language/filipino/fil/podcast-episode/how-can-i-have-an-easier-time-paying-off-my-credit-card-debt/ns87cnfdi</link><itunes:subtitle>Finance broker Maria Papa gives practical tips on how to more easily pay off credit card debt. - Posible pa bang mapababa ang interes sa utang sa credit card? May iba pa bang paraan para mabawasan ang mabigat na bayarin o utang? Yan ang #MayPeraan question na sasagutin ng finance expert na si Maria Papa.</itunes:subtitle><itunes:summary>Finance broker Maria Papa gives practical tips on how to more easily pay off credit card debt. - Posible pa bang mapababa ang interes sa utang sa credit card? May iba pa bang paraan para mabawasan ang mabigat na bayarin o utang? Yan ang #MayPeraan question na sasagutin ng finance expert na si Maria Papa.</itunes:summary><itunes:episodeType>FULL</itunes:episodeType><itunes:duration>00:12:08</itunes:duration><pubDate>Wed, 05 May 2021 08:36:00 +1000</pubDate></item></channel></rss>
